Interest earned on your Savings Account balance is credited to your account on a quarterly basis.

A Savings Bank Account provides an easy solution for people to save their hard-earned money. It offers a return on the amount saved-, and is a convenient and safe option. With HDFC Bank, you have several different types of Savings Accounts to choose from such as - Savings MAX Account, DigiSave Youth Account, Women's Savings Account, Senior Citizens Savings Account and Regular Savings Account. The best way to make a decision on the right Savings Account for you is to match them to your needs and explore the features that you would benefit most from.

1. Regular Savings Account:

• Hassle-free banking experience with attractive interest rates
• Free personalised chequebook and ATM card
• Access to digital banking platforms for ease of transactions

2. Zero Balance or Basic Savings Account:

• No minimum balance penalty
• Free RuPay Debit Card with exciting offers
• Instant fund transfer through IMPS, NEFT, and RTGS

3. Women’s Savings Account:

• Exclusive benefits and offers designed for women
• Personal accident insurance cover up to ₹10 lakh
• Special discounts on shopping, dining, and lifestyle products/services

4. Kid's Savings Account:

• Learn the importance of saving from a young age with exciting rewards
• Attractive interest rates to help your child's savings grow
• Financial education programs to develop money management skills

5. Senior Citizen's Savings Account:

• Tailored banking solutions for senior citizens
• Higher interest rates and additional benefits on Fixed Deposits
• Dedicated relationship manager for personalised assistance

6. Family Savings Account:

• Manage your family's finances with ease under one account
• Customised Debit Cards for each family member in [click here] with individual spending limits
• Free demand drafts and NEFT transfers to other HDFC Bank account holders

7. Salary Account – Salary Based Savings Account:

• Hassle-free salary credit and easy access to funds through ATMs and digital platforms
• Special offers on loans, Credit Cards, and different kinds of Savings Account
• Dedicated relationship manager for personalised assistance

HDFC Bank provides a diverse range of types of Savings Accounts to suit different banking requirements. Customers can choose, click here from Regular Savings Accounts, Zero Balance or Basic Savings Accounts, Women’s Savings Accounts, Kids’ Savings Accounts, Senior Citizens’ Savings Accounts, Family Savings Accounts, and Salary Account – Salary Based Savings Account.

There are a number of popular Savings Bank Account available for customers of HDFC Bank. The Regular Savings Account is popular with people who aim to meet their daily banking needs with ease. Customized variants such as the Women’s Savings Account or DigiSave Youth Account are specifically targeted at women and the youth and are popular amongst them. However, when it comes to choosing the right Savings Account for you, it should always be one that best suits your needs. 

You can easily read about the entire video KYC process here. The steps to be taken for document submission via video KYC are:

• Completion of Digital Account opening via Aadhaar OTP based E-KYC.
• Consenting for Video KYC option.
• Clicking on the video KYC link displayed on the final page of the account opening section. This link will also be sent via SMS and is valid for 7 days from the date of generation.
• Proceed to complete Video KYC via a video call, made anytime between 10 am to 6 pm on all days other than Sundays and Public Holidays.
• Allow camera, microphone, and location access on your smartphone.
• Allow the HDFC Bank Official to click your photograph, verify your original PAN card, and take your signature once connected via video call.

HDFC Bank offers different types of Savings Accounts to cater to the banking needs of our varied customer base. You can compare Savings Accounts and choose the one that suits your needs best such as Regular Savings Account or a Savings MAX Account. Each type of savings bank account comes with its own set of features and benefits. Ultimately, there is a Savings Account for you as well as everyone in our portfolio.

The following documents need to be submitted when you open a Savings Account with HDFC Bank (originals, for verification, and self-attested copies for submission):

• Identity Proof
• Address Proof
• Latest passport size photographs