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Fees and Charges of EZEE Current Account

  • Enclosed below are HDFC Bank EZEE Current Account Interest Rates & Charges
Fees and Charges for EZEE Current Account
Description of Charges Ezee Current Account
Current Accounts with Cheque facility  
Average Quarterly Balance Metro and Urban – ₹50,000/- (AQB)
Semi urban and rural – ₹25,000/- (AQB)
Non-Maintenance Charges (per Quarter/Month/half yearly) ₹1800/- per quarter
Mode of calculation of minimum average quarterly balance Average of daily closing balances of each day spread over a period of three calender months.
Cash transactions
Cash Deposit
Combined Cash Deposit at Home Location, Non-Home Location & Cash Recycler Machines** (Monthly Free Limit) Higher of ₹4 Lakh and 6 times of Current Month AMB or 25 transactions, whichever is breached first (Upper Cap - ₹50 Lakh); Charges @ ₹4 per ₹1000, minimum of ₹50 per transaction beyond free limits
Cash deposit in low denomination coins and notes i.e. ₹20 and below @ any HDFC Bank Branch (Monthly) Cash deposit in notes = Nil free limits; chargeable at 4% of cash deposit in low denomination notes
Cash deposit in coins = Nil free limits; chargeable at 5% of cash deposit in coins
Operational limit for cash deposit -Non - Home Branches Maximum ₹1,00,000/- per day.
Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit.
**Effective 1st August 2025, ₹50/- per transaction would be applicable for Cash Deposits through Cash Recycler Machines during 11 PM to 7 AM on all calendar days.
Cash Withdrawal
Cash Withdrawal-Home Branch Free
Cash Withdrawal - Non Home Branch 5 lacs per month
Intercity transactions
Account to account fund transfer within HDFC Bank Free
Intercity cheque payments at HDFC Bank locations (Outside Home Branch City) Free
Intercity cheque collections at HDFC Bank locations (Outside Home Branch City) Free
Bulk Transactions (Monthly Free Limit) Free up to 150 transactions; Charges @ ₹35 per transaction beyond free limits
Cheque Book Charges
Cheque Book Charges (Issued by Bank)
( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)		 Payable at par cheques. Free 100 cheque leaves per month. Charges
₹3/- per leaf beyond 100 leaves
Free Monthly Cheques Leave 100
Local transactions (At home branch location)
Local cheques collections & payments Free
Account to account fund transfer within HDFC Bank Free
Remittance facility through own Bank
Demand Drafts (DD)/Pay Orders (PO) payable at HDFC Bank Locations (Issued from any branch) Free 20 DD/PO per month.
Charges ₹1/- per ₹1000/-, Min ₹50/- and Max ₹3000/- per instrument beyond free limit
NEFT transactions :
Payments(At branch) Free on NetBanking & Mobile Banking; Branch Banking = Up to ₹10K: ₹2 per transaction, Above ₹10K up to ₹1 Lakh: ₹4 per transaction, Above ₹1 Lakh up to ₹2 Lakh: ₹14 per transaction, Above ₹2 Lakh: ₹24 per transaction
Collections Free
RTGS transactions
Payments(At branch) Free on NetBanking & Mobile Banking; Branch Banking = ₹2 Lakh to ₹5 Lakh: ₹20 per transaction, Above ₹5 Lakh: ₹45 per transaction
Collections Free
NEFT/RTGS payments are free through netbanking
Other Current Account facilities
Monthly Account Statement Free
Issue of Duplicate / Adhoc Statement Branch – ₹100/- per statement
PhoneBanking (Non IVR) – ₹75/- per instrument
NetBanking, MobileBanking, PhoneBanking – IVR, ATM, InstaQuerry – ₹50/- per statement.
Bouncing of cheques- Local
Cheques drawn on us
Due to insufficient funds Upto 2 instruments per month ₹500/- per instrument; on 3rd onwards ₹750/- per instrument
Due to funds transfer cheque return - ₹350/- per instrument
Due to technical reasons ₹50/- per instrument (e.g. - Date not mentioned, post-dated, sign mismatch, etc.)
Cheques deposited returned unpaid Local & Outstation - ₹200/- instrument
Doorstep Banking *
Cash Pickup Charges (within municipal city limits)
Up to ₹1 lac ₹200/- per pickup
Beyond ₹1 lac and up to ₹2 lac ₹225/- per pickup
Beyond ₹2 lac and up to ₹4 lac ₹350/- per pickup
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager.
Miscellaneous
Balance enquiry Free
TDS Certificate Free
Balance Confirmation Certificate ₹100/-
Interest Certificate ₹100/-
Cheque Status per instance Free
Photo Verification ₹100/- per instance
Address Confirmation Free
Signature Verification ₹100/- per instance
Setting up of Standing Instructions Nil
Any deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) ₹50/- per instance
SI rejects Up to 3 returns - ₹250 /instance
4th return onward ₹750 /instance
ECS (Debit) Return Charges
(Quarterly Charges)		 Up to 3 returns - ₹350/ instance
4th return onward ₹750 /instance
Old Records / Copy of Paid Cheque
  ₹200 per record
Common Charges for Debit / ATM Cards
Replacement of damaged card Free
Replacement of lost card ₹200/-
Copy Retrieval Request ₹100/-
Re-Issuance of PIN Free through ATM/Net Banking, ₹50/- in case of Physical PIN
ATM Usage
ATM Txns (@ HDFC Bank ATM) Unlimited Free
ATM Txns - (@ Non HDFC Bank ATM) No Free Limits, Charges @ ₹21/- per transaction
Note: With effect from 1st May 2025, ATM transaction charge rate beyond free limit of ₹21 + taxes would be revised to ₹23 + taxes, wherever applicable. ​​​​​​​
Stop Payment Charges
Particular cheque ₹100/- (Free through Net Banking and Phone Banking)
Range of cheques ₹200/- (Free through Net Banking and Phone Banking)
Account Closure:
Up to 14 days No Charge
15 days to 6 months ₹1,000/-
6 months to 12 months ₹500/-
Beyond 12 months No Charge
Activation of Dormant / inoperative account No Charge
Charges on all IMPS Outgoing transactions:
Up to ₹ 1000 ₹2.50/- per txn
Above ₹ 1000 up to ₹1 Lakh ₹5/- per txn
Above ₹1 Lakh up to ₹2 Lakh ₹15/- per txn
Debit Cards (only for Individuals & Sole Proprietorship)
Debit Card Business# ATM Card
Annual Fee per card ₹350/- plus taxes Free
Daily ATM limit ₹1,00,000 ₹10,000
Daily Merchant Establishment Point of Sale limit ₹5,00,000 NA

Click here to read the Terms and Conditions of EZEE Current Account.