Credit Card Limit Eligibility
Click here to check if you can get a higher credit limit.
Introduction
Your eligibility for increasing the Credit Card limit depends on your credit history and income stability..
Frequently Asked Questions
Sorry, the limit enhancement facility is only available for the Primary Cards.
Increasing a Credit Card limit typically takes a few minutes to a few days, depending on the issuer's review process and the applicant's credit profile.
Here are the top 5 benefits you can enjoy with a higher credit limit:
No hassles of managing multiple Credit Cards
Improved credit scores
Handy in case of emergencies
Possibility to upgrade to premium Credit Cards
Easier access to get a higher Loan on Credit Card
You can read this article to know more >>
Customers can have a cap on their spending limit after increasing their credit limit. It is always recommended to have a higher limit & hence, 5 million + customers have increased their limit.
Limit Enhancement is increasing the credit limit on your existing HDFC Bank Credit Card.
We enhance credit card limits based on usage and repayment records for a special few.
Don’t worry; there are NO T&Cs | NO hidden charges to increase the limit on your Credit
Card. It’s FREE.
Credit Card limits are determined based on factors like your credit score, income, existing debts, and credit history. Banks assess these to decide your limit, aiming to match it with your financial capability. For HDFC Bank eligibility