Get 2 Lakh Personal Loan

The need for extra funds can arise unannounced at any point in life. A personal expense like a wedding or a vacation, big purchases and things like home renovation, or repaying emergency medical expenses - the reasons could be many. To meet the varied needs of customers around the country, HDFC Bank offers Personal Loans of up to Rs 40 lakh. 

A Personal Loan is the perfect product for you if you need a relatively smaller amount, say you require a Rs 2 lakh loan. It comes with a wide range of exciting features and benefits. You can get a Rs 2 lakh Personal Loan from HDFC Bank to deal with immediate money needs. The Rs 2 Lakh Personal Loan can be taken without providing collateral or security to the bank, making it an attractive and immediate solution to all your monetary needs.

With our Rs 2 Lakh loan, you can enjoy the following perks:

• You get the amount at an attractive interest rate starting at 10.5%.
• The loan application process is also simple, and the funds are disbursed within 10 seconds for some existing customers with pre-approved loan offers. For others, getting approvals on the loan amount can take up to 4 hours, with disbursal occurring within a day of approval.
• The Rs 2 lakh loan comes with flexible tenure options, allowing you to choose from multiple options and plan your repayment according to your financial situation.
• The loan process requires minimal documentation as our Video KYC and Electronic KYC options are available for document verification, making the process faster.
• Further, the Rs 2 lakh Personal Loan does not have any hidden charges associated with it either.
• A Rs 2 lakh Personal Loan from HDFC Bank is a collateral-free loan option, that comes with no end-use restrictions. That means the amount disbursed can be used for various purposes and at your discretion always.

Here’s a step-by-step guide to applying for a Rs 2 lakh personal loan with HDFC Bank:

Online Process:

• Visit the official HDFC Bank website.
• Navigate to the loan application tab.
• Key in your verification details, such as your Aadhaar card, proof of income, and so on.
• Upload the required documents.
• Pay the processing fees.
• HDFC Bank will verify your details and sanction your loan.

Note: You may also apply for a Rs 2 lakh Personal Loan via HDFC Bank NetBanking. Our contactless process right from application to disbursal, will ensure that you can apply from the comfort of your home.

Offline Process:

• Visit your nearest HDFC Bank branch.
• Speak to a bank representative about your loan requirement.
• Provide necessary documents such as ID proof, income proof, etc.
• Our representative will walk you through the application process.
• Once your application is approved, the loan amount will be released to your account.

With HDFC Bank, the Rs 2 lakh Personal Loan EMI is planned in a way so that you can enjoy flexible loan repayment. To know how much you would have to pay towards equated monthly instalments (EMIs), use the HDFC Bank Personal Loan Calculator. 

So why wait any longer? If you need money to fund your aspirations or immediate needs, a Rs 2 lakh Personal Loan from HDFC Bank is the answer. Apply now and make the most of available offers and benefits.

Looking to Apply Now for a Rs 2 lakh Personal Loan? 

*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.