| Product/Type of Charge | Vishesh Fees and Charges |
|---|---|
| Debit Card | HDFC Bank Vishesh Platinum Chip Debit Card with nil annual fees. |
| Charges on non-maintenance of minimum balance in Savings Accounts | Nil |
| Charges on non maintenance of minimum balance in Current Accounts | Applicable as per product variant of Current Account |
| Locker annual rental | Locker with 25% discount on annual rental charge available for first locker allocated per group |
| Forex transaction rates | Up to 5 paise better rate on card rate for forex transactions on select currencies. |
| Cheque book issuance | Nil charges for Savings Account. |
| DD/MC Charges on Savings Accounts | Nil issuance charges on DD/MC up to ₹1 lakh per day per customer as long as part of the Classic programme |
| DD/MC Cancellation / revalidation | Effective August 1, 2021 - ₹60, Senior citizen - ₹54 |
| Transactions on domestic ATM | No charges for usage of HDFC bank as well as non HDFC Bank ATMs |
| Cash transaction Charges for savings accounts (cumulative of deposit/withdrawal and home/non-home branch) effective December 9, 2017 |
5 transactions with nil charge |
| OR | |
| ₹2.5 lakh at Nil charge per month per account 'self/third party' inclusive | |
| (Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone savings account variant held by the customer) | |
| Cheque return charges drawn on us Effective August 1, 2021 | Due to insufficient funds return in a month 1st - ₹450, (Sr Citizen - ₹400) 2nd- ₹500 (Sr Citizen - ₹450) 3rd onwards - ₹550 (Sr Citizen - ₹500) Due to funds transfer cheque return ₹350 (Sr Citizen - ₹315) Due to technical reasons: ₹50 (Sr Citizen - ₹45) *(e.g. - date not mentioned, post-dated, sign mismatch, etc.) |
| Cheques deposited - returned unpaid (Effective December 1, 2017) | ₹200 per instance |
| Demat account annual maintenance charge (AMC) *Non BSDA Demat Accounts | Discounted AMC of ₹500 per annum in case of Nil transactions, ₹250 if at least 1 transaction. Click here for a detailed tariff sheet. To know more about the features of regular and BSDA A/C click here |
| NEFT/RTGS | Nil charges through online mode charges applicable as per Savings/Current Account variant for outward fund transfers done through branch |
| IMPS | Charges applicable. Please click here for complete details |
| Bill pay | Nil charges |
| Insta alert | Nil charges |
| Standing instructions | Nil charges |
| Current Accounts | Current Accounts refer to detailed Current Account tariff basis product variants. Click here |
| ATM Card for Current Account customers transaction charges at international ATMs: | ₹110 on financial transactions and ₹15 on non financial transactions. |
Note:
HDFC Bank Vishesh Premier Banking does not have a monthly or annual fee. This service provides a suite of benefits tailored to meet the needs of its customers, including priority banking services, personalized financial solutions, and access to exclusive offers. It aims to enhance the overall banking experience without any additional cost.
Yes, Vishesh Premier Banking incurs forex transaction, locker and various other charges.
HDFC Bank Vishesh Preferred Premier Banking itself is not inherently tax-free. However, it offers various financial products and services that may provide tax benefits, such as specific types of investments or accounts. It's advisable to consult with a tax advisor or the Bank directly to understand the tax implications and benefits associated with specific products under Vishesh Premier Banking.