How to get a Business Loan?

What are the documents required for a Business Growth Loan?

The blog provides a comprehensive guide on the documents required for applying for a Business Growth Loan, detailing standard and additional documentation needed based on the type of business.

Difference Between Micro, Small And Medium Enterprises

Gold Loan Eligibility Process

This blog explains the eligibility criteria for obtaining a gold loan, including age requirements, repayment tenure, occupation types, acceptable gold purity, and the maximum loan-to-value ratio. It also outlines the steps to apply for a gold loan with HDFC Bank.

Loan Against Shares - Get Answers to All Your Questions

The blog explains how you can use your share portfolio as collateral to secure a Loan Against Shares (LAS), detailing the process, eligibility, benefits, and common questions regarding this unique borrowing option.

What is Loan against Securities?

The blog explains what is loan against securities.

Tax benefits of buying an electric vehicle

This blog explores the tax benefits of buying electric vehicles (EVs) in India, including deductions under Section 80EEB and other financial incentives like GST reduction and state government exemptions.

Education Loan 5 Benefits

The blog outlines the five key benefits of education loans, highlighting how they can ease financial burdens, offer flexible repayment terms, cover a wide range of expenses, help build financial responsibility, and provide tax advantages, ultimately supporting a student's academic and career goals.

How to Check Two Wheeler Loan Eligibility?

Want a two-wheeler loan? HDFC Bank makes it easy! Check your eligibility online in minutes by entering simple details like income, age, and location. If you're 21–65, earning ₹10,000+ monthly, with a stable job and decent credit score, you could ride away with instant loan approval!

How To Buy a Bike on Installment?

The article guides you through the process of buying a bike on instalments, including budgeting, choosing a bike, checking loan eligibility, calculating EMI, and applying for a loan with HDFC Bank. It provides practical steps to help you purchase your dream bike without straining your finances.

How to lower my car loan EMI?

The blog explains practical methods to reduce your car loan EMI, including securing competitive interest rates, opting for longer tenures, making larger down payments, considering prepayments, and transferring the loan balance to another bank for better terms.

How to Improve Credit Score for Car Loan?

This blog provides a step-by-step guide to improving your credit score to increase your chances of securing a favourable car loan. It covers essential actions such as checking your credit report, paying bills on time, reducing credit card balances, and maintaining a healthy credit mix.

6 Tips to Reduce your Car Loan EMI Burden

This blog provides six practical tips to help reduce your Car Loan EMI burden, offering strategies such as negotiating the car's purchase price, making a larger down payment, and adjusting loan tenure to manage monthly payments effectively.

What are the requirements for Car Loan?

The blog outlines the key requirements for securing a Car Loan, including eligibility criteria, necessary documentation, and additional conditions. It covers everything you need to know to ensure a smooth application process for an Xpress Car Loan, from residency and income requirements to required documents and down payment details.

How to Calculate Your Step up EMI to Buy a Bigger Car?

This blog provides a detailed guide on calculating your Step-Up EMI for purchasing a bigger car, explaining how to manage increasing EMIs over time to fit your growing income and financial capacity.

What are Features and Benefits of Xpress Car Loan?

HDFC Bank Xpress Car Loan is a first-of-its-kind online and digital Car Loan facility.

Tips to repay Car Loans efficiently

Let’s look at effective ways to handle your Car Loan.

A complete guide on the Xpress Car Loan application process

This blog provides a comprehensive guide to applying for an HDFC Bank Xpress Car Loan, detailing the steps from checking eligibility to document submission and loan approval. It highlights the convenience of the digital application process and offers tips for a smooth experience in securing car financing.

How to get a used car loan?

What is the ideal car loan tenure?

The blog explains how choosing the right car loan tenure affects your monthly EMI and overall loan cost, helping you balance affordability with the total interest paid. It offers guidance on evaluating your budget, future income changes, and vehicle depreciation to determine the ideal loan term for your financial situation.

What is Home Loan?

The blog explains how you can check Sukanya Samriddhi Account Balance online. 

BASICS OF PRE-APPROVED HOME LOANS

What Is A Home Loan Balance Transfer

The blog explains what a Home Loan Balance Transfer is, detailing the process of moving your existing home loan to another bank for better terms and how to use a Home Loan Balance Transfer Calculator to assess potential savings.

Sukanya Yojana Details - Everything About Sukanya Samriddhi Scheme

5 facts about Savings Bonds you need to know!

The Evolution of the Indian Payment System: From Cash to Digital and Beyond

FOIR: Does It Affect Your Personal Loan Approval?

The blog explains what is FOIR and does it affect your personal loan approval.

6 Personal Loan Benefits you need to know today

9 Smart Ways To Get Out Of Debt Trap?

Personal Loan Balance Transfer & Its Various Uses

Personal Loan for Non-Listed Companies in India

Get RS. 20 Lakh Loan Online

The blog outlines how to obtain a ₹20 lakh Personal Loan from HDFC Bank for various needs such as weddings, home renovations, or debt consolidation, highlighting the simple application process, eligibility criteria, and required documents.

Refinance Your Personal Loan

Get Rs 1 Lakh Loan Online

4 Reasons For Personal Loan Rejection

Everything You Need To Know About A Personal Loan

Personal loans require no collateral or security, making them accessible with minimal documentation. Funds from personal loans can be used for various expenses like education, weddings, travel, home renovation and more.

Get Rs. 8 Lakh Loan Online

How much will plastic surgery cost you?

How to Improve CIBIL Score Immediately?

A high score can get you better and quicker loans.

Get RS. 7 Lakh Loan Online

The blog explains how you can get a Rs 7 lakh loan online.

A Quick Guide on Personal Loan for Salaried Employees

How To Get a Personal Loan in 5 Easy Steps?

Personal loans require no collateral or security, making them accessible with minimal documentation.

Personal Loan For Self-Employed

The blog provides a detailed guide for self-employed individuals on obtaining personal loans, covering how to use them for various purposes, the application process, eligibility criteria, required documents, and loan disbursal timeframes. It aims to help self-employed professionals navigate the unique challenges they face in securing loans.

Unsecured Loans: Understanding Its Types And Benefits

What Is The Processing Fee & Charges For Personal Loans?

Processing fee for Personal Loan - Know the processing charges for the personal loan, verification charges, etc., to make it easier to apply for a personal loan.

5 Instant Money Loans You Need To Know About

The blog explains 5 instant money loans you need to know about.

Mini Loan or Small Personal Loans: All You Need To Know

The blog explains what small personal loans are, their features and benefits.

Understanding the Role and Risks of Being a Loan Guarantor

The blog explains how becoming a loan guarantor can affect your credit score.

Get Rs. 3 Lakh Loan Online

Get RS. 15 Lakh Loan Online

The blog outlines how to obtain a ₹15 lakh Personal Loan online from HDFC Bank, highlighting the ease of the application process, benefits like competitive interest rates and collateral-free loans, and options for EMI repayment and document submission.

Get Rs. 25 Lakh Loan Online

Six ways to choose the best personal loan

Borrowing money from a friend? Here's why you should be cautious of it

The blog explores the potential pitfalls of borrowing money from friends or family, highlighting issues such as informal terms, the risk of strained relationships, and the lack of formal security. It advises considering other loan options like HDFC Bank Personal Loans for greater peace of mind and structured repayment plans.

Get Rs. 4 Lakh Loan Online

How To Take a Student Loan?

The article explains how individuals can use Personal Loans for education when traditional education loans are not an option due to eligibility constraints. It contrasts Personal Loans with student loans and provides a step-by-step guide on how to obtain Personal Loans.

How to Improve & Increase your CIBIL Score to become eligible for a Personal Loan

This blog provides a comprehensive guide on improving and increasing your CIBIL score to enhance your eligibility for a personal loan, outlining practical steps such as checking your credit report, using credit wisely, paying dues on time, and maintaining a balanced credit mix.

How To Get A Personal Loan With PAN Card And KYC Documents?

Why closing a Personal Loan is crucial?

Loan Prepayment - To Prepay or Not to Prepay?

Key aspects to evaluate before prepaying include prepayment penalties, actual savings based on the reducing balance method, the stage of loan repayment, and the prevailing interest rate.

Personal Loan Balance Transfer & Its Various Use

The blog explains the concept and benefits of a Personal Loan Balance Transfer, which involves moving your existing loan to a new lender offering a lower interest rate. This can help reduce your EMIs, extend your repayment tenure, access additional funds, and potentially improve your overall loan service experience.

How to check your CIBIL score online?

How quickly can you get a Personal Loan?

Get RS. 5 Lakh Loan Online

What Can You Do To Speed Up Loan Processing In An Emergency?

Bring out the calculators: How to calculate your personal loan EMI and Eligibility

The blog explains how to calculate your personal loan EMI and eligibility.

Cheque Bounce Meaning, It’s Consequences & Much More!

