Loan Against Property Documentation

For Salaried Individuals:

Proof of Residence:

  • Ration Card

  • Telephone Bill

  • Electricity Bill

  • Voter's ID Card

Proof of Identity:

  • Voter's ID Card

  • Employer's Card

Latest Bank Statement/Passbook reflecting salary/income credited for the past 6 month

Salary slips for the past 6 months showing all deductions

Form 16 for the past 2 years

Copies of all property documents related to the pledged property for the loan

For Self Employed Professionals/Individuals:

Certified financial statements for the preceding 3 years

Proof of Residence (choose one):

  • Ration Card

  • Telephone Bill

  • Electricity Bill

  • Voter's ID Card

Proof of Identity (choose one):

  • Voter's ID Card

  • Employer's Card

Latest Bank Statement/Passbook showing salary/income credited over the past 6 months

Copies of all property documents of the property to be pledged for the loan

Download application form

Loan Agreements

Click here to read more about the HDFC Bank Loan Against Property 

Click here for the most important Terms and Conditions

 

Disclaimer: Terms and conditions apply. Loan Against Property approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently asked questions

Proof of identity, proof of residence, proof of income and property documents are the common documents required for Loan Against Property.

The documents need to be submitted online for a Loan Against Property.

For HDFC Bank’s Loan Against Property, you must provide proof of residence such as your Ration Card, Telephone Bill, Electricity Bill, or Voter’s ID Card. Submit any one of these documents to establish your current residential address as part of the application process.

To apply for HDFC Bank’s Loan Against Property, you are required to submit identity proof, which can be your Voter’s ID Card, Employer’s Card, or a bank statement or passbook reflecting your credited salary or income over the previous 6 months.

When applying for HDFC Bank’s Loan Against Property as a salaried individual, you must provide salary slips for the last 6 months and Form 16 for the previous 2 years, clearly showing your deductions and confirming your regular income stream.

If you are a self-employed individual applying for HDFC Bank’s Loan Against Property, you need to submit certified financial statements for the last 3 years to demonstrate your financial stability and business income over time.

For HDFC Bank’s Loan Against Property, you must submit copies of all documents pertaining to the property you intend to pledge. These documents should confirm legal ownership and property details to validate the collateral offered for the loan.

To apply under HDFC Bank’s Loan Against Rent Receivables (LARR), you need to submit a Leave and License agreement copy and a 12-month bank statement showing the credited rental income into your account.

For HDFC Bank’s Loan Against Property, you are required to complete several formalities, including signing the LAP Agreement, the Key Facts Statement, the Dropline Overdraft Agreement if applicable, and the Loan Against Rent Receivables Agreement, depending on the loan type availed.