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All You Need To Know

Annual turnover

  • Between ₹ 7.5 crores and ₹ 200 crores
Smart EMI

Type of business

  • Sole proprietorship, HUF, partnership firm, private limited or public limited company
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Business background

  • Minimum three years in the same business and location
  • Minimum six months of assets / liability relationship with HDFC Bank
  • Sanctioned credit facility with a bank (for exposures greater than ₹ 1 crore)
  • Not listed in RBI Defaulter's List, CIBIL database or in any negative database of HDFC Bank
  • Satisfactory conduct with existing banker
  • Group concerns not listed in RBI / CIBIL / Internal database of the Bank
  • Positive TNW and PAT for two years
Smart EMI

Processing Fees

Upto 1% (plus taxes) of the facility amount or Rs 7500/- (plus taxes) whichever is higher

Rs 5000/- (plus taxes) will be collected upfront as non-refundable administrative cost towards the legal and valuation expenses incurred prior loan sanction. For Shopkeeper Loan (unsecured): Upto 2% (plus taxes) of the facility amount

VIEW DETAILED LIST OF FEES AND CHARGES

Contacless Payment

Terms & Conditions