What's the best card for me? (Credit Card for the Frequent Flyers)

You are planning your dream vacation—maybe a sunny beach escape or a bustling city adventure. You have the destination in mind, but one thing you need to tackle before you book is choosing the right airline credit card. It might not seem thrilling at first, but the right card can transform how you travel, turning every purchase into potential rewards and perks. Here is a guide to help you understand airline credit cards and find the one that suits your travel needs best.

Here are some points to remember when choosing the best flight Credit Card for your frequent flying requirements.

1. Airline Miles

Co-branded credit cards issued in partnership with airlines, or dedicated airline credit cards, often reward you with airline miles for every purchase made with the card. These miles can be redeemed for flight tickets, making your travel more affordable. Further, such cards frequently provide access to the airline's exclusive benefits, including priority check-in and additional baggage allowance.

These Credit Cards with airline miles are preferable when you book flights on the same airline. The best airline Credit Card is one which also offers welcome benefits to its customers.

2. Rewards 

You can earn reward points by spending on your Credit Card, as described in detail in this article. Choose flight Credit Cards that offer reward points to redeem against flight ticket bookings or hotel stays. Such a card can turn out to be the best Credit Card to book flights with.

3. Offers

Some Credit Cards offer special discounts on flight bookings exclusively for their members. You can redeem the reward points earned from using your credit card for special offers available on websites like yatra.com. Additionally, these websites offer exclusive deals specifically for cardholders.

4. Discounts 

Choose a Credit Card that offers discounts on the booking of flight tickets. These discounts may or may not be specific to a particular airline. If you frequently travel on multiple airlines, choose a card that offers a discount irrespective of the airline.

5. Additional privileges

A travel credit card provides complimentary lounge access at domestic and international airports. If you spend a lot of time on layovers or like to reach the airport very early (travel anxiety is fairly common), choose a Credit Card that gives you access to the lounge section at an airport. Credit Cards also offer a Priority pass, which can come in handy for those running on a tight work schedule.

There is no single Credit Card that can fit all. Choose the best Credit Card for airline miles or travel rewards basis your needs and spends.

HDFC Bank offers a wide range of Credit Cards for frequent flyers. Click here to apply for one.