Nationality: Indian
Age: Minimum 21 years, Maximum 60 years
Income: Gross monthly income greater than ₹10,000
Nationality: Indian
Age: Minimum 21 years, Maximum 65 years
Income: Income Tax Return (ITR) greater than ₹6 lakh per annum
Disclaimer: Terms and conditions apply. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
To apply for the HDFC Bank EasyEMI Card, the minimum age requirement is 21 years for both salaried and self-employed individuals.
Yes, there is a maximum age limit for applying for the HDFC Bank EasyEMI Card. For salaried individuals, the maximum age is 60 years, while for self-employed individuals, it is 65 years.
This ensures that applicants are within a financially stable age range to manage their credit responsibly.
To qualify for the HDFC Bank EasyEMI Card, salaried individuals must have a gross monthly income of over ₹10,000. For self-employed individuals, the minimum income requirement is an annual income of over ₹6 lakh as per their Income Tax Return.
The HDFC Bank EasyEMI Card doesn’t require a specific credit score, but applicants must meet age, and income criteria and ensure a spotless record of loan repayment.
A six-month wait is required before reapplying for the HDFC Bank EasyEMI Card, allowing you to improve your financial standing and meet eligibility criteria.
No, the EasyEMI Card is not available for students. It is for individuals with a stable income and good credit history.
Applying for the EasyEMI Card Credit Card is simple and can be done online via HDFC Bank's website, mobile banking, or net banking without needing to visit a branch.