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What's in store for you

More benefits than ever before

Spend Benefits

  • Up to 10% savings on all your personal spends of ₹8,00,000 in a year*

Banking Benefits

  • 50 days of interest-free credit*

Travel Benefits

  • 8 Complimentary access to Domestic Airport Lounges across the country in a calendar year*

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Additional Benefits

Wondering if you are eligible?

Salaried

  • Nationality: Indian
  • Age: 21 - 65 years
  • Income (monthly): > ₹30,000

Self-Employed

  • Nationality: Indian
  • Age: 21 - 65 years
  • Annual ITR: > ₹60,000
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Save up to ₹15,000* annually Just like 22 lakh+ HDFC Bank cardholders

Check Offer
Millennia Credit Card

Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof

  • Income Tax Returns (ITR)
  • GST Returns
  • Bank Statements
  • Merchant Payment Report

Know more about your card

Card Management & Controls

  • Single Interface
    One unified platform for managing Credit Cards, Debit Cards, FASTag, and Business Loans.
  • Spend Tracking
    Simple, intuitive interface to monitor and manage all your business expenses.
  • Reward Points
    Effortlessly view and redeem reward points with just a click.
CashBack terms and conditions

Fees & Charges

Paytm HDFC Bank Select Credit Card Fees and Charges:

  • Annual Membership Fee: ₹1,000 + GST

  • First Year Fee waived upon spending ₹50,000 (Non-EMI Spends) within the first 90 days 

  • Renewal Year Fee waived upon spending ₹1,50,000 (Non-EMI Spends) in the 12 months period.

  • Click here to view the details of the fees and charges.
Important Points

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Important Points

CashBack Terms & Conditions

  • CashBack is not applicable for wallet loads, fuel spends, EMI spends, rental spends and education spends.

  • CashBack is accrued as CashPoints in your card account, which can be redeemed post statement generation. 

  • CashPoints can be redeemed as CashBack along with other redemption categories.

Effective April 1, 2023,

  • CashPoints for a particular month shall be accrued in your card account in the first week of the subsequent month on a cumulative basis.

To know more, click here

Effective January 01, 2023

  • CashBack accruals and redemptions have undergone the below-mentioned changes.

  • No CashBack on rental and educational spending.

  • Accruals on grocery spends are capped at 1000 cashpoints per month.

  • Redemption on travel Reward Points is capped at 50,000 points per month.

Effective February 1, 2023,

  • Overall cashback redemption will be capped at 3000 points per month.

  • 70% points + 30% minimum pay system - A minimum of 30% pay system has been introduced for redemption of points on select categories only.

Note: Only the mentioned categories basis the Merchant IDs / Terminal IDs in the list shall be applicable for relevant CashBacks.  To view the list, please click here.

CashBack Terms & Conditions

Important Update & Info

  • Save up to 10% on your Personal spends of  ₹8,00,000 in a year with Paytm HDFC Bank Select Credit Card. Click here to know how
  • Please click here to view the new product and feature related information applicable with effect from April 1, 2023.
  • Your Card Member Agreement, Most Important Terms & Conditions and Other Important documents pertaining to your credit card can be accessed digitally. click here.
Important Points

Important Update

  • Please click here to view the new product and feature related information applicable with effect from April 1, 2023.
Important Points

Important information

  • Your Card Member Agreement, Most Important Terms & Conditions and Other Important documents pertaining to your credit card can be accessed digitally. click here.
Important Points

Renewal Offer

  • Renewal Fee waived on spending ₹1.5 lakh on non-EMI spends in the 12-month period.
Important Points

Contactless Payment

  • Paytm Select HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure digital payments at retail outlets. 
  • You can use your card to make quick transactions at merchant locations accepting contactless cards.
Important Points

Frequently Asked Questions

The Paytm Select Credit Card can be used for payment at millions of merchants across India and internationally, wherever Visa/Mastercard is accepted.

The Paytm Select Credit Card is a Credit Card offered by HDFC Bank in partnership with Paytm that provides exclusive benefits and rewards for digital payments.

To use the Paytm Select Credit Card, simply present your card at the time of payment and enter your PIN or provide your signature as required. You can also use it for online transactions by entering the card details during checkout.