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Types of International Credit Cards

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Regalia Gold Credit Card

Regalia Gold Credit Card

Features

  • Vouchers Worth Up To ₹10,000*
  • 12 Complimentary Lounge Access
  • 24x7 Concierge Services

Rewards Points On

Marks & Spencer, Myntra, Nykaa & Reliance Digital

Diners Club Black METAL Credit Card

Diners Club Black METAL Credit Card

Features

  • Metal Card
  • Unlimited Airport Lounge Access
  • Complimentary Club Mariott Membership*

Reward Points On

Weekend Dining & SmartBuy

Diners Club Black Credit Card

Diners Club Black Credit Card

Features

  • Unlimited Airport Lounge Access
  • Low Foreign Currency Mark Up
  • Complimentary Vouchers*

Reward Points On

Weekend Dining & SmartBuy

INFINIA METAL Edition Credit Card

INFINIA METAL Edition Credit Card

Features

  • Metal Card
  • Unlimited Airport Lounge Access
  • 24x7 Global Personal Concierge

Reward Points On

Every ₹150 spent

More About International Credit Cards

Credit Card Annual Fee* Best Feature Apply Online
Regalia Gold Credit Card ₹2,500 + taxes Earn 5X reward points with spends at Myntra, Nykaa, Reliance Digital, and Marks & Spencer Apply Now
Diners Club Black Edition Credit Card ₹10,000 + applicable taxes Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months) and MMT BLACK Apply Now
INFINIA METAL Edition Credit Card in India ₹12,500 + applicable taxes Earn 5 reward points on every ₹150 spent Get in touch with your Relationship Manager


*Fees & charges are subject to change.

The following are the eligibility criteria for International Credit Cards:

  • Age: Minimum 21 & Maximum 65

  • Employment status: Either self-employed or salaried

  • Nationality: Indian  

You can check with the bank for the minimum income requirement for each Credit Card variant. Note that the Infinia METAL Edition Credit Card can only be availed by invitation.

The following documents are generally required to apply for an International Credit Card:

Identity & address proof

Aadhaar, PAN, voter ID, valid passport, driver’s licence.

Income proof

Salary slip, bank statements, income tax return.

You can check the exact requirements for each card on the bank’s website.

Discounts

Airline Credit Cards can be used to avail excellent deals on travel and other spends

Reward points

Purchases made on airline Credit Cards earn Reward Points, which can then be used to avail benefits. Usually, the more you spend, the more reward points you earn.

Welcome benefits

Airline cards provide you with welcome benefits in the form of exclusive club memberships or flat discount on the partner airline’s products.

Interest-free period

HDFC Bank offers an interest free period of up to 50 days.

Here are some things to consider when choosing an International Credit Card:

Benefits and rewards

Choose an international Credit Card that offers benefits and rewards aligning with your interest. Choosing the right Credit Card allows you to enjoy premium benefits and earn Reward Points on your spends. Analyse different options against your requirements before finalising a card.

Fees and charges

Joining fee, card renewal fee, and forex markup fee are some common charges that may be applicable on an international Credit Card.

Interest

Interest will be applicable on the outstanding balance, i.e., balance from not paying the entire bill amount. Interest is also applicable on cash withdrawals.

Welcome benefits

Exclusive club memberships, vouchers, discounts, etc., are usually provided to customers as joining benefits. Evaluate the welcome benefits of different cards along with other factors to make an informed decision. 

Frequently Asked Questions

International Credit Cards are simply Credit Cards that allow you to transact internationally, both online and offline. You can enjoy rewards and offers on your spends and redeem them for brand vouchers and maximise your savings. 

You can select the best Credit Card for international transactions for yourself from the issuing bank’s website and apply for it online or visit the nearest branch to enquire about the application process.

If you travel abroad frequently or plan on relocating to other countries, you should consider getting international cards to enjoy easy transactions with added benefits.

​​​​Card networks, such as Visa, Mastercard, American Express and Diners Club, partner with different merchants worldwide. Credit cards from such networks are easily accepted internationally. The National Payment Corporation of India (NPCI’s) RuPay Cards is also accepted global.