The blog explains the implications of a dishonoured cheque, including potential legal consequences, penalties, and alternatives to avoid such issues. It outlines the reasons cheques might bounce, the legal repercussions for the issuer, and practical tips for avoiding dishonour charges through digital banking and proper cheque management.

Benefits Of Savings Account And Why You Should Open It

Retirement Investment Options That can Help You Make an Informed Choice

The blog explains retirement investment options that can help you make an informed choice.

Should you Look For A Zero Balance Account? Here’s what you need to know

The blog explains should you look for a zero balance account? 

5 Differences between NRO and NRE Accounts you need to know!

The blog outlines the key differences between NRO and NRE Accounts for NRIs, focusing on aspects like taxation, repatriability, and suitable conditions for holding and managing earnings in India.

5 Fema Regulations Every NRI Must Know

The blog explains how NRIs must file income tax returns for their Indian earnings, detailing steps such as determining residential status, calculating taxable income, claiming benefits under double taxation treaties, and verifying returns within 120 days.

Prepaid Gift Cards - All You Need to Know

The blog explains all about prepaid gift cards. 

How to Transfer Money from Singapore to India?

This blog provides a detailed guide on various methods to safely, quickly, and cost-effectively transfer money from Singapore to India, including steps, tips, and options like telegraphic and wire transfers.

Advantages of owning an HDFC Bank Business Regalia Credit Card

The blog explains the advantages of owning an HDFC Bank Business Regalia Credit Card.

Incredible Benefits of Having a Business Credit Card

The blog highlights the numerous benefits of having a business credit card, including building company credit, improving cash flow, separating personal and business expenses, tracking spending, accessing exclusive perks, and enjoying flexible repayment options and fraud protection. It emphasises how a business credit card can streamline financial management and enhance overall business operations.

7 BENEFITS OF MILLENNIA DEBIT CARD

The blog highlights the seven key benefits of the HDFC Bank Millennia Debit Card, including higher transaction limits, CashBack rewards, contactless payments, travel perks, insurance coverage, international usage, and advanced security features, all aimed at enhancing convenience and lifestyle.

Essential Information About the Student Travel Card

Understanding the ISIC Card: A Comprehensive Guide

How to stay safe during your Hajj travel

How to carry money on your Hajj Umrah pilgrimage?

Top Benefits of Hajj Umrah Card

How to Apply for Gold Loan?

Does Taking a Gold Loan Affect Your Credit Score?

What is the Maximum Tenure for a Gold Loan

How Do Banks Determine Charges Of Gold Loan Per Gram?

Gold Loan Moratorium

Gold Loan Benefits at HDFC Bank

How Does a Gold Loan Work?

Could Gold Loans be the solution to current financial needs?

4 Important Things to Consider When Applying For a Gold Loan

How to Calculate Interest Rate on Gold Loan

Unfamiliar with gold loans

Gold loans: An easy option to meet your short-term business needs

Tips and benefits while traveling abroad with a credit card

How does Health Insurance work?

Health Insurance vs. Mediclaim: 5 Key Differences

Importance Of Health Insurance And Why Do You Need It

How to Apply for Home Insurance?

Understanding Home Insurance: A Comprehensive Guide

3 reasons why you need Home Insurance today!

How Does Home Insurance Work

What Is OCI - Benefits and Eligibility Criteria Of OCI

 The blog explains the Overseas Citizenship of India (OCI) status, including its eligibility criteria, benefits, and the application process, offering detailed information on how foreign citizens of Indian origin can live and work in India indefinitely.

The 6 Differences Between OCI And NRI

 The blog clarifies the differences between Non-Resident Indians (NRIs) and Overseas Citizens of India (OCI), detailing their eligibility, investment options, taxation rules, residency rights, and documentation requirements. It helps readers understand the distinct benefits and limitations of each status.

Sukanya Samriddhi Yojana – All You Need to Know

SSY Investment - How to invest in Sukanya Samriddhi Yojana Online

Home Loan Up To 1 Crore: Buy Your Dream Home

The blog explains how to apply for a Rs 1 crore home loan from HDFC Bank.

Difference between co-owner and co-borrower in Home Loan

The article explains the key differences between being a co-owner and a co-borrower in a home loan. It highlights how co-owners share property rights and responsibilities while co-borrowers share the loan repayment obligations. Understanding these roles helps in making informed decisions about property ownership and financing.

How To Choose A Home Loan Tenure?

Fixed or Floating Interest Rate - Which is Better for Home Loan?

What Are The Tax Benefits On Home Loans?

The blog explains tax benefits on home loans.

A Home Designed for a Family, by a Family

Home Loan Statement - All You Need to Know About Home Loan Statement

9 Advantages of Buying a Home Over Renting

Quick And Easy Steps to Apply For Home Loan Up to 50 Lakh With HDFC Bank

Home Loan Tax Benefits - How to save Tax through Home Loan?

The blog explains home loan benefits.

Home Loan Benefits for Women in India

Housing Finance Companies Offer a Lot More Than Just Home Loans

Home loan application: A step-by-step guide to apply for a home loan

Understanding Home Loan Repayment Options: A Detailed Guide

Know Everything About the RERA Act

What is the eligibility criteria for a personal loan?

7 Factors that determine whether your loan gets sanctioned

Factors include credit history, income, age and work experience.

4 Ways To Reduce Personal Loan EMIs

Pre-Approved Personal Loan: Check Eligibility & Benefits

How Proprietorship Company Employees Can Avail Personal Loan

The blog explains how proprietorship company employees can avail personal loan.

7 Factors To Consider While Buying A Smartphone

Is Early Loan Repayment Good For You?

Juggling Too Many Loans? How To Consolidate Your Debt With A Personal Loan

The following article describes the meaning of debt consolidation, its benefits, and a step-by-step guide to proceed with the consolidation process using a personal loan. The article also discusses the consolidation of credit card dues using a personal loan.

What is a Personal Loan?

The blog explains what a personal loan is and how you can apply for it.

Get Rs. 6 Lakh Loan Online

 The blog details how to apply for a ₹6 lakh Personal Loan from HDFC Bank, highlighting its collateral-free nature, flexible tenures, online application process, instant disbursal, and 24x7 customer support. It provides a step-by-step guide to facilitate a smooth and quick loan application experience.

Know Everything About Rera Act

This blog explains the RERA Act, which was established to enhance transparency and protect property buyers and developers in India. It outlines RERA’s requirements for real estate projects, including registration, the standardisation of carpet area measurements, fund utilisation rules, and the establishment of Appellate Tribunals for dispute resolution. The blog also covers the eligibility criteria for real estate projects, the rights and duties of buyers, penalties for non-compliance, and how RERA has improved the real estate sector by reducing fraud and ensuring accountability.

Home Loan Procedure to Apply for Home Loan

The process includes filling an application, submitting required documents, processing and verification, receiving a sanction letter, paying a secure fee, legal and technical checks, and final loan disbursal.

Home Loan Vs Land Loan: Understanding Similarities And Differences

Home Loan Sanction Letter And Its Importance

Five Mistakes to Avoid While Taking a Loan Against Property

While taking a loan against property people tend to make some common mistakes. Visit this section to know the factors you need to consider when you are taking a loan against property!
 

How to Apply for a Loan Against Property: A Step-by-Step Guide

What Home Loan Rules And Regulations Should You Be Aware Of?

How Does A Home Loan Amortization Schedule Work?

How to download MSEB Bill Payment Receipt?

This blog provides a step-by-step guide on how to download the MSEB electricity bill payment receipt online using the MSEDCL website, as well as tips for verifying and securing the receipt.

How to pay Kerala RTO Fine?

The blog provides a comprehensive guide on how to check and pay traffic fines in Kerala, detailing the process for verifying and settling fines both online and in person. It includes steps for using the Ministry of Road Transport and Highways (MoRTH) website, the Kerala Police Department’s site, and payment options via UPI apps like PayZapp.

Know All About New Jio Broadband Plans And Offers

You can find a myriad of offers, based on varied factors like validity, data, internet speed, and the included benefits.

How To Pay Electricity Bill Online: A step-by-step guide

The blog explains how to pay your electricity bill online.

How to find Electricity Bill Consumer Number?

The blog explains how to find the electricity bill consumer number.

How to Check Electricity Bill is Paid or Not?

You can log into your electricity provider’s website and check the bill payment status.

KYC & Digital Wallets: Everything you wanted to know

Being KYC compliant allows you to use your digital wallet with ease.

How to calculate electricity bill and make bill payment using PayZapp

 

The blog explains how to calculate electricity bill and make bill payment using PayZapp

What is Bharat Gas New Connection Price?

This blog provides an overview of the pricing structure for getting a new Bharat Gas LPG connection and highlights how to pay for it using HDFC Bank’s PayZapp for a seamless and convenient payment experience.

How To Check Pan Card Status By Name And Date Of Birth

What are Cashpoints in PayZapp & How to Redeem them?

