| Description of Charges | Current Account for Hospitals and Nursing Homes | |
|---|---|---|
| Average Quarterly Balance (AQB) | ₹40,000 | |
| Non Maintenance Charges | ₹2,400 per quarter, if AQB below ₹40,000 | |
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over 3 months. | |
| Cheque leaves (Payable at Par) - Free Limit (Customers can request a maximum of 100 cheque leaves through net banking. For requests above 100 cheque leaves, customers need to visit the branch.) |
200 leaves per month | |
| Charges beyond free limit | ₹2 per cheque leaf | |
| Account Statement | Free (Monthly) | |
| Duplicate/Ad Hoc Statement | ||
| Requests through direct banking channels | ₹50 per statement through ATM/mobile Banking/net banking and Phone Banking (IVR) | |
| At branch or phone banking (Non-IVR) | ₹100 per statement through branch; ₹75 per statement through phone banking (non-IVR) | |
| Hold Statement Facility | ₹400 per year | |
| Demand Draft / Pay Order Remittance Facility | ||
| Demand Drafts (DDs) payable HDFC Bank locations (Issued from any branch) / Duplicate DDs | Up to 30 free Demand Drafts per month. Above 30 DDs: ₹25 per DD |
|
| Pay Orders (POs) - on HDFC Bank locations (Issued from Any Branch) / Duplicate (POs) | Up to 30 free (POs) per month. Above 30 POs: ₹25 per PO |
|
| Issue of Demand Drafts (DDs)/ Duplicate DDs (correspondent tie-up) | ₹2 per ₹1,000, minimum ₹50 per transaction | |
| DD/PO cancellation/ revalidation | ₹100 per instrument | |
| NEFT/EFT transactions | ||
| Payments (At branch) | Up to ₹10,000: ₹2.50 per transaction ₹10,001 to ₹1 lakh: ₹5 per transaction ₹1 lakh to ₹2 lakh: ₹15 per transaction Above ₹2 lakh: ₹25 per transaction *plus applicable taxes. |
|
| Collections | Free | |
| RTGS transactions | ||
| Payments (At branch) | ₹2 lakh to ₹5 lakh: ₹25 per transaction. ₹5 lakh and above: ₹50 per transaction. *plus applicable taxes. |
|
| Collections | Free | |
| NEFT/RTGS payments are free through net banking | ||
| Local transactions (at home branch locations) | ||
| Local cheque collection and payment | Free | |
| Account to account fund transfer within HDFC bank | Free | |
| Anywhere transactions (Except Dahej) | ||
| Account to account fund transfer within HDFC bank location | Free | |
| Clearing Transactions – Payments at all HDFC bank location | Free | |
| Clearing Transactions – Collections at all HDFC bank location | Free | |
| Bulk transactions | Maximum of 150 transactions per month. Beyond 150 charges: ₹10 per transaction would be levied. *inclusive of all local/anywhere clearing and funds transfer transactions. |
|
| Outstation Cheque Collection | ||
| Outstation cheque collection at bank location | Up to ₹1lakh: ₹25 per instrument Above ₹1lakh up to ₹2 lakh: ₹50 per instrument Above ₹2lakh up to ₹3lakh: ₹100 per instrument Above ₹3lakh: ₹150 per instrument |
|
| Outstation cheque collection at correspondent bank location and clean location (non-correspondent bank location) and non-MICR cheque | Up to ₹25,000: ₹50 per instrument Above ₹25,000 up to ₹1 lakh: ₹100 per instrument Above ₹1 lakh: ₹150 per instrument |
|
| Cheque Collections through Speed Clearing | Up to ₹1 lakh: NIL Above ₹1 lakh: ₹40 per instrument |
|
| Bouncing of cheques, local cheques drawn on us |
||
| Due to insufficient funds | Up to 2 instruments per month: ₹500 per instrument; On 3rd instrument onwards - ₹750 per instrument | |
| Due to technical reasons | No charge | |
| Cheques Deposited Returned Unpaid | Local Cheque: ₹100 per instrument and outstation cheque: ₹150 per instrument | |
| Doorstep Banking | ||
