| Description of Charges | Defence Salary Account | |
|---|---|---|
| Minimum Balance (Average Monthly Balance) | NIL | |
| Charges on non maintenance thereof | NIL | |
| PAP Cheque book | Free 25 cheque leaves per year (Financial year) Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook |
|
| PAP Cheque book usage charges | No Charges | |
| Issue of duplicate / adhoc statements | Soft Copy -Last 5 years statement through NetBanking - No charge eStatement on registered E-mail ID - No charge Physical copy -Branch - Rs 100/- PhoneBanking (Non IVR) - Rs.75/- PhoneBanking (IVR), NetBanking, MobileBanking, & ATM - Rs.50/- |
|
| Hold Statement | Rs. 400 per year | |
| Passbook issuance* | Free | |
| Duplicate passbook issuance* | Rs 100/- | |
| Managers Cheques / Demand Drafts - Issuance / Re-issuance - On HDFC Bank Locations | DD/MC Charges Through Branch Free upto Rs.25,000 Above Rs. 25,000 Rs.5 per 1000 (min Rs 75/- & max Rs. 10,000) |
|
| DD request through Netbanking | ||
| Upto Rs. 10 Lakh | Rs .50+(Corr. Bank charges if applicable) | |
| Third party DD upto Rs. 1,00,0000 | Rs .50+(Corr. Bank charges if applicable) | |
| *Third Party Registration required ( customers registered for third party transfers have a maximum limit of Rs. 10 lakhs per customer id and hence can issue multiple DDs of Rs. 1 lakh upto Rs. 10 lakhs and send it to the beneficiary address) | ||
| Managers Cheque/Demand Drafts - Cancellation / Revalidation | Rs 100/- (Nil cancellation / revalidation charges for Managers Cheque / DD value upto Rs.1000/-) | |
| Demand Drafts- Issued - On Non HDFC Bank Locations | Rs. 50 plus charges as outlined below: | |
| Upto Rs. 500 | Rs. 10 | |
| Above Rs. 500 to Rs. 1000 | Rs. 15 | |
| Above Rs. 1000 to Rs. 5000 | Rs. 25 | |
| Above Rs. 5000 to Rs. 10,000 | Rs. 30 | |
| Above Rs. 10,000 | Rs. 5 per 1000 | |
| Cheque Collection - Local Clearing Zone | Free | |
| Charges for cheques drawn on Branch locations | ||
| Upto Rs 5,000 | Rs. 25/-, Rs. 20/- for Rural branches |
|
| Rs. 5,001 to Rs 10,000 | Rs. 50/-, Rs. 40/- for Rural branches |
|
| Collection of outstation cheques - our bank locations | Rs. 10,001 to Rs. 1,00,000 | Rs. 100/- |
| Rs. 1,00,001 and above | Rs. 150/- | |
| Cheques drawn on Speed Clearing Branches - at non CTS locations | ||
| Upto Rs. 1,00,000 | No charges | |
| Rs. 1,00,001 and above | Rs. 140 /- per instrument | |
| Cheques drawn on Speed Clearing Branches - at CTS locations | No charge | |
| Effective 1st December'14 "Charges on FD receipts / Govt challans/Treasury bills-challans / Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges | ||
| Charges for cheques drawn on Non-Branch locations | ||
| Upto Rs 5,000 | Rs. 25/-, Rs. 20/- for Rural branches |
|
| Rs. 5,001 to Rs 10,000 | Rs. 50/-, Rs. 40/- for Rural branches |
|
| Collection of outstation cheques - other locations | Rs. 10,001 to Rs. 1,00,000 | Rs. 100/- |
| Rs. 1,00,001 and above | Rs. 150/- | |
| Cheques drawn on Speed Clearing Branches - at non CTS locations | ||
| Upto Rs. 1,00,000 | No charges | |
| Rs. 1,00,001 and above | Rs. 140 /- per instrument | |
| Cheques drawn on Speed Clearing Branches - at CTS locations | No charge | |
| Effective 1st December'14 "Charges on FD receipts / Govt challans/Treasury bills-challans / Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges | ||
| Due to insufficient funds - Each cheque return will be charged for Rs.500 /- | ||
| Cheque return charges drawn on us - Local | Charges due to funds transfer cheque return - Rs. 350/- | |
| Due to Technical reasons - Rs.50/ per instance will be charged | ||
| Cheques deposited returned unpaid | Charge of Rs 200/- per instance would be levied | |
| Balance Enquiry - at Branch | Free | |
