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Super Bike Loan Fees and Charges

Fee Amount to be paid
Rack Interest Rate EMI starts from 12.00% based on vehicle segment and customer creditworthiness.
Loan Processing Charges Up to 1.5% of the Loan Amount

NIL Processing Fees for loan facilities up to ₹5 lakh availed by Micro and Small Enterprises subject to URC submission before disbursal.
Stamp Duty and Other Statutory Charges As per applicable laws of the state
Documentation Charges Up to 2.25% of the loan amount
PDD Collection Charges Up to ₹500
RTO Charges At Actual
For Registration Certificate (RC) collection fees ₹885/- including GST


Charges post loan disbursement 

Fee Amount to be paid
Delayed Instalment Payment Charge 18% p.a. on overdue instalment amount
Legal, Repossession and Incidental charges At actuals
Amortization Schedule Charges ₹50
Repayment mode change charges ₹500
Payment Return Charges ₹450
Loan Cancellation Charges NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation. Processing Fees, Documentation Charges and Stamp Duty would be retained.)


Premature Closure Charges

Fee Amount to be paid
Premature closure charges
(on principal outstanding)

 

  • Up to 24 months from 1st EMI repayment - 5% of principal outstanding
  •  
  • Post 24 months from 1st EMI repayment - 3% of principal outstanding
  •  
  • NIL Prepayment Charges for Fixed rate loan facility up to ₹50 lakh availed by Micro and Small Enterprises and Closure from Own Source
  •  


Other charges

No Due Certificate / No Objection Certificate (NOC) Nil
Duplicate NOC ₹250 per request
Credit Report Charges (only on request) ₹50
Special NOC Charges ₹200
Loan Rebooking/ Reschedulement Charges ₹400

 

    The above charges are the maximum charges applicable for each type of charge. Charges which are in nature of fees are exclusive of applicable Government taxes and other levies. Applicable Government taxes and other levies would be charged additionally. Loan Processing fees, Documentation charges and Stamp Duty applies to documents like cheques, receipts, licenses and transaction records.is non-refundable. PDD Collection Charges are refundable in case of loan cancellation


Rates Offered to Customer During the Period of October to December 2025

Product Average
  Min IRR Max IRR Avg IRR
Super Bike Two-Wheeler Loan 9.55% 17.10% 10.54%


Annual Percentage Rate Offered to Customer During the Period of October to December 2025

Product Average
  Min APR Max APR Avg APR
Superbike Two -Wheeler Loan 9.61% 19.52% 10.79%

 

  • Click here to learn more about the HDFC Bank Super Bike Loan

  • Click here to apply for the HDFC Bank Super Bike Loan  

  • Click here for the most important Terms & Conditions

    Disclaimer: Terms and conditions apply. Super Bike Loan approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirements. Interest rates are subject to change. Please check with your RM or the closest bank branch for current interest rates.

Frequently Asked Questions

The fees for the HDFC Bank Super Bike Loan include a processing fee of up to 1.5% of the loan amount. Additionally, delayed installment payment charges are 18% p.a. on the overdue amount. The amortisation schedule charge is ₹50, while the repayment mode change charge is ₹500. Payment return charges are ₹450. 

The HDFC Bank Super Bike Loan includes processing fees, charges post loan disbursement, premature closure charges, cancellation charges etc. 

The HDFC Bank Superbike Loan offers an EMI starting at 12.0% per annum. This rate varies depending on the type of vehicle and your creditworthiness, as evaluated by the bank during loan processing.

The processing fee for the HDFC Bank Superbike Loan is up to 1.5% of the sanctioned loan amount. If the loan amount is up to ₹5 lakh and you qualify as a Micro or Small Enterprise with URC submitted before disbursal, this fee is waived.

You are required to pay documentation charges of up to 2.25% of the loan amount for the HDFC Bank Superbike Loan. These charges cover the administrative cost of handling and verifying the loan documents.

If you delay an EMI on the HDFC Bank Superbike Loan, an interest charge of 18% per annum is applied to the overdue instalment amount. This charge is calculated daily and added to your next EMI payment.

For the HDFC Bank Superbike Loan, you will be charged ₹500 if you request a change in your repayment mode. This fee is applicable each time you make such a request.

If your EMI payment is returned due to any reason, HDFC Bank charges ₹450 as payment return charges under the Superbike Loan agreement. This fee is levied for every instance of payment bounce or failure.

If you close the HDFC Bank Superbike Loan within 24 months of your first EMI, a 5% fee on the outstanding principal applies. After 24 months, the charge is 3%. For Micro and Small Enterprises, premature closure is free if the loan is fixed-rate and sourced from own funds.

HDFC Bank does not charge any cancellation fee for the Superbike Loan. However, you must pay interest for the period between disbursal and cancellation, and the processing fee, documentation fee, and stamp duty are not refunded.

If you rebook or reschedule your HDFC Bank Superbike Loan, a charge of ₹400 is applicable. This fee is charged each time a request for loan rebooking or repayment rescheduling is processed.

For the HDFC Bank Superbike Loan, a duplicate NOC costs ₹250 per request. If you require a special NOC, the charge is ₹200 per request. The first NOC or No Due Certificate is issued free of cost.

You are required to pay ₹885, including GST, for the RC collection service in the HDFC Bank Superbike Loan. This charge covers the bank’s effort to collect your Registration Certificate from the RTO on your behalf.

Yes, for the HDFC Bank Superbike Loan, you will be charged ₹50 for receiving an amortisation schedule. If you request a CIBIL report, the bank charges an additional ₹50 for providing it.

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