Biz Power Credit Card Eligibility Criteria

Eligibility Criteria

For Self-Employed Applicants

  • Nationality: Indian
  • Age: Minimum 21 years, Maximum 65 years
  • Income: Income Tax Return (ITR) greater than ₹6 lakh per annum
  • Click here to learn about Biz Power Credit Card Credit Card
  • Terms and conditions apply.

Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The minimum age required to apply for the HDFC Bank Biz Power Credit Card is 21 years.

Yes, there is a minimum age required to apply for the HDFC Bank Biz Power Credit Card, which is 65 years.

To qualify for the HDFC Bank Biz Power Credit Card, applicants must have a yearly income tax return (ITR) above ₹6 lakh.

The Biz Power Credit Card does not mandate a specific credit score, but applicants should have a clean credit history without defaults or negative marks.

If your HDFC Bank Biz Power Credit Card application is rejected, address the reasons for rejection, improve your eligibility, and consider reapplying after six months.

The HDFC Bank Biz Power Credit Card is not available for students. It is designed for self-employed Indian citizens aged 21 to 65 years.

You can skip the branch visit and apply for the HDFC Bank Biz Power Credit Card online through the bank's website, NetBanking, or Mobile Banking.

Applying for the HDFC Bank Biz Power Credit Card requires documents, including GST returns, bank statements, ITR, and merchant payment records.