Cashpoints can be redeemed at a conversion rate of ₹1 per Cashpoint and added to the PayZapp wallet or used for payments.

What is UPI & How to Reset UPI Pin?

You need to set up a UPI PIN to authenticate UPI transactions.

Portfolio Management Service: Understanding Its Types And Advantages

The blog explains Portfolio Management Service (PMS), a professional service where experts manage your equity investments, offering various types like active, passive, discretionary, and non-discretionary management. It highlights the benefits, including expert management, customised strategies, risk reduction, and regular monitoring, aimed at maximising returns and navigating market challenges with minimal involvement from the investor.

4 benefits of Travel Insurance you need to know

Importance of Travel Insurance: Why you need it for your travel

What is Travel Insurance?

Redeeming Reward Points: 5 Steps To Follow

Points can be redeemed online, converted to air miles, or used for annual fee waivers, offering flexible options for cardholders.

What is Airport Lounge Access in Debit Card?

The blog explains what airport lounge access is with a debit card.

How to Activate a Debit Card for online Transactions?

Activate via ATM by setting a new PIN, online by generating a PIN through the bank's portal, or via phone banking with customer service.

What is Debit Card & How Does is Work?

Tax-Free Bonds and its Advantages

Know How Long Does a Wire Transfer Take & How Does it Work

The article explains how wire transfers work, including the role of the SWIFT network and intermediary banks. It outlines the typical timeframes for both domestic and international wire transfers, highlighting factors that can affect processing time, such as bank hours, holidays, and currency conversions.

What Is Wire Transfer & How Does It Work?

The article explains what a wire transfer is, how it works, and the steps involved in completing one. It highlights the convenience, costs, and security of using wire transfers for sending money domestically and internationally.

How To Do A Wire Transfer In 5 Simple Steps

The blog outlines a simple 5-step process for completing a wire transfer, including choosing a bank, understanding fees, gathering required information, filling out the transfer form, and following up on the transaction.

How to Easily Update KYC in FASTag?

Update KYC by visiting your bank or FASTag issuer, contacting a Relationship Manager, or online via the IHMCL portal if the FASTag has been active for over two years.

What is FASTag? Everything You Need to Know About It

Toll Recharge Online : Get Fastag ID in a Quick and Hassle-Free Manner

The blog provides a comprehensive guide on obtaining and managing a FASTag, including how to find a Point of Sale (POS), required documents, and recharging methods. It also covers benefits, including CashBack and additional features offered by HDFC Bank.

How to get a Consumer Loan?

The blog provides a detailed guide on obtaining a consumer loan to finance purchases like gadgets or appliances, focusing on ease of application, cost, and eligibility. It highlights the advantages of HDFC Bank's EasyEMI scheme, including seamless payments, no extra cost EMI, instant disbursal, and cashback offers.

How to Recharge FASTag with Vehicle Number?

How does FASTag work

UPI - A Revolution in India's Digital Economy

UPI-ATM cash withdrawal: Know the process and benefits of cash withdrawal using UPI at ATM

Here Is Why You Should Opt For UPI Payments Via Credit Cards

How To Unlink Your Bank Account From UPI App

Know Is Fd A Good Investment Option

The blog explains why Fixed Deposits (FDs) can be a strong investment choice despite their lower liquidity and interest rates, highlighting their benefits such as the Sweep-Out Facility, TDS limits, flexible investment periods, auto-renewal, and loan options against FDs. It aims to help readers understand how FDs can be advantageous for conservative investors and those seeking stability in their investment portfolios.

What Is A Fixed Deposit Receipt ?

A Fixed Deposit (FD) involves depositing a lump sum for a set period at a fixed interest rate, offering attractive returns.

How To Open A FD Account?

Make the Most of Higher Interest Rates on Senior Citizens FDs

This blog discusses how senior citizens can maximise their returns by investing in Fixed Deposits (FDs) that offer higher interest rates, various payout options, and the ability to secure loans, ensuring financial security and stability.

Tax Benefits Of Fds

The blog explains how Fixed Deposits (FDs) can provide tax benefits under Section 80C of the Income Tax Act, including eligibility criteria, claiming procedures, and Tax Deducted at Source (TDS) details to help you optimise your tax savings.

How to Calculate Taxable Income on Your Salary?

Reasons Why The Indian Financial Year Starts In April

The blog explains why India's financial year starts in April instead of January, focusing on its alignment with the Hindu calendar, historical British influence, and the agricultural cycle, which plays a crucial role in planning and managing the economy.

Old Tax Regime vs New Tax Regime: A detailed comparison

Top 5 HUF income tax benefits that you need to know

How To Get a TDS Certificate Online?

What is Form 16?

Tax-saving investment options to generate tax-free income

Leave travel allowance and taxes: What you need to know

Know What Will Happen if I Don't File ITR

Navigating the New TDS Rules: Key Changes and Their Impact on Taxpayers 

Understanding HRA Benefit On Payment Of House Rent

Tax Benefits on Second Home Loan

E-Filing Income Tax: How To-File Your Income Tax Return Online

How To Get Income Tax Return Copy Online

How to Check Income Tax Refund Status Online

Health Insurance Tax Benefits - A detailed guide

Know How to File IT Returns After Due Date

Difference between tax planning and tax avoidance

How to Check Income Tax Refund Status Online

This blog provides a comprehensive guide on how to check your income tax refund status online, detailing the process through various platforms like the NSDL website and the Income Tax e-Filing portal. It explains what an income tax refund is, when you might be entitled to it, and how to track the status of your refund efficiently.

Know Everything About Income Tax Form 26AS

TERM INSURANCE

What Is An IMPS Reference Number and How To Track It Online?

The blog explains what an IMPS Reference Number is and how to use it for tracking transactions online. It details its importance for confirmation, dispute resolution, and tracking, while also providing step-by-step instructions for monitoring transactions via Internet and Mobile Banking.

How Much Time Neft Settlements Take

The blog explains the NEFT (National Electronic Funds Transfer) system, detailing how it enables quick and secure money transfers between banks, and describes the typical settlement times involved.

What is E mandate and How It Works

The blog explains what is e-mandate and how it works.

How to Check Pan Card Status by Name & Date of Birth?

You can check the status of your PAN Card application with your name or date of birth.

How to Check and Pay Traffic Challan Online in Tamil Nadu

The blog explains how to check and pay traffic challan online in Tamil Nadu.

Prepaid and Postpaid Recharge: A Complete Guide

The blog is a complete guide on postpaid and prepaid recharge.

How To Scan And Pay With Qr Code

The blog explains how to make payments using QR codes, detailing the scanning process and highlighting the benefits of using a mobile payment app like PayZapp. It covers steps from scanning the code to completing the payment securely, as well as tips for ensuring safe transactions.

What is RRN Number in UPI Transactions?

The blog explains What is the RRN number in UPI transactions

7 Tips for Safe Internet Banking Online

Here are ways to protect your financial data.

How to check Bank Statement online?

Statements can be accessed via NetBanking, email or Mobile Banking.

How To Transfer Money From Australia To India

Where and How to Use e₹

This article explains how to use the Digital Rupee (e₹), India's Central Bank Digital Currency (CBDC), its current pilot phase, usage methods, and the benefits it offers, such as low transaction costs, enhanced security, and financial inclusion.

Benefits of going cashless

The article highlights the benefits of going cashless, including enhanced safety of funds, the potential for money growth through interest and investments, improved money management, greater flexibility in transactions, and reduced stress and inconvenience.

How to Transfer Money from Singapore to India?

This blog provides a detailed guide on various methods to safely, quickly, and cost-effectively transfer money from Singapore to India, including steps, tips, and options like telegraphic and wire transfers.

Things NRI Should Know About How To Exchange Currency In India?

The blog explains essential details for NRIs exchanging foreign currency in India, including methods, regulations, and required documents for a smooth transaction.

How To Buy Foreign Currency Online?

The blog explains various methods to buy foreign currency online, including using banks, forex dealers, and online platforms, while highlighting how to choose the best option based on exchange rates, fees, and convenience.

What is Delivery Margin? Know Everything About Delivery Margin

The blog explains what delivery margin is.

How To Download Your Demat Holding Statement?

The holding statement is a comprehensive overview of your share and security transactions over a particular period.

Are There Income Tax Implications On Gifting Of Shares?

The blog explains the income tax implications of gifting shares in India, detailing the tax responsibilities of both the sender and the receiver, and outlining how to handle taxes when selling gifted shares.

What Is Demat Account & Its Types?

A Demat Account holds your securities like shares and bonds in electronic form, eliminating the need for physical certificates.

What Are DP Charges in the Share Market?

This blog explains what DP charges are in the share market, detailing how fixed fees are paid to depository participants for managing demat accounts, the settlement cycle affecting these charges, and why they are important for investors to understand to manage trading costs effectively.

