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Savings Bank Deposit Account Salary

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Key Benefits with Minimum Balance Savings Accounts

Know More About Basic Savings Bank Deposit Account

Fees and Charges

Description Of Charges Basic Savings Bank Deposit Account - Salary, Effective August 1, 2019.
Minimum Average Balance Requirements NIL
Charges applicable on non-maintenance NA
Cheque book Free: 25 cheque leaves per financial year
Additional cheque book of 25 leaves will be charged at ₹100
(₹75 for senior citizen)
Issue of duplicate/ad hoc statements Soft Copy -
Last 5 years statement through NetBanking - No charge
eStatement on registered E-mail ID - No charge
Physical copy 
Branch - ₹100
Phone banking (Non IVR): ₹75
Phone banking (IVR), Net banking, Mobile banking, and ATM: ₹50
For Senior Citizen
Branch: ₹50
Phone banking (Non IVR): ₹50
Phone banking (IVR), Net banking, Mobile banking, and ATM - ₹30, effective July 1st, 2013.
  • Click here to know more about the account’s fees and charges.
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Transact with Ease

  • Free passbook facility for all individual account holders.

  • Cash and cheque deposits at zero cost at branches and ATMs.

  • Account access with your free Rupay Card.

  • Unlimited deposits and maximum 4 free withdrawals per month through any mode.
    (Note: Any mode like cash withdrawal at branch / ATM, NEFT, RTGS, IMPS, clearing, DD/MC issuance etc., 5th withdrawal onwards, the charge will be applicable as per Regular Savings Account).

  • Free lifetime BillPay, e-mail statements and InstaQuery facility.

    Easy banking with facilities like NetBanking, PhoneBanking and MobileBanking to check account balance, pay utility bills, or even stop cheque payments via SMS

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Deals & Offers

Check out the deals

  • CashBack and discounts with Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy.
  • SmartBuy Offer: Click here
  • PayZapp offer: Click here
  • UPI offers: Click here
  • NetBanking offers: Click here
  • BillPay offers: Click here
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Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
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Wondering if you are eligible?

The eligibility criteria for opening a BSBD Account is as follows:

  • You must be employed with a company having a Salary Account with HDFC Bank.
  • You must not hold any other bank account with HDFC Bank.
  • You must not hold a BSBD Account with any other Bank.

Documents required to get you started

Employment Proof (any one) 

  • Appointment letter (The validity of Appointment Letter must not be older than 90 days)
  • Company ID Card
  • Introduction on Company letter head.
  • Corporate Email ID Validation from domain Email ID
  • Service Certificate for Defense / Army / Navy Customers
  • Salary Slip of last month (in the absence of any of the above)
  • Click here for more information
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Savings Bank Deposit Account Salary

Application Process for Opening a Digital Account with Aadhaar

Apply online in just 4 simple steps:

  • Step 1: Validate your mobile number
  • Step 2: Select the ‘Account Type’ of your choice
  • Step 3: Provide personal details including Aadhaar number
  • Step 4: Complete Video KYC
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Simplify KYC with Video Verification

  • Keep your PAN Card and Aadhaar-enabled phone handy, along with a pen (blue/black ink) and white paper. Ensure you have good connectivity/network
  • Enter your Aadhaar number at the start and verify yourself using OTP.
  • A bank representative will then verify your details, such as LIVE signature, LIVE photo, and location.
  • Once the video call is complete, your video KYC process stands completed.
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Ways to Open a Bank Account

Frequently Asked Questions

A Basic Savings Bank Deposit is a ​​Savings Account that doesn't require any minimum balance. It is specifically designed for salaried individuals to manage their salary transactions without the hassle of maintaining any minimum balance.

The Zero Balance Salary Account has no limit. You can enjoy unlimited deposits and 4 free withdrawals per month through various modes, including cash withdrawal at branches/ATMs, NEFT, RTGS, IMPS, Clearing, DD/MC issuance, etc.

No, there is no minimum deposit required to open a Zero Balance Salary Account. It offers the convenience of opening an account with zero balance and still enjoying all the benefits.

The HDFC Bank Zero Balance Salary Account Online offers a range of features designed for convenience and flexibility. With no minimum balance requirement, it ensures easy access to your funds without worrying about maintaining a certain balance. The account comes with a free Debit Card that can be used for online and offline transactions, along with access to a wide network of ATMs for cash withdrawals. Additionally, you can manage your account conveniently through NetBanking, MobileBanking, and PhoneBanking services. The account also provides the option to receive free email statements and alerts to stay updated on your account activity. Overall, the HDFC Bank Zero Balance Salary Account Online is designed to simplify banking and provide a seamless experience for customers.

The benefits of opening a Basic Savings Bank Deposit include:

  • Total insurance cover of ₹3.29 Crore*.

  • Unlimited transactions at other Bank ATMs.

  • Lifetime free Platinum Debit Card for primary and secondary account holders.

  • 50% waiver on locker fees for the first year on a pro-rata basis.

To know the documents required to open a Zero Balance Salary Account in HDFC Bank, Click Here for detailed list of documents.

Grow your savings today with flexible, safe and easy banking.

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