The Hajj is a significant pilgrimage that every Muslim is expected to undertake at least once in their lifetime, representing one of the five pillars of Islam. As pilgrims embark on this spiritual journey, managing finances should be the least of their concerns. Handling large sums of cash, fluctuating currency exchange rates, and the risk of theft can be stressful. The HDFC Bank Hajj Umrah ForexPlus Card offers a practical solution tailored specifically for those traveling for Hajj and Umrah. This prepaid card, issued in Saudi Riyals (SAR), provides numerous benefits that enhance the travel experience.
One of the primary advantages of the Hajj Umrah ForexPlus Card is its protection against currency fluctuations. Since the card is available solely in Saudi Riyals, it shields users from the unpredictable changes in foreign exchange rates. Pilgrims can make purchases and withdraw cash without worrying about losing money due to fluctuating rates.
The card is equipped with an embedded chip that securely stores information in an encrypted format, reducing the risk of counterfeiting and card fraud. Accepted at all VISA and MasterCard-affiliated merchants and ATMs, the card minimizes the need to carry large amounts of cash, enhancing safety while traveling.
In the unfortunate event that the card is lost or stolen, users can quickly report the incident to HDFC Bank's PhoneBanking service, available 24/7. The card can also be hot-listed through the bank's website, ensuring that it cannot be misused.
The Hajj Umrah ForexPlus Card allows users to temporarily block the card when it is not in use. This feature can be managed through Prepaid NetBanking or the 24x7 PhoneBanking helpline, providing added control over the card's security.
Travelers can access VISA’s Global Customer Assistance Services for immediate help with card-related issues, such as hotlisting a card, reporting theft, or requesting emergency cash delivery while abroad. This support offers peace of mind during travel.
Once activated and loaded, the Hajj Umrah ForexPlus Card can be used for e-commerce transactions. Users may be required to complete a second-factor authentication, typically via the Netbanking PIN associated with the card, ensuring secure online shopping.
The card includes insurance coverage for travel-related emergencies, such as loss or theft of baggage, passport reconstruction, personal accidents, and protection against misuse due to counterfeiting or skimming. This added layer of security helps travelers feel more at ease.
Reloading the card is convenient, as it can be done at any HDFC Bank branch or through various digital channels, including PhoneBanking, Mobile Banking, and NetBanking. Even if the cardholder is abroad, they can authorize someone else to reload the card on their behalf.
HDFC Bank provides regular transaction alerts via SMS and email, keeping cardholders informed of all purchases and withdrawals. This tracking facility allows users to monitor their spending effectively.
Along with the Hajj Umrah ForexPlus Card, users have access to Prepaid NetBanking services that include features such as:
The HDFC Bank Hajj Umrah ForexPlus Card is designed to simplify financial management for pilgrims undertaking this sacred journey. By providing security, convenience, and additional benefits, it allows travelers to focus on their spiritual experience rather than financial concerns. Utilizing this card can greatly enhance the overall pilgrimage experience, ensuring peace of mind while traveling.