All You Ned To Know

FEATURES

A fatal accident or an accident that causes permanent disability to an individual can have adverse effects on the individual’s family. The medical bills can soar to a great extent disrupting one’s financial setup. Hence, staying financially covered with Personal Accident Insurance is essential.

  • Up to Rs. 30 lakh Sum Insured

              With this policy, one can receive maximum Sum Insured coverage up to Rs. 30 lakh

  • Death and disability coverage

              Accidental death and permanent total/partial disability is covered for the policyholder  

  • Double death or permanent total disablement

                Receive payment of double benefit (200% of the sum insured) for death or permanent total disablement caused due to accident. 

  • End-to-End Claim assistance

                 Enjoy 24/7 Claim Assistance & strong customer support with ICICI Lombard

Inclusions Exclusions
Accidental Death

Permanent Total Disablement

Permanent Partial Disablement

Accidental Medical Expenses

Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance

Hospital Daily Cash		 Any pre-existing disability/accidental injury

Pregnancy or child birth

Self-injury, suicide or attempted suicide

Influence of Liquor or drugs

Venereal Disease, AIDS or insanity

War and nuclear risk, terrorism, criminal acts etc
Card Reward and Redemption

Eligibility Criteria

An individual needs to be between 18 to 55 years of age for taking policy from ICICI Lombard GIC Ltd.

Commission on General Insurance

Card Management & Control

Frequently Asked Questions

Personal Accident policy covers one against physical loss, disablement or death arising out of an accidental bodily injury or major accident. It pays compensation for any accidental death or disablement occurring in any part of the world.

The benefits include Accidental death, Permanent Total Disablement, Permanent Partial Disablement, Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance and Hospital Daily Cash. Hospital cash and Double indemnity is covered only on Rs. 30 lacs Sum Insured plans.

A policy is issued for a period of 12 months

This policy covers the insured in whose name the policy is taken. Each policy covers one earning member between the age of 18-65 years.

No, cashless facility is not available for Personal Accident policy