Fees and Charges of HDFC Bank Demat Account
| Demat Account Type | Detailed Tariff Link | Annual Maintenance Charge (from 2nd Year onwards) |
Special pricing as per Managed Program Debit/ Pledge transaction Charge |
Standard Charges Debit/Pledge transaction |
You Save on AMC/Txn |
|---|---|---|---|---|---|
| Infiniti/Imperia | Click Here | Nil | Min. ₹30 or 0.03% of the value of the transaction (Max ₹4,999). | Min. ₹30 or 0.04% of the value of the transaction (Max ₹4,999). | AMC:100% Txn: 25% |
| Preferred | Click Here | Zero (in case of 1 transaction p.a.) OR ₹300 |
Min. ₹30 or 0.03% of the value of the transaction (Max ₹4,999 ). | Min. ₹30 or 0.04% of the value of the transaction (Max ₹4,999 ). | AMC: 100% to 60% Txn: 25% |
| Classic | Click Here | ₹250 (in case of 1 transaction p.a.) OR ₹500 |
- | Min. ₹30 or 0.04% of the value of the transaction (Max ₹4,999 ). | AMC: 66% to 33% |
| Prime | Click Here | ₹700 | - | Min. ₹30 or 0.04% of the value of the transaction (Max ₹4,999 ). | AMC: 7% |
| Standard | Click Here | ₹750 | - | Min. ₹30 or 0.04% of the value of the transaction (Max ₹4,999 ). |
Limited period promotional tariff offer for all new Demat & Trading A/cs opened from 1st Aug'23, for details click here.
Important terms and conditions
- All Demat charges mentioned above exclude GST and other taxes or statutory charges imposed by government bodies or authorities.
- Transaction charges are payable monthly. The stated charges apply specifically to the services listed. Charges for non-listed services will be billed separately.
- Transaction values will adhere to the rates prescribed by NSDL or CDSL. Annual Maintenance Charges (AMC) are collected upfront for one year at the start of each billing cycle by banks.
- All services and charges may be revised at the bank's discretion and communicated to customers within 30 days.
- For a detailed breakdown of applicable fees and charges on your HDFC Bank Demat Account, please visit HDFC website.
Frequently asked questions
Yes, Demat Accounts typically incur charges, including Annual Maintenance Charges (AMC) and transaction fees. AMC fees are levied annually by banks or depository participants to maintain the account. Transaction charges are applied each time securities are bought or sold and vary based on the type and volume of transactions. Additionally, there may be charges for other services like account statements, pledge creation, and account closure. These charges are specified by the depository and are subject to change at the discretion of the bank or depository participant. It's advisable to review the fee structure before opening a Demat Account to understand the costs involved.
Different types of charges for a Demat account include Annual Maintenance Charges (AMC), transaction fees, and additional service charges. AMC is an annual fee charged for maintaining the Demat account, typically payable upfront. Transaction fees are levied for buying and selling securities and depend on factors like the volume and type of transaction. Other charges may include fees for account statements, pledge creation, and account closure. Additionally, there could be charges for corporate actions like dividends, bonus issues, and rights issues. It's essential for investors to be aware of these charges as they vary among depository participants and can impact overall investment costs.