| Cash pick-up services (within municipal city limits) | ||
| Cash pick-ups to ₹1 lakh | ₹150 per pick-up | |
| Cash pick-ups beyond ₹1 lakh up to ₹2 lakh | ₹200 per pick-up | |
| Cash pick-ups beyond ₹2 lakh up to ₹3 lakh | ₹300 per pick-up | |
| Cash beyond the above limits can be offered. For further details on charges please contact your branch manager | ||
| Cash transactions | ||
| Cash deposit | ||
| Cash deposit at home branch location | Up to ₹10 lakh free per month or 50 transactions whichever is less. Deposits over ₹10 lakh or 50 transactions will be charged at ₹3 per ₹1,000, minimum ₹50 per transaction. |
|
| Limit on Inter-branch deposits (within home branch city) | Cash deposits at non-home branches within the home branch city are subject to a maximum of ₹1 lakh per account per day. | |
| Cash deposit non-home location | Charges at ₹3.50 per ₹1,000, minimum ₹50 per transaction. Maximum deposit allowed up to ₹1lakh per day. |
|
| Free Cash deposit limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customers will be charged from the 1st transaction for cash deposit. | ||
| Cash withdrawal | ||
| Cash withdrawal-home branch | Free | |
| Cash withdrawal-non home branch - Inter-city and Intra-city | Free cash withdrawals up to ₹50,000 per day Charges at ₹2/1000, min ₹50 per transaction, beyond the limit. Third-party cash withdrawal is allowed only up to a maximum ₹50,000 per transaction. |
|
| Miscellaneous | ||
| Balance inquiry | ₹25 | |
| TDS certificate | Free | |
| Balance confirmation certificate | ₹50 | |
| Interest certificate | ₹50 | |
| Cheque status per instance | ₹25 | |
| Photo Verification charges | ₹100 | |
| Address confirmation charges | ₹100 | |
| Signature Verification charges | ₹100 | |
| Setting up of standing instructions | Nil | |
| Hold statement facility | ₹400 per year | |
| Any deliverable returned by courier due to negative reasons (no such consignee shifted and no such address) | ₹50 per instance | |
| SI rejects | Up to 3 returns: ₹350 per instance 4th return onward: ₹750 per instance |
|
| ECS (Debit) return charges, quarterly charges. | Up to 3 returns: ₹350 per instance 4th return onward ₹750 per instance |
|
| Old Records / Copy of Paid Cheque | ||
| Up to 1 year | ₹50 per record | |
| Above 1 year | ₹100 per record | |
| Common charges for debit/ATM cards | ||
| Replacement of damaged card | Free | |
| Replacement of lost card | ₹200 | |
| Copy retrieval request | ₹100 | |
| Re-issuance of PIN | ₹50 plus taxes | |
| ATM Usage: | ||
| Transaction Type | Balance Inquiry | Cash Withdrawal |
| HDFC Bank ATMs | Free | Free |
| Non-HDFC Bank ATMs | ||
| Domestic | On all transactions, financial and non-financial, charges applicable at ₹20 per transaction | |
| International* | ||
| *The bank will charge a cross-currency mark-up of 3.5% on foreign currency transactions carried out on debit cards. The exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of transaction. | ₹25 per transaction | ₹125 per transaction |
| Stop payment charges | ||
| Particular cheque | ₹100 (Free through phone banking) | |
| Range of cheques | ₹250 (Free through phone banking) | |
| Account Closure Charges | ||
| Up to 14 days | Nil | |
| 15 days to 6 months | ₹1000 | |
| 6 months -12 months | ₹500 | |
| More than 12 months | Nil | |
| Transactions through phone banking | ||
| Fax of last 9 transactions statement free through phone banking | Free | |
| Interactive voice response (IVR) and agent assisted | Free | |
| Regeneration of phone banking (TIN) at branch or phone banking | ₹50 per request | |