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We have lots for you in store

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Wondering if you are eligible?

  • You must hold an HDFC Bank Current Account and be an authorised signatory.
  • You must have HDFC Bank NetBanking access or an active Debit Card.
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Features tailored for you

Multiple Customer IDs

  • Link both business and personal customer IDs under one user ID at HDFC Bank with our HDFC Bank MyBusiness Digital Banking.
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Personal Banking Functionalities

  • Access account balances, download statements, transfer funds via NEFT, RTGS, and IMPS, manage cheques, and more.
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Credit Card Information

  • Easily manage business credit cards with access to card details, statements, and hot listing functions.
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Select Insurance Products

  • Directly access and purchase HDFC Ergo General Insurance products through a convenient link.
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Single Sign-On Access

  • Enjoy single sign-on access to the Trade on Net platform for all trade-related activities and the SME Digital platform for business finance products like working capital, overdraft, and cash credit.
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Managing Trade Transactions and Working Capital

  • Apply for Bank Guarantees (BG) and Letters of Credit (L/C), facilitate international remittances, submit export-import documents, upload stock statements, receive real-time updates, and more through MyBusiness Digital Banking.
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Value Added Services

  • Business Transaction Management

    • Generate and send GST-compliant invoices.

    • Monitor payments for issued invoices.

    • Track vendor bills, due dates, and manage partial or full payments.

    • Reconcile payables and receivables within the platform.

    • Manually enter cash transactions as needed.

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GST Management

  • Calculate GST, create challans, and pay GST seamlessly through the platform.
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Payroll Processing

  • Process payroll, manage TDS, generate salary slips, and update employee data through HDFC Bank MyBusiness Digital Banking.
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ERP Integration

  • Sync transactions with leading ERPs using HDFC Bank MyBusiness Digital Banking plugins.
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Disclaimer

  • Value-added services are offered by empanelled vendors.
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Other Benefits

  • Link multiple Customer IDs to consolidate Savings, Current Accounts, and Credit Cards under a single view

  • Automate ERP transaction sync and reconciliation effortlessly through HDFC Bank MyBusiness Digital Banking.

  • Manage payables, receivables, stock statements, and working capital seamlessly on the HDFC Bank MyBusiness Digital Banking platform.

  • Enjoy easy online transfer limits of up to ₹50 lakh per HDFC Bank account.

  • Ensure continuous GST compliance with invoice generation, payments, and filings through the platform.

  • Streamline business payroll, including attendance and leave management, using HDFC Bank Online Business Banking.

  • Handle trade requirements such as BG and L/C requests, international remittances, and import-export document submissions within the banking platform.

  • Access tailored Business Insurance solutions covering marine, fire, Group Health Insurance, and Personal Insurance needs through HDFC Bank MyBusiness Digital Banking.

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Documentation

  • ole Proprietorships and individual Current Accounts (CA) automatically have a default limit of ₹10 lakh per day, requiring no additional forms or documentation.

  • Individuals, HUFs, and Sole Proprietorships must submit a duly filled form at their nearest HDFC Bank branch. No additional documents are necessary for eligible account holders.

  • Partnership firms must submit a duly filled-in form and a partnership letter to their nearest HDFC Bank branch in the prescribed format.

  • Companies must submit a duly filled form and a Board Resolution in the prescribed format at their nearest HDFC Bank branch.

    (Note:

    The default fund transfer limit of ₹10 lakh per day now applies to Individual and Sole Proprietor customers.

    To increase your fund transfer limit, please submit the Physical Fund Transfer Limit Change Form.)

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FAQs

No, default funds transfer limits for merchant banking are only for Sole Prop. & Individual Current Accounts.

Yes, the default limit will still be available for the rest of the sole proprietors & individual Current Accounts. For the accounts the customer has already given a form-based request or gives in future, the form-based limits will supersede the default limits.

Yes, the form-based process can customise the limits to meet the customer’s increased requirements.

No, default funds transfer limits are only for Sole Proprietorship & Individual Current Accounts.

Under Merchant Banking Financial Services, the default limit will be ₹10 lakh, regardless of the number of Sole Proprietors and individual Current Accounts in the user ID.

Yes, customers already registered for Business Banking will also be extended the default funds transfer limit. They will also display the online consent option, accepting which the default limits will become available to the customer. 

Please collect form-based customer requests for accounts where the limit has to be removed and process them via FTS under the MyBusiness Digital Banking​​​​​​​​​​​​​​ tag. After the request has been processed, the physical form will be sent to the WBO branch.

Yes, they will still be displayed the online consent option after the Customer ID linking is done, accepting which the default limits will become available to the Sole Proprietor and Individual Current Accounts.

Features

  • Multiple Customer IDs
    1. Link both business and personal customer IDs under one user ID with HDFC Bank MyBusiness Digital Banking.
  • Personal Banking Functionalities
    1. Access account balances, download statements, transfer funds via NEFT, RTGS, and IMPS, manage cheques, and more.
  • Credit Card Information
    1. Easily manage business credit cards with access to card details, statements, and hot listing functions.
  • Select Insurance Products
    1. Directly access and purchase HDFC Ergo General Insurance products through a convenient link.
  • Single Sign-On Access
    1. Enjoy single sign-on access to the Trade on Net Platform for all trade-related activities and the SME Digital platform for business finance products like working capital, overdraft, and cash credit.
  • Managing Trade Transactions and Working Capital
    1. Apply for Bank Guarantees (BG) and Letters of Credit (L/C), facilitate international remittances, submit export-import documents, upload stock statements, receive real-time updates, and more through MyBusiness Digital Banking.