Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank MoneyBack Debit Card offers 1% CashBack on every ₹100 spent on fuel, apparel, insurance, education, and grocery. It also provides higher daily limits for ATM withdrawals and shopping, along with comprehensive insurance coverage.
Yes, there is an annual fee associated with the MoneyBack Debit Card. The annual fee is ₹300 plus applicable taxes.
Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the MoneyBack Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.
Yes, HDFC Bank levies a penalty for transaction declines on the MoneyBack Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.
The cross-currency markup fee on the HDFC Bank MoneyBack Debit Card is 3.5% of the transaction amount.
If you need to replace your HDFC Bank MoneyBack Debit Card, a fee of ₹200 plus applicable taxes will be levied as a replacement fee.
HDFC Bank does not levy any fee for MoneyBack Debit Card PIN generation. This service is provided free of charge to cardholders.
HDFC Bank does not charge any fee for offering insurance coverage under the MoneyBack Debit Card. This service is provided free of charge to cardholders.