SIP Vs Lumpsum Investing - Which One Should You Opt For

The blog compares SIP (Systematic Investment Plan) and lump sum investment methods, explaining their pros and cons, and provides guidance on choosing between them based on various factors.

Do you need a Demat Account for investing in Mutual Funds?

The blog explains that while a Demat Account is not mandatory for investing in mutual funds, it offers several benefits, such as convenience, better security, and simplified management of investments.

What happens to your Demat Account after your residency status changes?

The blog explains the impact of residency change on your demat account.

Cdsl Easiest Registration Process Using Demat Account

What Is The Account Maintenance Charge For Demat Account?

The blog explains the annual maintenance charges (AMC) for a Demat account, detailing the typical fee range, payment options, and other related charges. It highlights that AMCs usually range from ₹300 to ₹900 and provides insights on additional costs such as account opening fees, custodian fees, and transaction fees, while also discussing the benefits of linking Demat, trading, and savings accounts.

Understanding The Difference Between Mutual Funds And SIP

The blog explains difference between mutual funds And SIP

Everything About Demat Account Charges and Fees

The blog explains various charges associated with Demat Accounts, including opening, maintenance, transaction, and safety fees, and offers tips for minimising these costs, such as using a Basic Services Demat Account (BSDA) or choosing discount brokerage plans.

Know Everything About POA In Share Market

The blog explains things to know about power of attorney in the stock market.

Stock Market Time Table

The blog explains Indian stock market timings.

What Is Share Market?

This article provides a detailed exploration of the stock market. It explains the primary and secondary markets, the purpose of IPOs, and the regulatory oversight by SEBI. It also talks about the key advantages and essential stock market terms for beginners.

How to Transfer Shares from One Demat Account to Another?

The blog explains how to transfer shares between Demat accounts, detailing both manual and online methods, and outlines the tax implications of such transfers.

Know the Tax on Futures and Options

The blog explains how income from Futures and Options trading is classified as business income for tax purposes, detailing how to calculate turnover, claim expenses, and meet audit requirements. It also covers the appropriate tax return forms and highlights the implications of losses and the presumptive taxation scheme.

Retirement Planning Tips

High Savings Account Interest Rate

The blog explains strategies to maximize interest rates on your savings account.

Did you know that you can withdraw cash from an ATM without a card?

HDFC Bank allows secure ATM cash withdrawals without a debit card using cardless cash features.

Difference Between Current Account and Savings Account

Current Accounts are designed for frequent transactions while Savings Accounts are intended for saving money and earning interest.

Understanding What is Savings Accounts: A Comprehensive Guide

The blog explains the concept and benefits of Savings Accounts through a story illustrating how depositing money earns interest over time, and highlights the ease of access, safety, and convenience of using these accounts for managing and growing personal funds.

How to Fund Your Bank Account?

The blog explains how to deposit money into your bank account.

Quick Guide on How to Open a Savings Account

The blog provides a step-by-step guide on opening a savings account online with HDFC Bank using their InstaAccount service. It details the process from document submission and video KYC to starting transactions via NetBanking or MobileBanking.

The benefits you get when you chose HDFC Bank MoneyMaximizer

The article highlights how HDFC Bank MoneyMaximizer enhances a traditional Savings Account by converting surplus funds into a higher-interest Fixed Deposit, offering benefits like maximum returns, easy deposit booking, and flexible sweep-in and sweep-out features for added convenience.

8 Interesting Ways To Make Your Savings Grow

The blog "8 Interesting Ways To Make Your Savings Grow" explores various investment options beyond traditional savings methods, including Recurring Deposits, Fixed Deposits, Company FDs, Mutual Funds, and Post Office Schemes. It highlights the benefits of these options for growing savings, such as guaranteed returns, tax savings, and risk management.

Savings Account

The blog explains how HDFC Bank allows you to personalise the last 11 digits of your new account number with preferred numbers, like dates or lucky digits, while the first three digits are auto-prefixed. This feature is available for new accounts in specific variants, and existing accounts cannot be converted. To qualify, you must maintain the required balance and provide a mobile number.

How to Open Children Savings Account?

The blog explains how to open a savings account for your child and benefits of a children savings account.

What is Cheque & Different Types of Cheque

The blog explains what a check and its different types explained.

Salary Account Vs Savings Account

The blog compares Salary Accounts and Savings Accounts, highlighting their key differences, such as purpose, minimum balance requirements, and conversion rules. It explains who can open each type of account and the conditions for maintaining them, including how Salary Accounts may convert into Savings Accounts if not used correctly.

Know the benefits of maintaining an Average Monthly Balance (AMB)

The Average Monthly Balance is the minimum amount of money that you need to maintain in your Savings Account to avoid non-maintenance charges.

How To Manage Money As A Couple

Different Types of Bank Accounts in India

The blog explains different types of bank accounts in India along with their features.

Why Opening Multiple Savings Account is Useful?

Top 7 Features of a Savings Account

Features include Debit Card, interest, online bill payments and fund transfers, online banking platforms, etc.

What is Basic Savings Bank Deposit Account? Everything you need to know!

This blog provides a comprehensive overview of the Basic Savings Bank Deposit Account (BSBDA), highlighting its benefits, conditions, and how it serves economically weaker sections by offering a no-minimum-balance savings option. It also details the process for opening a BSBDA and the conditions that apply.

How to Avail of the Sweep-Out Facility to your Best Advantage for you Savings Account?

The blog explains how to avail of the sweep-out facility to your best advantage for you savings account

Video Kyc Bank Account Opening: How to Do Video KYC?

The blog explains how to complete the KYC process for opening a bank account using a video call, detailing the steps and requirements for a smooth video KYC with HDFC Bank.

What Is A Senior Citizen Account

What Is Video Kyc

5 Easy Steps To Create A Savings Account Online

With this account, you can safely deposit or withdraw funds at any time and earn interest on the money in the account.

What is HDFC Bank sweep-in facility and how is it beneficial?

The Sweep-in facility links your savings or current account to fixed deposits, allowing automatic transfer of funds when your balance falls short. It ensures smooth transactions while earning higher FD interest on surplus money. Funds are withdrawn in small units from the latest FD first, offering flexibility, better returns, and uninterrupted access to your money without extra charges.

Features of Savings Account

The blog explains the evolution of Savings Accounts from basic deposit and interest-earning tools to modern accounts offering various features like online banking, cashback, higher interest rates, and more, enhancing the overall banking experience.

Plan your child future with the Kids Saving Account

The blog discusses how a Kid’s Savings Account helps children learn banking and money management skills by allowing them to operate their own accounts while also outlining the process for opening such an account and its benefits for future financial planning.

What Is A Zero Balance Savings Account? All you need to know

The blog explains what a zero-balance savings account is, highlighting its key features, such as no minimum balance requirement and ease of transactions, while also noting limitations like restricted monthly withdrawals and rules on account ownership.

New RBI rules on salary, ATM fees, EMI payments and more: What does this mean for you?

The blog explains the RBI rules on salary, ATM fees, EMI payments, and more.

4 ways to save money for a brand new car

The blog explains how to save money for a new car.

Grab Our Festival Offers to Re-discover Joy with Loved Ones

The best way to invest your Diwali bonus

Now All is Possible with HDFC Bank Festive Treats

Discount & Cashback Offers on Products Which Matches Your Passion

Maximize Your Festive Shopping with HDFC Bank

Different Types of Mutual Funds

How to Stop SIP?

This blog explains how to pause a Systematic Investment Plan (SIP) in mutual funds, detailing the online and offline methods process and discussing the benefits and conditions of pausing an SIP.

Benefits of Transferring money to NRE Account

The blog explains the benefits of transferring money to a Non-Resident External (NRE) account, highlighting features such as unlimited transfers, high interest rates, tax exemptions, and global accessibility for NRIs.

What Is Sukanya Samriddhi Yojana

SSY Investment - How to invest in Sukanya Samriddhi Yojana Online

Open an SSY account for a girl aged up to 10 by submitting her birth certificate, guardian’s ID and address proof. Deposit ₹250 to ₹1.5 lakh annually for up to 14 years. It matures after 21 years, offering attractive interest (~8.2%) and full tax benefits, with partial withdrawal possible after age 18.

Top 6 Benefits of Sukanya Samriddhi Yojana

The blog outlines the benefits of the Sukanya Samriddhi Yojana, a savings scheme designed for parents of girl children, highlighting features such as low minimum deposits, tax benefits, high interest rates, and provisions for educational and premature withdrawals.

How to Check Sukanya Samriddhi Account Balance Online?

The blog explains how you can check Sukanya Samriddhi Account Balance online. 

Sukanya Samriddhi Yojana Details

How to Open Sukanya Samriddhi Account?

The blog explains how to open a Sukanya Samriddhi Account, eligibility, documentation, and other more.

PPF Account Benefits - Know PPF Tax Benefits Online

PPF Withdrawal Rules and its Procedure

The blog explains what PPF withdrawal rules are.

