Regular Salary Account

Key Benefits

More About Government Classic Salary Account

Fees & Charges

  • Get preferential pricing on loans(Apply Online) and get access to our Super Premium Credit Cards (Apply Online)
  • Save on charges when you apply for loans, Credit Cards and more*

*Terms and Conditions apply – Features and Benefits may vary subject to corporate offer.

Click here to know more about the fees and charges.

Smart EMI

Added Delights

Insurance Benefits

  • Accidental Death Insurance* cover of up to ₹15 lakh on the Salary Account

To know more about the insurance benefits on your Millennia Debit Card, click here.

Credit & Loan Benefits

  • OverDraft* Up to 3x of salary credit with a max cap of ₹5 lakh
  • Preferential rates for loans with Discounted PF
Most Important Terms and Conditions 

Deals & Offers

Check out the Deals

  • SmartBuy Offer:Click here
  • PayZapp offer: Click here
  • UPI offers: Click here
  • NetBanking offers: Click here
  • BillPay offers: Click here
  • CashBack & Discounts on Debit Card: 5% CashBack on shopping via PayZapp and SmartBuy
Check out the deals

Most Important Terms and Conditions 

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
Check out the deals

Documents required to get you started

Employment Proof (any one):

  • Appointment letter (The validity of Appointment Letter must not be older than 90 days)
  • Company ID Card
  • Introduction on Company letter head.
  • Corporate Email ID Validation from domain Email ID
  • Service Certificate for Defence / Army / Navy Customers
  • Salary Slip of last month (in the absence of any of the above)

Click here to know complete documentation details

Frequently Asked Questions

Here are some of the key features and benefits of the HDFC Bank Government Classic Salary Account:

  • Zero Balance Salary Account
  • Unlimited ATM transactions across all banks
  • Complimentary Millennia Debit Card with CashBack up to ₹4,800 annually*
  • 4 complimentary* airport lounge visits on your Debit Card
  • Free Zero Balance Family Salary Accounts for your family members*
  • Exclusive investment and health benefits

There is no minimum balance requirement for the Government Classic Salary Account; however, a monthly salary credit (month-on-month basis) is mandatory to maintain the account.

The HDFC Bank Government Classic Salary Account is a specialised Salary Account for government employees. It offers seamless salary credit, convenient banking services, digital access, and exclusive benefits tailored to their financial needs.

Yes, the HDFC Bank Government Classic Salary Account offers digital services such as the SmartWealth App for portfolio management and HDFC SKY, an all-in-one trading and investment platform for seamless financial management.

To open an HDFC Bank Government Classic Salary Account, you need to provide a valid employment proof such as an appointment letter (within 90 days), company ID card, introduction on company letterhead, corporate email validation, service certificate (for defence personnel), or last month’s salary slip.

However, Salary Account benefits are applicable to the first holder only.

You can continue using your existing HDFC Bank Government Classic Salary Account if your new employer has a tie-up with HDFC Bank. To update it, simply visit the branch with a joining confirmation letter or email from your official corporate ID mentioning your name and account number.