Code of Ethics

• Confidentiality of Information

The Board members / Officials shall ensure and take all reasonable measures to protect the confidentiality of non-public information about the Bank, its business, customers and other materially significant information obtained or created in connection with any activities with the Bank and to prevent the unauthorised disclosure of such information unless required by applicable laws or regulations or legal or regulatory process.

• Disclosure of Information

The Board members / Officials shall endeavour to produce full, fair, accurate, timely and understandable disclosures in reports and documents that the Bank files with or submits to the Securities and Exchange Commission and other regulators and in other public communications made by the Bank.

• Compliance With Governmental Laws, Rules and Regulations

The Board members / Officials shall comply with all the applicable governmental laws and the applicable rules and regulations.

• Variation of The Code and Waivers

The Code shall be reviewed from time to time for updating thereof. Any variation in the Code or any waivers from the provisions of the Code shall be approved by the Board and shall be disclosed on the Bank's website.

• Contract Or Term of Employment

Nothing in this Code or other related communications by itself creates or implies an employment contract or terms of employment.

• Violation of The Code

The Board shall have the powers to take the necessary action in case of any violation of the code.