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Transferring Funds With HDFC Bank's UPI (Unified Payment Interface) Is...

All You Need to Know

UPI Transactions Maximum Limit
P2P (Person to Person) and P2M (Person to Merchant) ₹1 lakh or 20 transactions
(calculated on 24 Hours basis)
Capital markets and merchant collect.​​​​​​​
(Eg:- AMC, Broking, Mutual Funds, Credit Card Payments,
Loan repayments, EMI, etc.)
​​​​​​​		 ₹2 lakh per transaction
IPO Application using UPI ₹5 lakh per transaction

 

Note: The transaction limits for UPI are set and standardised by the National Payments Corporation of India (NPCI) that governing body for UPI. Since these limits are set by the government, users cannot increase or make changes to the UPI limit. Users must adhere to the daily transaction limit guidelines.

Frequently Asked Questions

 For P2P (Person to Person) and P2M (Person to Merchant) transactions, you can carry out 20 transactions in a day.

UPI transfer limits vary from ₹1 lakh to ₹5 lakh, depending on the transaction type. For example, P2P (Person to Person) and P2M (Person to Merchant) transactions have a cap of ₹1 lakh. For capital markets, the UPI payment limit is ₹2 lakh, and for IPO investments, the limit is ₹5 lakh.

The maximum daily transaction limit for UPI is ₹1 lakh, though it can differ depending on your bank.  However, for UPI transactions involving foreign inward remittances, capital markets, insurance, and collections, you can transact ₹2 lakh.

Your transaction will be denied if it surpasses the daily UPI transfer cap.

To protect against fraud, the maximum UPI transaction amount for new UPI users is restricted to ₹5,000 for the first 24 hours.