Guide on How to Open PPF Account Online

The blog provides a step-by-step guide on how to open a Public Provident Fund (PPF) account online, specifically for HDFC Bank customers, and also covers the offline process for those who prefer visiting a branch or post office.

Difference Between Nps And Ppf

5 Rules Of The Public Provident Fund You Need To Know About

Employee Provident Fund: What Is The Eligibility?

The blog explains the eligibility criteria for the Employee Provident Fund (EPF) in India, detailing who qualifies for EPF, how it works, and the benefits it provides to employees.

What Is Ppf Account

How to Check PPF Balance?

The blog provides a comprehensive guide on how to check your Public Provident Fund (PPF) balance, including both online and offline methods. It highlights the importance of regularly monitoring your balance to manage finances effectively, understand loan options, and plan for emergency withdrawals.

How to Invest in PPF Online and Offline?

PPF is a combination of safety, tax benefits and returns that make it an excellent savings-cum-investment product

What is an NRO Account?

The blog explains that a Non-Resident Ordinary (NRO) Account is designed for Non-Resident Indians (NRIs) to manage income earned in India, such as rent and dividends, allowing deposits in both Indian and foreign currencies but only permitting withdrawals in Indian currency. It highlights the account's features, eligibility criteria, and taxation details.

What Is NRO Account Tax Implications?

The blog explains the tax implications for NRIs using an NRO (Non-Resident Ordinary) account in India, including the types of income taxed, the applicable tax rates, and how NRIs can benefit from the Double Taxation Avoidance Agreement (DTAA) to claim tax credits in their country of residence.

Top Benefits of Salary Account

The blog explains the benefits of a salary account.

How To Deposit Cash In Salary Account

The blog explains the benefits of a salary account.

Open a Salary Account in 3 easy steps

The blog outlines a three-step process for opening different types of Salary Accounts, including Basic, Reimbursement, and InstaAccount, detailing the required documents and benefits for each type.

Salary Account Benefits & Why To Open It With HDFC Bank

The blog explains different types of salary accounts with HDFC Bank and benefits of opening a salary account with HDFC Bank. Additionally, you get to know free services with your HDFC salary account and salary account opening procedure.

What is a Resident Foreign Currency Account?

The blog explains Resident Foreign Currency Account features and benefits.

What is Resident Foreign Currency Account?

The blog explains Resident Foreign Currency Account features and benefits.

NRI Account Meaning - Know What is NRI Account?

The article explains what an NRI (Non-Resident Indian) Account is, detailing its purpose, who can open one, and the different types available, including Non-Resident External (NRE), Non-Resident Ordinary (NRO), and Foreign Currency Non-Resident (FCNR) Accounts.

Know What is Portfolio Investment Scheme

The blog explains What Portfolio Investment Scheme is.

How Does Credit Card Affect CIBIL Score in India?

 The blog explains how credit cards impact your CIBIL score in India, highlighting the importance of repayment history, credit utilisation ratio, credit history length, and the number of credit cards. It also offers guidance on selecting a credit card that aligns with your needs and financial situation.

What is the minimum due amount on a Credit Card?

The minimum due is the smallest amount you must pay to keep your Credit Card account active.

5 Credit Card benefits that every user must be aware of

The blog explains the benefits of credit cards.

6 Tips to Use Multiple Credit Cards Smartly

 The blog offers practical tips for managing multiple Credit Cards effectively, highlighting how to maximise their benefits while keeping track of payments, costs, and credit scores. It aims to help you navigate the challenges of using several cards wisely.

Have No Credit Score? Here Are the Best Credit Cards for You

If you are looking to build your credit score, here’s how a credit card can help.

Withdrawing cash on a Credit Card? Here are the dos and don'ts!

Credit card cash advances provide immediate funds but have high fees and interest rates.

Credit Card vs Debit Card: What's the Difference

 The article compares Credit Cards and Debit Cards, highlighting their key differences in features such as credit limits, cash withdrawals, interest charges, annual fees, benefits, and security. It explains how Credit Cards offer a line of credit with interest-free periods and rewards, while Debit Cards directly draw from your bank account with no interest charges and typically lower fees.

What is a Good Credit Score for Credit Cards?

A credit score of 750 or above is generally considered good and reflects your strong financial credibility.

How To Use Credit Card Wisely?

If you use your Credit Card right, you can enjoy interest-free credit, many rewards and freedom from cash.

What Is Plastic Money?

The blog explains what plastic money is, its types and its benefits.

How To Pay With A Credit Card?

Paying for anything with a Credit Card, online or offline, is simple.

What are Credit Card Charges That You Must be Aware of?

 The blog outlines various credit card charges that users should be aware of, including joining fees, interest rates, late payment fees, over-limit fees, and more. It highlights the impact of these charges on your finances and offers insights into managing them effectively.

What Are Credit Card Features And Benefits in India?

A Credit Card allows users to make online and offline payments without having to dip into their savings immediately.

How to Use Frequent Flyer Miles to Save on Tickets?

The blog explains how to use frequent flyer miles to save on tickets.

Learn How to use Credit Cards wisely & get maximum benefits

The article explains how to use credit cards effectively to maximise benefits and rewards, including managing bill payments, travel, shopping, dining, home furnishing, and cab rides. It offers tips on choosing the right card and highlights features like reward points and offers.

RBI guidelines on tokenisation

In the case of tokenisation, the merchant initiates the transaction without knowing your full card details.

What's the best card for me? (Credit Card for the Frequent Flyers)

 The blog guides frequent flyers on selecting the best airline credit card by focusing on key factors such as airline miles, rewards, special offers, discounts, and additional privileges. It helps readers understand how to choose a card that enhances their travel experience and provides practical tips on utilising credit card benefits for flights.

What Is Airport Lounge Access Credit Card?

Airport lounge access credit cards offer complimentary lounge access, priority pass memberships, and discounts on travel, dining, and shopping.

Know The Best Credit Card Offers

How To Unlink Your Bank Account From UPI App

Features Of Savings Account

Why Is Opening a Multiple Savings Account Useful?

Hajj Checklist & Packing Guide

Shopping in Russia - 6 Must-Buy Items

Multicurrency Forex Card benefits: 7 reasons why it’s a great travel companion

The blog explains benefits of a multicurrency forex card.

Discovering Russia: A Foodie's Guide to Must-Try Restaurants

The 10 Benefits of the Hajj and Umrah Forex Card You Should Know

Know What is Atal Pension Yojana Eligibility and Benefits

What is Atal Pension Yojana?

G-Sec Bonds - Understanding Them And How To Invest In Them?  

The blog outlines how to apply for the Pradhan Mantri Awas Yojana (PMAY), a scheme providing affordable housing to eligible residents. It details the application process both online and offline, including the necessary steps and deadlines for securing housing benefits and subsidies.

What are the benefits of the Atal Pension Yojana Scheme?

Individuals can make contributions to their Atal Pension Yojana account till the age of 60 years and get a monthly pension.

Know What is Atal Pension Yojana Eligibility and Benefits

Here’s How to Open Atal Pension Yojana Account

This blog provides a step-by-step guide on how to open an Atal Pension Yojana (APY) account, a government-backed pension scheme designed for individuals in the unorganised sector to secure financial stability post-retirement. It details the eligibility criteria, benefits, and the process for applying for the scheme.

What is Atal Pension Yojana?

What is Nifty

 The article provides a comprehensive overview of Nifty 50, India’s major stock market index, explaining its composition, significance, calculation, and the criteria for including companies in the index. It also highlights key constituents and their weightage in the index.

Here are Reasons Why NPS Should Be On Your Tax-Saving Investment List

NPS account holders can make regular contributions to their pension account in the years when they are employed.

How To Check Your NPS Balance?

How to Access Your NPS Statement

The blog provides a comprehensive guide on accessing your National Pension Scheme (NPS) statement, detailing methods through the CRA portal and DigiLocker, and explains the recent integration of NPS transactions with the Consolidated Account Statement (CAS) for a unified view of your investments.

National Pension Scheme (NPS): A Comprehensive Guide to Growing Your Wealth and Securing Your Retirement

What are the NPS withdrawal rules?

The individual needs to invest a minimum of 40% of the accumulated corpus in annuity while enjoying the option to withdraw the rest of the amount in a lumpsum.

How To Claim Tax Benefits for Tier 1 And Tier 2

EPF vs NPS: Know the difference

What Is NPS Tier 2 Account In India

How to Use a Credit Card for NPS Payment

5 Key Changes in NPS Rules Every Investor Should Know

What Is The Process Of Selling IPO Shares?

The blog provides guidance on the strategic planning and key considerations for selling IPO shares to maximise profits, including understanding risks, tax implications, emotional factors, lock-in periods, and effective selling strategies.

How to get IPO allotment; know the strategies

The blog explains how you can get IPO allotment.

How to Apply IPO Online?

