Biz Elite+ Account Eligibility

You are eligible to open a Biz Elite+ Account if you fall under the following criteria: 

 

  • Resident Individual 

  • Hindu Undivided Family 

  • Sole Proprietorship Firms 

  • Partnership Firms 

  • Limited Liability Partnership Firms 

  • Private and Public Limited Companies

Click here to learn more about the HDFC Bank Biz Elite+ Account

 

Disclaimer: Terms and conditions apply. HDFC Bank Biz Elite+ Account approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirements. Interest rates are subject to change. Please check with your RM or the closest bank branch for current interest rates.

Frequently Asked Questions

You can open a Biz Elite+ Account if you are a Resident Individual, HUF, Sole Proprietor, Partnership Firm, LLP, or a Private/Public Limited Company. The account suits businesses of various types and sizes.

With a Biz Elite+ Account, you get free monthly cash deposits up to ₹75 lakh or 15 times the current month’s average monthly balance (AMB), whichever is higher, capped at ₹75 crore.

Yes, the Biz Elite+ Account offers unlimited free cheque leaves every month, making it convenient for businesses that rely heavily on cheque-based payments or collections.

Absolutely. Biz Elite+ Account holders enjoy free RTGS, NEFT, and IMPS transactions through both branch banking and NetBanking, helping businesses manage digital payments efficiently and without extra cost.

SmartHub Vyapar integrates payments, banking, lending, and business tools in one app. It enhances the Biz Elite+ Account experience with seamless collections, bill payments, and financial insights tailored for growing businesses.

Yes, if your POS transaction volume is ₹3 lakh at Metro/Urban or ₹2 lakh at SURU locations in a month, Biz Elite+ Account offers a complete rental waiver on the POS machine.

Yes, Biz Elite+ Account provides complimentary shopkeeper insurance up to ₹10 lakh and cyber insurance up to ₹4 lakh, offering financial safety against operational and digital risks.

While there’s a balance commitment, you can unlock a waiver if your quarterly digital transaction volume through POS, Vyapar App, or Payment Gateway is ₹15 lakh or more, making it cost-efficient.

Biz Elite+ Account users get access to 'NetBanking for Business' with features like bulk payments, invoice generation, GST filing, and integration with Tally and Zoho, streamlining business operations.

Yes, Biz Elite+ Account offers SmartGateway Payment Links, allowing businesses to send payment requests via SMS or email and track them using a dashboard, perfect for remote collections.

The Business Debit Card with Biz Elite+ Account offers ₹1 lakh cover on ATM withdrawals, along with cashback benefits and accidental coverage for safer and smarter card usage.

Yes, through the NetBanking for Business platform, Biz Elite+ Account holders can easily create invoices, automate GST calculations, and manage filings, simplifying tax compliance for businesses.

Yes, Biz Elite+ Account offers free monthly cash withdrawals at non-home branches up to 15 times the current month’s AMB, capped at ₹75 crore, supporting pan-India business operations.

Yes, Biz Elite+ Account offers doorstep services, such as cash pick-up and cheque collection, at select locations, adding convenience for busy business owners.

Yes, Biz Elite+ Account offers a first-year fee waiver on the Business Credit Card on meeting spend criteria and savings of up to ₹4.4 lakh annually with the BizBlack Credit Card.