Enclosed below are HDFC Bank Platinum Debit Card Interest Rates & Charges:
Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement.
Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank Platinum Debit Card offers 1 CashBack point per ₹100 spent on telecom and utilities and 1 CashBack point per ₹200 spent on groceries, supermarkets, restaurants, apparel, and entertainment. It also provides higher daily limits for shopping and ATM withdrawals, along with advanced chip technology for enhanced security.
Yes, there is an annual fee associated with the Platinum Debit Card. The annual fee is ₹850 plus applicable taxes.
Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the Platinum Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.
Yes, HDFC Bank levies a penalty for transactions declined on the Platinum Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.
The cross-currency markup fee on the HDFC Bank Platinum Debit Card is 3.5% of the transaction amount.
If you need to replace your HDFC Bank Platinum Debit Card, a fee of ₹200 plus applicable taxes will be levied as a replacement fee.
HDFC Bank does not levy any fee for Platinum Debit Card PIN generation. This service is provided free of charge to cardholders.
HDFC Bank does not charge any fee for offering insurance coverage under the Platinum Debit Card.
This service is provided free of charge to cardholders.