The blog provides a detailed guide on how to apply for an IPO both online and offline, covering the steps involved from choosing the right IPO and arranging funds to opening a Demat account and placing bids. It also explains the ASBA facility and the share allocation process.

Things To Know Before Investing In Savings Bond

This blog provides a comprehensive guide to investing in the 7.75% Government of India Savings Bond, detailing its features, benefits, and limitations. It covers investment amounts, maturity periods, interest options, eligibility, taxation, and restrictions, offering crucial insights for potential investors.

8 Investment Options can Look out for High Net Worth Individuals

The article explores various investment options for High Net-Worth Individuals (HNWIs) in India, highlighting real estate, equity markets, sovereign gold bonds, art and collectibles, and cryptocurrencies. It outlines how these investments can offer significant returns and diversification, addressing the growth trajectory of India's HNI population and providing insights on each investment type.

Investment Options for High Net Worth Individuals

The article explores various investment options for High Net-Worth Individuals (HNWIs) in India, highlighting real estate, equity markets, sovereign gold bonds, art and collectibles, and cryptocurrencies. It outlines how these investments can offer significant returns and diversification, addressing the growth trajectory of India's HNI population and providing insights on each investment type.

Everything you need to know about investing in India as a Canadian NRI

The blog explains everything you need to know about investing in India as a Canadian NRI.

A one-stop step-by-step guide for the UK NRI investor looking to invest in India

The blog serves as a comprehensive guide for UK-based NRIs interested in investing in India. It outlines essential steps, types of NRI accounts, and various investment options such as fixed deposits, mutual funds, real estate, equities, and more while highlighting specific services HDFC Bank offers to facilitate these investments.

9 Intraday Trading Strategies You Should Know

Intraday trading involves the buying and selling of stocks on the same day.

What is intraday trading?

The article explains intraday trading, or day trading, where stocks are bought and sold within the same day to capitalise on market fluctuations. It contrasts this with regular trading, outlines who should consider intraday trading, and discusses indicators, advantages, and how to start, with a focus on using platforms like HDFC Securities.

Investing Hack_How to SIP a lump sum

Here's what you must know about Mutual Fund if you don't already

What makes Mutual Funds an excellent investment option for young investors?

Flat Interest Rate Calculator: All You Should Know

This article explains how to calculate and understand flat interest rates on personal loans. It highlights the difference between reducing and flat interest rates, provides formulas for each, and offers tips on using a flat rate EMI calculator for straightforward loan management.

Understand The Need Of Stock Lending And Borrowing

How to Subscribe to the LIC IPO in 5 Simple Steps

Policyholders' discount at LIC IPO explained

What is Driving the Retail Appetite for IPOs

What Is Margin Trading

The following article explains how margin trading allows investors to buy more stocks than they can afford by borrowing funds from a broker. It details the mechanics of margin trading, its benefits, and risks, as well as SEBI regulations governing the practice.

Understand the process of investing in an Initial Public Offering

6 interesting facts about LIC IPO

What Is Currency Derivatives And Its Types

Makar Sankranti 2023 - Make your Finances Fly High like your Kite

What is an overdraft facility in a Current Account ?

This blog explains the overdraft facility in a Current Account, detailing how it allows withdrawals beyond the account balance, its usage, repayment terms, benefits for cash flow management, and associated costs and RBI guidelines.

5 Types of Current Account

The blog explains the different types of Current Accounts available, including Premium, Standard, Packaged, Foreign Currency, and Single Column Cash Book Accounts, each tailored to various business needs and transaction requirements.

What are Current Account Opening Documents?

The blog outlines the various documents required to open a Current Account, detailing the types of proof needed for identity, address, business existence, and specific requirements for NRIs, LLPs, and companies.

How to Open a Current Account?

The blog provides a detailed guide on opening a current account, highlighting its benefits and outlining the steps involved, from checking eligibility to submitting required documents and completing the application process.

Tax implications of holding a Current Account

The blog explains the tax implications of holding a current account

5 Charges Related to Current Account

The blog outlines various charges associated with Current Accounts, including non-maintenance fees, charges for account facilities, bulk transactions, cheque handling, and miscellaneous services.

Understanding the basics of GST and Current Account

The blog explains the basics of GST, including its purpose and registration requirements, and outlines its benefits such as simplified tax structures and increased transparency. It also clarifies that while GST affects goods and services transactions, it does not apply to the operation of a Current Account, which is essential for business transactions.

All You Need to Know About Current Account

The blog provides an overview of current accounts, highlighting their use for businesses, features like no interest accrual, and benefits such as unlimited transactions, flexible deposits, and overdraft facilities. It explains how current accounts cater to business needs by offering higher transaction limits and customised options than savings accounts.

6 Benefits of Current Account for Small Business

This blog highlights six key benefits of a Current Account for small businesses, including ease of daily transactions, high transaction limits, transaction security, bulk payment services, foreign transaction capabilities, and credit rating enhancement.

A Quick Guide On Current Account Upi

How to Apply for LIC IPO as a Policyholder?

8 Important Things About IPO Prospectus

India's 5 biggest IPOs in the last decade

Latest Updates on NPS, IMPS, Sovereign Gold Bonds, and More

The blog explains latest updates on NPS, IMPS, sovereign gold bonds, and more.

Early Retirement Planning Tips - It is Never too Early to Start Retirement Planning

The blog provides essential tips for early retirement planning, emphasising the benefits of starting early, understanding your financial needs, saving and investing regularly, and actively managing your investment portfolio to ensure a secure and comfortable retirement.

Ganesha: The Remover of Financial Obstacles

The blog discusses common financial challenges such as debt, overspending, lack of investments, and absence of savings. It provides practical tips inspired by Ganesha to help overcome these issues and improve financial discipline.

ATM Security: 6 ATM Safety Tips For Safe Transactions

The blog explains ATM safety tips for safe transactions.

7 Smart Financial Planning Tips For Women

The blog provides essential financial planning tips for women, including goal setting, budgeting, building an emergency fund, managing expenses, using technology, optimising investments, and tax planning. It aims to guide women in creating a secure and fulfilling financial future through effective management and strategic planning.

Taxation Of Interest Income From Investments

The blog explains how interest income from various investments like fixed deposits, savings accounts, and bonds is taxed under the Income Tax Act. It details applicable tax rates, TDS rules, and exemptions available, including specific benefits for senior citizens and tax-free options like PPF.

Know The Sovereign Gold Bond Tax Benefits

Sovereign Gold Bonds open for subscription: All you need to know

How to Check FASTag Transaction History?

FASTag Rules: 5 Important Government Regulations you must know

How To Change Mobile Number In FASTag?

How to check Fastag balance with vehicle number; a step-by-step guide

How to Deactivate FASTag Account?

What is the FASTag Statement and how to download it?

What is Margin Trading? A Detailed Guide

What is stock trading?

What is Smart Investing: 5 Tips for Smart Investments

What is the Whizz Value Plan?

Debt market : What you need to know about this investment

All about FASTag for Vehicles

FASTag for Bus: How to Apply

FASTag for Defence Personnel

FASTag for Taxi: Redefining Road Travel for Cabs

How to obtain a FASTag for your new car: A step-by-step guide

Flashh Scheme - Flashh Scheme for Youth of India

What is Dematerialisation of Shares?

All you need to know about DIY investing

Marginal Call - What is Marginal Call?

Cash Flow Statements: Understanding How Do They Work?

What are Currency Derivatives

Understanding fixed-income investments

Advantages of Investing in a Debt Market

FASTag for Bikes, Scooters, and Other Two-Wheelers

What is Currency Derivatives?

7 Tips for Safe Internet Banking Online

4 Ways to Check Your FASTag Card Balance

5 Questions To Ask Yourself Before Getting A Car Loan

What Are the Eligibility Criteria for Xpress Car Loan

What Car Loan Amount Do I Qualify For? Check Eligibility

What is Xpress Car Loan: All that you need to know

How Does Fixed Deposits Account Work?

What Are the Surprising Benefits Of A Fixed Deposit (FD)?

What is a Fixed Deposit?

How To Partially Withdraw A Fixed Deposit

Term Deposit Vs Fixed Deposit - A Detailed Comparison

What is a Tax-Saving FD?

Important questions about Debit Card you should have answers to

Debit card add-ons you probably had no idea about

How to Save Money Using Debit Card

Protect yourself from fraudulent Debit Card access

Debit Card benefits you probably had no idea about

How you can make the most of your HDFC Bank Debit Card with NetBanking

Situations where using your Debit Card can be better than cash

Top Benefits of Millennia Debit Card | HDFC Bank

What is Tokenisation of Debit Card?

When to use a debit card over cash payments

What is a FASTag Card?

6 Financial tips for managing your businesses successfully

5 Current Account Features to Suit Your Business

How to Keep Your Current Account Safe and Secure?

6 Benefits of Current Account for Small Business

What are Current Account Opening Documents?

Things to Know Before Starting Your Own Business

What are the features of Demat Account?