| Balance Certificate | Current year - Free, Previous year - Rs. 50 | |
| Interest Certificate | Rs. 50 | |
| TDS Certificate | Free | |
| Account Closure (from account opening date) | Upto 14 days - No Charge 15 days upto 12 months - Rs 500/- Beyond 12 months - No Charge |
|
| Photo Attestation | Rs 100/- per instance NIL (For Senior Citzens) |
|
| Signature Attestation | NIL | |
| Address Confirmation | Rs 50/- per instance | |
| Stop Payment Charges | Particular cheque - Rs. 100/- Range of cheques - Rs. 200/- Free through NetBanking |
|
| Standing Instructions | Setting up Charges - NIL Rs. 25 per transaction plus remittance charge |
|
| Unarranged overdraft | Rs 100 per Occasion + 18% Interest p.a | |
| Old records/copy of paid cheques | Upto 1 year - Rs. 50 per record, Above 1 year - Rs. 100 per record |
|
| Activation of dormant account | No charges | |
| Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) (Charges over and above standard remittance charges for Fund Transfer / NEFT / RTGS .Remittance charges applicable starting first transaction onwards) |
- In case the AMB in the previous month is equal to or above Rs 50,000/- No charges would be levied -In case the AMB is below Rs 50,000/- 15 txn free/month would be permitted and charge of Rs 75/txn would be levied from the 16th transaction onwards |
|
| Number of Cash transactions(Cumulative of Deposit and Withdrawal) | 4 free cash transactions per month 5th transaction onwards - Rs.150/- per transaction (plus taxes as applicable) would be levied |
|
| Value of Cash transactions(Cumulative of Deposit and Withdrawal) | Home Branch 2 lakh ---Free per month per account. Above 2 lakh---Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/-(plus taxes as applicable) Non-Home Branch: Cash transactions value upto Rs.25,000/- per day –No charge Above Rs.25,000/- ---Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/- (plus taxes as applicable) |
|
| Third party Cash transaction (Cumulative of Deposit and Withdrawal) | Upto a limit of Rs.25,000/- per day ---Rs.150/- (plus taxes as applicable) Above Rs.25,000/- not allowed For Senior Citizen customers, Kids/Minor Accounts, while the limit of Rs.25000/- per day will be applicable , the accounts will not be charged |
|
| Cash Handling charges | Withdrawn effective 01st March, 2017 | |
| Local Cheque deposited for outstation accounts | Free | |
| Phonebanking - IVR | Free | |
| Phonebanking - Non IVR | Free | |
| ATM Card | Free | |
| ATM Card - Replacement charges | Rs. 200 (plus taxes as applicable and cess) | |
| Debit Card - Annual Fee - Regular / Rewards | Free | |
| Debit Card - Annual Fee - Titanium | Free | |
| Debit Card - Annual Fee - Titanium Royale | Rs. 400 per year (plus taxes as applicable and cess) | |
| Debit Card - Annual Fee - Times Points | Rs. 650 per year (plus taxes as applicable and cess) | |
| Debit Card - Annual Fee - Gold / Platinum | Rs.750 per year (plus taxes as applicable and cess) | |
| Debit Card - Annual Fee - Women's Card | Free | |
| Debit Card - Renewal Fee - Regular / Rewards | Free | |
| Debit Card - Renewal Fee - Titanium | Free | |
| Debit Card - Renewal Fee - Titanium Royale | Rs. 400 per year (plus taxes as applicable and cess) | |
| Debit Card - Renewal Fee - Times Points | Rs. 650 per year (plus taxes as applicable and cess) | |
| Debit Card - Renewal Fee - Gold / Platinum | Rs.750 per year (plus taxes as applicable and cess) | |
| Debit Card - Renewal Fee - Women's Card | Free | |
| Debit Card - Replacement charges | Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 200 (plus taxes as applicable and cess) (for all card types | |
| HDFC BANK ATMs | Other Bank ATMs | |
