banner-logo

Introduction

Credit Card limit enhancement can be requested due to changes in financial status, improved credit scores, or the need for more purchasing power.

Making Payments with BillPay is

Fees to Increase Credit Card Limit

  • No hidden fees or terms & conditions*
  • HDFC Bank's Credit Card limit increase is entirely free.

Frequently Asked Questions

Don’t worry; there are NO T&Cs | NO hidden charges to increase the limit on your Credit Card. It’s FREE.

Sorry, the limit enhancement facility is only available for the Primary Cards.

You do not have to pay any charges to increase your Credit Card limit.

To learn about any charges associated with extending your credit limit, visit your nearby HDFC Bank branch or contact our support team through the customer care number.

Here are the top 5 benefits you can enjoy with a higher credit limit:

  • No hassles of managing multiple Credit Cards

  • Improved credit scores

  • Handy in case of emergencies

  • Possibility to upgrade to premium Credit Cards

  • Easier access to get a higher Loan on Credit Card

You can read this article to know more >>

https://www.hdfcbank.com/personal/resources/learning-centre/pay/benefits-of-credit-card-limit-increase

Customers can have a cap on their spending limit after increasing their credit limit. It is always recommended to have a higher limit & hence, 5 million + customers have increased their limit.

Limit Enhancement is increasing the credit limit on your existing HDFC Bank Credit Card.

We enhance Credit Card limits based on usage and repayment records for a special few.