3 Points That Set Demat Account And Trading Account Apart

This blog explains the key differences between a Demat Account and a Trading Account, highlighting their distinct functions, nature, and roles in the stock market. It clarifies how each account contributes to the trading process and the necessity of both for seamless investment activities.

Did you know that you can buy now and pay later at no extra cost

The article explains how HDFC Bank's FlexiPay allows you to shop online or in-store and pay later, offering a flexible, cost-effective financing option without the need for a credit card. It covers features like no extra cost if repaid within 15 days, flexible repayment terms, affordable interest rates, and zero hidden charges.

Understanding the Factors Affecting the Stock Market

Future and Options Trading Tips: A Comprehensive Guide

Here’s how you can get a head start on achieving your dream lifestyle that’s both comfortable and secure

How HDFC Bank Is Empowering Seniors Citizens to Trade

All You Need to Know About Expense Ratio

The blog explains all that you need to know about expense ratio.

Different investments you can consider for tax-saving purposes

Understanding Derivatives and its Types

Here’s why Akshaya Tritiya is considered an auspicious time to buy gold

How to Create an Evergreen Portfolio

7 reasons why HDFC Bank Student ForexPlus Card is your best companion when studying abroad

Know The Best Forex Card In India

Must Know ISIC Card Benefits for Students

Guide to an Australian Visa for Indians

6 Frequently Asked Questions About Forex Cards

 The blog explains the benefits, usage, and other common queries about Forex cards.

What is Fixed Deposit Monthly Interest?

Do you know about the Sweep-in Fixed Deposit facility?

A Guide to the Ins and Outs of BSE (Bombay Stock Exchange)

All You Need To Know About Brokerage Charges in India

FMCG Stocks in India

Know everything about swing trading versus day trading

How to Get Financial Freedom in 5 Simple Ways

What are the Advantages of Forex Cards for Students

What is a Forex Card for students?

 The blog explains the benefits of a Forex card for students studying abroad, highlighting how it simplifies currency management, offers enhanced security, and provides various features like instant reloading and global assistance. It also covers the advantages of specific cards, such as the HDFC Bank ISIC Student ForexPlus Card, which combines the benefits of an ISIC card with forex functionality.

What is a forex card? Your key to hassle-free international payments

What Are The Benefits Of Forex Card?

What are the benefits of a Forex Card?

Canada Visa Guide for Indians

Forex Card Vs Credit Card Or Cash: Which Is The Best For Travelling Abroad

The Ultimate Guide to Timing Your Car Purchase: How to Find the Best Time to Buy

Car Loan Offer Generated? Here’s Why You Should Not Miss This Opportunity

How to Manage Car Loan Here are Car Financing Hacks

Learn the Various FASTag Charges - How Do They Work?

Tips to Reload Your FASTag ID Through Online Payment

Tips on How to Recharge FASTag in 5 Different Ways

How To Transfer Your FASTag Account To HDFC Bank

How to get FASTag for car; all you need to know

Here's the foreign travel checklist for every international trip

Tax Implications Of Investing In Nri Fixed Deposits

This blog explains the types of NRI Fixed Deposits available in India and their respective tax implications, helping NRIs make informed investment choices.

What Is an FCNR Account? (FCNR Full Form)

The blog explains that an FCNR (Foreign Currency Non-Resident) Account allows NRIs to maintain fixed deposits in foreign currencies, offering tax-free interest, easy repatriation of funds, and protection against exchange rate fluctuations.

7 Reasons to Convert Your Resident FDs Into an NRO Deposit

The article outlines the seven key reasons for NRIs to convert their resident fixed deposits (FDs) into NRO deposits, including legal compliance, higher interest rates, tax benefits, repatriation options, and additional features like automatic renewal and overdraft facilities.

How to Transfer Money from NRO to NRE Account?

The blog outlines the process for transferring funds from an NRO to an NRE account, including required documents, legal conditions, and the limits on such transfers, as well as the tax implications and forms needed for the transaction.

NRE Account - Know What is NRE Account & it's Advantages for NRI

The blog explains the features and advantages of Non-Resident External (NRE) Accounts, which allow NRIs to deposit foreign currency into Indian banks, benefit from tax exemptions on interest, repatriate funds internationally, and use the account for personal, business, or investment purposes in India.

Financial Steps For a NRI Returning to India

The blog explains financial steps nris must take upon returning to India.

Top 6 Benefits Of Sukanya Samriddhi Yojana

How to open a Sukanya Samriddhi Account: A comprehensive guide

A Step-by-Step Guide to Checking Sukanya Samriddhi Account Balance Online

Should You Use Your Personal Credit Card For Your Business Needs?

How to pay your Income Tax online?

How Can Current Account Holders Use UPI?

Save Money - Ways to Save Money in your Daily Life

The article "Save Money - Ways to Save Money in Your Daily Life" provides practical tips and strategies for reducing everyday expenses and improving financial habits. It highlights simple, effective ways to save money through lifestyle adjustments, smarter purchasing decisions, and better financial management.

Income Tax Rules When Moving Outside India

Travelling abroad? Here are the different ways to manage your money

Understanding SIP Investment: A Comprehensive Guide to Systematic Investment Plans

Moving to a New House: Consider the Taxation Angle

THE LIVING ROOM STORY

What is the Dedicated Freight Corridor?

What You Should Know About the Dwarka Expressway

Understanding 'Reverse Mortgage'

Kochi Metro

Builder Floor Apartments - a new category of residential spaces

A Home With Middle Eastern Flavours

The Abode of a Wanderer in Kolkata

The Chennai Metro

Choosing the Right Blinds for Your Home: A Detailed Guide to Styles, Functions, and Installation

Smart Strategies to Manage Your Home Down Payment Efficiently

Home Loan Tax Benefits Explained: A Comprehensive Guide for Borrowers

Decoding Your Home Loan Agreement: Key Clauses Every Borrower Should Understand

CRITICAL ASPECTS TO CHECK WHILE BUYING PROPERTY FROM A BUILDER/DEVELOPER

Benefits of taking a joint home loan

MIHAN

WHERE TO BUY YOUR HOME

Types of Home Loans

Transferable Development Rights (TDR) – The Concept

Critical Aspects of Buying a Resale Property

All about ‘Serviced Apartments’

Common Home Loan Myths

WHAT FACTORS DECIDE YOUR HOME LOAN INTEREST RATE?

7 Simple Ways of Waste Management at Home

The Emergence of Child-Centric Homes

A Home Built on Memories, Designed by Passion

A Beginner's Guide to a Happy Eco-Friendly Home

Start your journey to an eco-friendly home with HDFC's beginner's guide to sustainable living. Discover simple steps for a happier and greener lifestyle.

Closing Your Home Loan? Ensure That You Complete These Important Tasks

Prepaying Your Home Loan: What to Think About

How to Identify Defensive Shares

Evaluating an Interior Designer: What You Need to Know Before Hiring

5 STUNNING STAIRCASES TO FALL IN LOVE WITH!

Real Estate Indices

Elegant Homes Can Be Colourful, Too

Why Obtaining a NOC After Closing Your Home Loan Is Crucial for Financial Security

The Home of Beautiful Things

Guide / Benefits of First Time Home Buyer Loan

Home Loan Stamp Duty And Registration Charges

BENEFITS OF HOME LOANS FOR WOMEN

What are the features of a Demat Account?

Things to Know Before Opening a Demat Account

Understanding Securities Lending And Borrowing

Everything you need to know about vendor payment

How a Business Loan can benefit your business?

Cost Of Opening A Restaurant in India

What are the eligibility criteria for a business loan

Common Questions Before Opting For A Car Loan Offer

Muhurat Trading Time and Its Significance

Opt for a DigiDemat Account: A Modern Investment Solution

A Complete Guide on How to Choose the Right Business Credit Card

The blog offers essential insights for business owners looking to enhance cash flow through Business Credit Cards. It covers important factors to consider—such as card type, eligibility criteria, features, and terms—to help you select a card that aligns with your specific business needs.

What is a Business Credit Card and Why is it Important?

This blog explains what a Business Credit Card is and highlights its importance for entrepreneurs in managing cash flow and expenses. It covers the benefits of using such cards, including interest-free repayment periods, rewards, and easier financial management, while also detailing how to apply for one.

MSME Small Business Loan For Women Entrepreneurs

 The blog discusses the increasing trend of individuals, especially women, leaving high-income jobs to start their own businesses in India. It highlights various business loans available to women entrepreneurs to support their ventures and help them succeed.

All About ‘Real Estate Inventory’

Your Happy Place at Home

Explore the allure of your favorite spaces at home with HDFC's insightful blog. Discover how each corner reflects personal style and comfort.

Understanding the Disbursement Process of Your Home Loan: A Complete Guide

THE JAIPUR METRO

The emergence of Tier-II and Tier-III cities

Does Listing Performance Linked to Oversubscription of IPO?

