Recommended Portfolio - Equity & Debt Mutual Funds as on January 2025

Recommended Portfolio - Equity & Debt Mutual Funds as on November 2024

Sr. No.
Scheme Name
 
 
 		 Aggressive Moderate Conservative  
% Exposure % Exposure % Exposure Invesment Horizon
  Equity Funds SEBI Categorisation Riskometer** Potential Risk Class# 75% 55% 25%  
A Index Fund / Diversified Equity Large cap / Large & Mid Cap / Multi Cap / Flexicap / Focused / Contra / Thematic Funds       75% 55% 25% 2-3 Years
1 UTI Nifty 50 Index Fund Index Fund Very High -- 10% 5% 5%  
2 Baroda BNP Paribas Large Cap Fund Large Cap Fund Very High -- 10% 10% 5%  
3 ICICI Prudential Bluechip Fund Large Cap Fund Very High -- 5% 5% 0%  
4 Bandhan Core Equity Fund Large & Mid Cap Fund Very High -- 5% 5% 5%  
5 Nippon India Multi Cap Fund Multi Cap Fund Very High -- 5% 5% 5%  
6 HDFC Flexi Cap Fund Flexi Cap Fund Very High -- 10% 10% 0%  
7 Mahindra Manulife Focused Fund Focused Fund Very High -- 10% 10% 0%  
8 SBI Contra Fund Contra Fund Very High -- 10% 5% 5%  
9 ICICI Prudential Business Cycle Fund Thematic Fund Very High -- 10% 0% 0%  
Debt Funds       20% 40% 70%    
A Corporate Bond / Dynamic Bond Funds       10% 30% 50%  
1 Aditya Birla Sun Life Corporate Bond Fund Corporate Bond Fund Moderate B-III (Relatively High Interest Rate Risk and Moderate Credit Risk) 5% 10% 15% 15 months and above
2 HDFC Corporate Bond Fund Corporate Bond Fund Moderate B-III (Relatively High Interest Rate Risk and Moderate Credit Risk) 5% 10% 15% 15 months and above
3 Kotak Dynamic Bond Fund Dynamic Bond Fund Moderately High B-III (Relatively High Interest Rate Risk and Moderate Credit Risk) 0% 5% 10% 15 months and above
4 DSP Strategic Bond Fund Dynamic Bond Fund Moderate B-III (Relatively High Interest Rate Risk and Moderate Credit Risk) 0% 5% 10% 24 months and above
B Low Duration Funds       5% 5% 15% 24 months and above
1 UTI Low Duration Fund Low Duration Fund Moderate B-II (Moderate Interest Rate Risk and Moderate Credit Risk) 5% 5% 15% 24 months and above
C Liquid Funds       5% 5% 5% 1 Week to 3 Months
1 Bank FD*** / DSP Liquidity Fund Liquid Fund Low to Moderate B-I (Relatively Low Interest Rate Risk and Moderate Credit Risk) 5% 5% 5% 1 Week to 3 Months
  Gold*       5% 5% 5% 2-3 Years
1 Kotak Gold Fund FoF - Domestic High -- 5% 5% 5% 2-3 Years
  Total       100% 100% 100%  


* For allocation in Gold, investors can also look at Sovering Gold Bonds issued by the Government of India.
** As disclosed by the respective Asset Management Companies. Refere to the Riskometer Index
Source for entire data stated above is ICRA Analytics Ltd. (For Disclaimer of ICRA Analytics Ltd, refer https://icraanalytics.com/home/disclaimer)
# As disclosed by the respective Asset Management Companies. Refer to the Potential Risk Class Matrix Table

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