Wondering if you’re eligible?
This is available for pre-approved customers. check your eligibility for Balance Transfer on EMI here
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More about Balance Transfer on EMI
HDFC Bank's Balance Transfer on EMI allows you to transfer your outstanding balance from other credit cards to an HDFC Bank Credit Card. Enjoy lower interest rates, flexible repayment options and consolidate your debts into one convenient payment.
HDFC Bank's Balance Transfer on EMI offers lower interest rates, helping you consolidate high-interest debt into a single, affordable payment. It simplifies finances, saves on interest and can improve your credit score by ensuring timely payments.
You can apply for a Balance Transfer on EMI online by following these steps:
Step 1: Check your eligibility by providing your Registered Mobile Number & the last 4 digits of your HDFC Bank Credit Card.
Step 2: We will send an OTP for verification
Step 3: Check the eligible amount & confirm the amount to be transferred from other bank Credit Card to HDFC Bank
Step 4: We will send another OTP for confirmation
Step 5: Receive the DD for the loan amount on your registered address
Frequently Asked Questions
Balance Transfer on EMI allows you to pay off your outstanding dues on other credit cards by transferring the balance to an HDFC Bank Credit Card. This helps you save money by switching to lower interest rates and lower EMIs.
Balance transfer instalment plan allows you to pay off your outstanding balance in easy monthly instalments, giving you flexibility and convenience in managing your finances.
By opting for a Balance Transfer on EMI facility, you can switch from a higher interest rate to a lower one, reducing the overall cost of your loan.
No documentation is required since this is a pre-approved facility.