Biz Grow Credit Card Eligibility Criteria

  • Eligibility Criteria
  • For Self-Employed Applicants
  • Nationality: Indian
  • Age: Minimum 21 years, Maximum 65 years
  • Income: Income Tax Return (ITR) greater than ₹12 lakh per annum
  • Click here to learn about Biz Grow Credit Card
  • Terms and conditions apply.
  • Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The maximum age required to apply for the HDFC Bank Biz Grow Credit Card is 65 years.

To qualify for the HDFC Bank Biz Grow Credit Card, applicants must have an annual income tax return (ITR) above ₹12 lakh.

There is no specific credit score requirement to qualify for the Biz Grow Credit Card. However, applicants must not have any history of defaults or negative credit behaviour.

If your HDFC Bank Biz Grow Credit Card application gets rejected, you may re-apply after six months to resolve the issues that caused the rejection and enhance your eligibility.

The HDFC Bank Biz Grow Credit Card is an exclusive Credit Card designed specifically for business owners with a high income and not intended for students.

No, you don’t need to visit a branch to apply for the HDFC Bank Biz Grow Credit Card. The application can be completed entirely online via the bank’s website, NetBanking, or Mobile Banking. Click here to check your eligibility.

To apply for the HDFC Bank Biz Grow Credit Card, you need to provide documents such as your GST returns, Income Tax Return (ITR), bank statements, and merchant payment reports.