| First 5 Transactions Free across all Cities | (a) In Top 6 cities** : First 3 Transactions Free (b) Non Top 6 cities : First 5 Transactions Free |
|
| *Includes both financial and non-financial transactions (includes only Balance Enquiry, Mini Statements requests and PIN change transactions) | ||
| For transactions done on other bank ATMs, Maximum of 5 transactions free in a month with a cap of Maximum 3 free transactions in Top 6 Cities | ||
| ATM / Debit Card Card - Transaction Charge | **Top 6 Cities - Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs | |
| Please check with your respective Corporate Salary Manager / Branch Manager for details of the offer. | ||
| Transactions over and above free limit will be charges as under: | ||
| Cash withdrawal - Rs. 20 plus taxes as applicable and cess per transaction | ||
| Non-Financial Transaction - Rs. 8.5 plus taxes as applicable and cess per transaction | ||
| Debit Card - Transaction Charge - Non HDFC Bank International ATMs | Rs. 25 per balance enquiry & Rs. 125 per cash withdrawal (plus taxes as applicable) | |
| The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction | ||
| PIN regeneration charge | Rs. 50 (plus taxes as applicable and cess) | |
| Decline charge for insufficient balance | Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes as applicable and cess) | |
| Add-on Debit Card - Regular | Free | |
| Add-on Debit Card - Rewards | 500 per year (plus taxes as applicable and cess) | |
| Add-on Debit Card - Gold Card / Platinum | Rs.750 per year (plus taxes as applicable and cess) | |
| Add-on Debit Card - Times Points | Rs. 650 per year (plus taxes as applicable and cess) | |
| Add-on Debit Card - Women's Card | Free | |
| Add-on Debit Card - Titanium | Rs. 250 per year (plus taxes as applicable and cess) | |
| Add-on Debit Card - Titanium Royale | Rs. 400 per year (plus taxes as applicable and cess) | |
| BillPay | Free | |
| InstaPay | Rs. 10 (plus taxes as applicable and cess) per transaction | |
| InstaAlert | Free | |
| Visa Money Transfer | Rs. 5 (plus taxes as applicable and cess) per transaction | |
| NEFT Charges - Inward | NIL | |
| NEFT Charges- outward | NEFT Through NetBanking - Free NEFT through branches - below charges Amounts up to Rs. 10,000 - Rs.2.5 (exclusive of taxes and cess) per transaction Amounts from Rs.10,001 to Rs.1 lakh - Rs. 5 (exclusive of taxes and cess) per transaction Amounts above Rs. 1 lakh up to Rs. 2 lakh - Rs. 15 (exclusive of taxes and cess) per transaction Amounts above Rs.2 lakh – Rs.25 (exclusive of taxes and cess) per transaction |
|
| NEFT Charges for Indo Nepal transactions | Customers having NSBL*A/c - Rs 20/- Customers having non-NSBL* A/c: Upto Rs 5,000 - Rs 70/- Above Rs 5,000 - Rs 95/- * Nepal State Bank Ltd |
|
| RTGS - Outward | RTGS through NetBanking - Free RTGS through branches: Above Rs. 2 Lakhs to 5 Lakhs - Rs. 25 (exclusive of taxes and cess) per transaction Above Rs 5 Lakhs - Rs. 50 (exclusive of taxes and cess) per transaction |
|
| RTGS - Inward | NIL | |
| IMPS (Immediate Payment Service) – Outward | Amount up to Rs. 1 lakh - Rs.5 (exclusive of taxes and cess) per transaction Amount above Rs. 1 lakh up to Rs. 2 lakhs - Rs. 15 (exclusive of taxes and cess) per transaction |
|
| IMPS (Immediate Payment Service) - Inward | NIL | |
| Mobilebanking | Free | |
| Netbanking | Free | |
| ECS / ACH (Debit) Return Charges | Rs 500/- + taxes per instance. | |
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance | |
| TIN Regeneration (requests received at the branch for physical dispatch) | Rs 50/- per instance | |
| IPIN Regeneration (requests received at the branch for physical dispatch) | Rs 100/- per instance | |
| SI rejects | Rs 200/- per instance | |