Direct Deposit FD Documentation

Documents required to apply for a Direct Deposit FD:

Digital Application Form:

  • No need to provide any physical documents. 

  • Simply authenticate yourself using Aadhaar (EKYC) and follow the simple journey steps.

Video KYC Verification pre-requisites (to be completed immediately after submitting the digital application form): 

  • Original PAN Card 
  • Blank paper with a blue/black pen 
  • Smartphone/computer with good network connection 
  • Your Bank Account details for funding the Fixed Deposit (non-HDFC Bank Account)

Note: FD will be booked only after the customer completes Aadhaar eKYC, Video KYC, full KYC, and funding. Video KYC verification is a must to open a Direct Deposit FD with the Bank. In case the Video KYC is not completed within 72 hours, the customer will need to re-initiate the digital application process.

  • Click here to learn more about the HDFC Bank Direct Deposit FD.

Disclaimer: Terms and conditions apply. Direct Deposit FD approval is at the sole discretion of HDFC Bank Limited and is subject to documentation and verification as per the Bank's requirements. Interest rates are subject to change. Please check with your RM or the closest bank branch for current interest rates. 

Frequently Asked Questions

No physical KYC documents are required for opening a Direct Deposit FD. If you are not an HDFC Bank Account holder, you can complete your KYC through a simple digital application followed by a Video KYC process. You’ll need your PAN card, a blank sheet with a pen, a smartphone or computer with internet, and bank account details to fund the Fixed Deposit.

Yes, you can open a Direct Deposit Fixed Deposit (FD) online without visiting a branch. Simply fill out the Digital Application Form, complete Aadhaar-based eKYC, and finish the Video KYC process. No physical documents are required, and the entire process can be done from the comfort of your home.

Yes, both PAN Card and Aadhaar Card are mandatory for opening a Fixed Deposit online. Aadhaar is used for eKYC authentication, and PAN is required for identity verification and to comply with tax regulations.