Business Credit Cards - One Stop Solution to Efficient Business Transactions

All About Credit Card For Self Employed

The blog explores the benefits and features of Credit Cards tailored for self-employed individuals, highlighting how they can streamline business finances, boost credit scores, and provide rewards. It also covers eligibility criteria, required documentation, and the application process for obtaining a self-employed Credit Card.

How to Apply for a Business Credit Card

The blog explains how to apply for a business credit card by evaluating your business needs, checking your credit score, comparing credit cards, gathering required documents, and applying through a bank or online. It also covers the importance of responsible card usage for better financial management.

Why a Sustainable Lifestyle is the Way to Go

Go Green – The new buzzword

How to invest in stock market without knowledge and little money?

Effective Ways to Utilise Your Surplus Money

7 Easy Steps to Plan Financial Goals for Your Future

What is a Salary Account?

The blog explains what a salary account is and highlights its benefits. It outlines how salary accounts are linked to an employer for depositing monthly salaries. It also covers additional features like Demat services and bill payments and notes the difference between salary and regular savings accounts.

How to open Demat Account?

With the help of a Demat Account, investors can hold shares and securities such as Initial Public Offerings, Bonds, Government Securities, Mutual Fund units and Exchange-Traded Funds (ETFs) in an electronic format.

What Is The Procedure For Converting Physical Shares Into Demat?

The process to convert physical shares into a digital form is known as dematerialisation.

How to learn about the stock market in nine easy steps

The blog explains how you can master the stock market in 9 easy steps.

Guide on How to Invest in Stock Market

How To Know Your Demat Account Number

The blog explains how to find your Demat account number and highlights its importance in trading securities. It details the process of obtaining a Demat account number from your Depository Participant (DP), the format of the number based on whether it's from NSDL or CDSL, and the steps required to open a Demat account.

How to Invest in Stocks Without broker

You can open a Demat Account on your own by directly contacting the Depository Partner.

Who Can Open Demat Account?

The blog explains who is eligible to open a Demat Account, including resident individuals, Hindu Undivided Families (HUFs), domestic corporates, and Non-Resident Indians (NRIs), detailing the specific requirements and processes for each category.

How to plan a luxury holiday without going broke

How To Transfer Money From Forex Card

How to get a Forex Card?

The blog explains how to obtain an HDFC Bank Forex Card, detailing the online and branch application processes, required documents, and the quick activation of the card.

How to load money in a Forex Card?

The blog explains how to load and reload money onto a Forex card, including steps for first-time loading and reloading via bank branches or NetBanking, and highlights receiving email alerts for each transaction.

What is the best way for students to carry money abroad?

How To Use Forex Card In 6 Ways

Tips to Plan for International Education Programs

 What Is Foreign Exchange?

This blog provides an overview of foreign exchange, explaining its fundamental role in exchanging currencies for international trade and investments. It also delves into the Forex Market's structure, currency valuation mechanisms, and practical aspects like forex services for travellers.

Tips to Ensure Your Safety No Matter Where You Travel

Tips for Choosing the Right International University

UK Visa Guide for Indian Nationals

Benefits of ELSS Mutual Fund and Why you Should Invest in it

Know About Equity Mutual Funds and its Types

Personal Loan Top-Up—A Detailed Guide

Intraday Trading Income Tax

The blog explains how intraday trading profits are taxed in India, including the classification of assets, the calculation of long-term and short-term gains, and the specific tax implications for intraday trades. It also provides guidance on managing tax liabilities effectively and offers insights on using HDFC Bank’s services for a smoother trading experience.

5 Fema Regulations Every NRI Must Know

The blog explains key FEMA regulations for NRIs, covering account types, investment restrictions, property purchases, and repatriation rules essential for managing foreign currency and financial transactions under Indian law.

Qatar Visa Guide for Indians

Tips on How to Save Money as a Student Studying Abroad

How To Apply For Pradhan Mantri Awas Yojana (PMAY)?

The blog outlines how to apply for the Pradhan Mantri Awas Yojana (PMAY), a scheme providing affordable housing to eligible residents. It details the application process both online and offline, including the necessary steps and deadlines for securing housing benefits and subsidies.

How to Redeem Gift Cards in Different Ways

The blog explains how to redeem Gift Cards, detailing the process for both offline and online retailers, and covers the different forms of Gift Cards and their respective redemption methods.

How To Use A Gift Card

The following article describes what a Gift Card means, how to purchase them, and the benefits of having these cards.

What is a Gift Card & its various Types?

This blog explains what Gift Cards are and details their various types, including Open Loop and Closed Loop cards, Reloadable and Non-Reloadable cards, and those issued by banks or retailers. It also discusses the advantages of Gift Cards over cash and introduces e-Gift Cards.

How To Buy Visa Gift Cards Online In India

The blog "How To Buy Visa Gift Cards Online In India" explains the benefits of gift cards and provides step-by-step instructions for purchasing them online or at bank branches, highlighting their convenience, security, and flexibility for recipients.

How To Protect Your Retirement Savings From Inflation

Impact of Taxation on Mutual Funds

Investing for Inflationary Times

How to Invest in DIY SIP in Volatile Market

Student Forex Card: Uses and Advantages

Guide to Thailand Visa Application for Indians: Documents & Process

The blog provides a detailed guide for Indian travellers on obtaining a Thailand tourist visa, including visa types, required documents, application processes, and fees. It also suggests using HDFC Bank Forex Cards for easy foreign currency transactions during the trip.

 

Know All About Senior Citizen Discount On Flights?

How to Renew Your Policy for Two-Wheelers

What is Comprehensive Insurance?

Factors to Consider to Choose the Best Equity Mutual Funds

How Tax-Saving Mutual Fund ELSS Helps You Save on Taxes

Get 2 Lakh Personal Loan

7 Reasons Why Two Wheeler Insurance is Mandatory

How to Invest in Systematic Investment Plan (SIP)

The blog explains how to invest in a Systematic Investment Plan (SIP), a method for investing small, regular amounts in Mutual Funds, while highlighting the steps to start an SIP, its benefits, and how it utilises the power of compounding for potentially attractive returns.

Mutual Funds - I

Why Buying A Mutual Fund For Low NAV Is A Bad Idea

Shield Yourself from Market Volatility

Why it’s time to start tax planning for 2022-23

How will inflation affect you?

The Role of Mutual Funds in Retirement Planning

What are Mutual Funds?

Reasons Why Millennials Should Have A Credit Card

The blog explains why millennials should consider the HDFC Bank Millennia Credit Card, highlighting its benefits like cashback on purchases, rewards, travel perks, and discounts at restaurants, tailored to fit their lifestyle and financial needs.

What is Asset Management - Overview, Importance and Benefits

What is ELSS and reasons to invest in ELSS funds?

The blog explains what ELSS funds are, their features and how you can invest in ELSS funds.

Cheat Day Once in a While is Just Fine, whether it’s Dieting or Financial Planning!

Why invest in mutual funds?

Debt Funds - Debt Funds Meaning & How it Works?

7 BENEFITS OF MILLENNIA DEBIT CARD

Credit Card Loan Eligibility And Interest Rates - What You Need To Know?

 This article concisely overviews credit card loans, detailing their types, eligibility criteria, and interest rates. It explains how these loans can be accessed through HDFC Bank, including the processing fees, loan limits, and repayment terms.

6 Smart Ways To Pay Your Credit Card Loan

 The blog provides strategies for efficiently repaying credit card loans, including budgeting, using the debt snowball method, increasing payments, applying for balance transfer cards, automating payments, and using windfalls. It also explains how credit card loans work and how to manage repayments effectively.

Step-by-step guide on how to get a Loan on Credit Card

 This blog provides a detailed, step-by-step guide on how to apply for a Loan against your Credit Card, including registration, checking eligibility, and different loan types offered by HDFC Bank. It covers the entire process from application to disbursal, including important considerations like fees and credit limit impact.

What are the Different Types of Savings Account?

Common types include Regular Savings Accounts, Student Savings Accounts, Senior Citizen Savings Accounts and Salary Accounts.

ISIC Card: Everything You Wanted to Know

NRI Taxation: Decoding tax implications for NRIs

Tax Planning for Salaried Employees: A Comprehensive Guide

What is double taxation and how to avoid it?

5 Quick And Easy Ways To Remit Money Back To India

The blog outlines five efficient methods for remitting money to India, including bank wire transfers, online money transfer agencies, international money orders, demand drafts, and online transfers through platforms like HDFC Bank’s QuickRemit. It highlights the benefits of each method for secure and swift cross-border financial transactions.

Reasons Why Millennials Should Have A Credit Card

How to invest in gold online in different ways?

How Does An RTGS Transfer Work

The blog explains how an RTGS transfer works.

Best ways to transfer money

This blog explores various methods for transferring money, including NEFT, RTGS, IMPS, UPI, and mobile wallets, highlighting their features, benefits, and suitability for different transaction needs.