| Eligibility Criteria | Minimum | Maximum | ||||
|---|---|---|---|---|---|---|
| Single Life | Joint Life | Single Life | Joint Life | |||
| Age at Entry (years) | 90 days | 90 days* | Single Premium | Single Premium 60 years | ||
| Death Benefit Multiple (DBM) 1.25-1.5 | 60 years | |||||
| Death Benefit Multiple (DBM) 10 | 50 years | |||||
| Regular/Limited Pay: 60 years | Regular/Limited Pay: NA | |||||
| Age at 2Maturity (years) | 18 years | Single Premium: 65 years | Single Premium: 65 years | |||
| Regular/Limited Pay: 65 years | Regular/Limited Pay: NA | |||||
| Premium Payment Term (PPT) and Policy Term (PT) | Premium Payment Term (in yrs) | Policy Term (in yrs) | ||||
| Single Premium | 5 to 20 years | |||||
| 5 | PPT to 20 years | |||||
| 6 | ||||||
| 7 | ||||||
| 8 | ||||||
| 10 | ||||||
| 12 | ||||||
| 15 | ||||||
| 20 | ||||||
| Premium (Per Instalment) | Single Premium: ₹10,000 | No maximum limit, subject to Board Approved Underwriting Policy and the maximum Sum Assured on Death defined below |
||||
| Annual:₹10,000 | ||||||
| Half yearly: ₹5,100 | ||||||
| Quarterly: ₹2,600 | ||||||
| Monthly: ₹875 | ||||||
| Sum Assured on Death | Single Premium: ₹12,500 | ₹25,00,000* | ||||
| Regular/Limited Pay: ₹70,000 | ||||||
All You Need To Know
ELIGIBILITY