Documents required for Education Loan Abroad

Fully completed and signed application form
 

  • To download loan application form in PDF format  Click Here


Photographs
 

  • Upload or capture photographs of applicant and co-applicant while filling up the digital application form 


Photo ID
 

Applicant and co-applicant (Any one of the following) 
 

  • Permanent Account Number (PAN) card 
  • Passport 
  • Driving licence 
  • Aadhaar card 
  • Voter's ID card 


Residence Proof
 

Applicant and co-applicant (Any one of the following) 
 

  • Passport 
  • Driving licence 
  • Aadhaar card 
  • Voter's ID card 


Academic Documents of the Student
 

  • Marksheet/certificate of 12th exam 
  • Marksheet/certificate of subsequent years of education e.g. BE, BCom, BSc, etc. 
  • Marksheet of any entrance exam taken e.g., CAT, CET, etc. (If applicable) 
  • GRE/GMAT/TOEFL/IELTS, etc., marksheets (if applicable) 
  • Scholarship documents (if applicable) 


Proof of admission (if available)
 

  • Printed admission letter from the Institute on its letterhead with institute's address 


Last 8 Months Bank Statements of Co-Applicant
 

  • (If more than one bank account, provide copies of all)  
  • Make sure to include the bank statements of the bank account where salary or business/ professional receipts are credited every month 


Income Proof of Co-Applicant

A. In case of salaried employee (All of the following)  
 

  • Latest 3 Salary Slips or Salary Certificate on Employer's Letterhead 
  • Last 2 year's Form 16 from Employer or Last 2 Year's Income Tax Returns 
  • Any Other Income Proof That is Not Reflected in the Above Documents 


B. In case of self-employed or professional (All of the following)
 

  • Last 2 Year's Income Tax Returns 
  • Last 2 Year's Certified Financial Statements or Provisional Financial Statements Duly Certified by CA 
  • Proof of Office (any one of the following, Lease Deed, Utility Bill, Title Deed, etc.) 
  • Any other income proof that is not reflected in the above documents 


If, Collateral - Immovable Property
 

(Flat, house, non-agriculture land) (All the relevant documents from the following list)
 

  • Property Title Deed 
  • 7 / 12 extracts in case of land 
  • Registered sale agreement along with society share certificate 
  • Original registration receipt for the above agreement 
  • Allotment Letter by Municipal Corporation / Authorised Govt. Authorities like MHADA, CIDCO, etc. Please add HUDA, DDA, JDA, GIDC etc. 
  • Previous Chain of Sale Deed establishing title 
  • Latest Maintenance bill along with Receipts issued by builder/ society 
  • Latest property tax bill along with receipts 
  • NOC for mortgage from society/builder 
  • Approved building plan 
  • Encumbrance certificates as on date etc.


Note: Other than original completed application form, Please DO NOT provide any original supporting documents to HDFC Credila at the time of applying for the loan. All the copies of the above provided documents above should be self-attested. 
 

Application Form submitted digitally
 

  • KYC Documents of all borrower/(s) 
  • Academic Records 
  • Proof of admission (if received) 
  • Standardised Test Scores, where applicable 
  • Statement of cost of studies 
  • Income proof of co-applicant(s) where applicable 
  • Bank Account Statements 
  • Collateral Documents where applicable&nbsp
  • Other Documents if applicable 


Click here to read more about the HDFC Bank Foreign Education Loan 
 

*Terms and Conditions Apply
 

Disclaimer: Terms and conditions apply. Loan for Foreign Education approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently asked questions

For an Abroad Education Loan, the following documents are required: 
 

  • A fully completed and signed application form, two passport size photos of the applicant and co-applicant, a photo ID such as a PAN card, passport, driving licence, Aadhaar card, or voter's ID card for both the applicant and co-applicant,. 

  • Residence proof such as a passport, driving licence, Aadhaar card, or voter's ID card for both,. 

  • Academic documents including marksheets/certificates of the 12th exam and subsequent years of education, marksheets of any entrance exams taken, and GRE/GMAT/TOEFL/IELTS marksheets if applicable,.  

  • Scholarship documents if applicable,. 

  • Proof of admission if available,. 

  • The last 8 months bank statements of the co-applicant,. 

  • Income proof of the co-applicant which varies based on employment type, and if collateral is being offered,.  

  • Documents related to the immovable property such as property title deed, extracts, sale agreement, allotment letter, maintenance bills, property tax bills, NOC for mortgage, approved building plan, and encumbrance certificates.

 

To provide proof of identity and residence when applying for an Education Loan To Study Abroad, you need to submit a fully completed and signed application form along with two passport size photos of the applicant and co-applicant. One set of photos should be pasted on the application form and the second set should be affixed (stapled) to the form. For photo ID, either the applicant or co-applicant can submit any one of the following: Permanent Account Number (PAN) Card, Passport, Driving Licence, Aadhaar Card, or Voter's ID Card. Similarly, for residence proof, either the applicant or co-applicant can submit any one of the following: Passport, Driving Licence, Aadhaar Card, or Voter's ID Card.

When applying for an Overseas Education Loan, the required financial documents include 
 

  • The last 8 months bank statements of the co-applicant,. 

  • Income proof of the co-applicant which depends on employment type (for salaried employees: latest 3 salary slips or salary certificate, last 2 year's Form 16 of income tax returns, and any other income proof not reflected in the above documents; for self-employed or professionals: last 2 year's income tax returns, certified financial statements, proof of office, and any other income proof),. and 

  • If collateral is offered, documents related to the immovable property such as property title deed, extracts, registered sale agreement, allotment letter, maintenance bills, property tax bills, NOC for mortgage, approved building plan, and encumbrance certificates.

HDFC Bank requires the last 8 months’ bank statements of the co-applicant. If there are multiple accounts, provide all statements. Statements must show consistent monthly salary, business, or professional credits to demonstrate income stability. All copies must be self-attested before submission.

If the co-applicant is salaried, HDFC Bank requires the latest three salary slips or a salary certificate on company letterhead, the last 2 years' Form 16 or Income Tax Returns, and any other income documents not reflected elsewhere. Ensure all copies are self-attested before submission.

HDFC Bank accepts documents like title deed, registered sale agreement with society share certificate, municipal allotment letter, previous sale deed chain, property tax bills, building plan, and NOC for mortgage. All documents must relate to immovable property and be self-attested at the time of submission.

HDFC Bank requires address proof from both the applicant and the co-applicant. Acceptable documents include a Passport, a Driving Licence, an Aadhaar Card, or a Voter’s ID Card. Only one document per individual is required. Each document copy must be self-attested before submission with the loan application.

You must submit your 12th standard marksheet, subsequent academic records (such as BSc, BE, BCom, etc.), entrance exam scorecards (if applicable), English proficiency test scores like GRE or TOEFL, and scholarship documents. If available, include a printed admission letter on the institution’s letterhead.