All You Need To Know
OVERVIEW
A life-threatening illness can indeed shatter one’s dreams putting a lot of financial burden on the family. That’s where a Critical Illness Insurance plan equips an individual to financially handle serious health conditions. With Critical Illness Insurance, ICICI Lombard will pay the insured the Sum Insured as chosen by him / her in lump sum post Insured survives the survival period of 30 days.
This lump sum amount can be utilised towards payment of medical expenses and can also substitute many necessary and basic living expenditures, which otherwise would have to be avoided, resulting in an otherwise unpleasant situation. Other than lumpsum, one can choose benefit of reimbursement/payment of hospitalization expenses for treatment of the critical illness diagnosed on survival for more than 30 days. The covers are available on lump sum benefit and indemnity basis.
FEATURES
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Critical Illnesses covered
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Experience cashless claim services
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Tax-Saving benefit
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End-to-End Claim Assistance
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Inclusions
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Exclusions
Eligibility Criteria
Any individual between 5 years to 55 years of age can purchase the plan from us
Frequently Asked Questions
Personal Accident policy covers one against physical loss, disablement or death arising out of an accidental bodily injury or major accident. It pays compensation for any accidental death or disablement occurring in any part of the world.
The benefits include Accidental death, Permanent Total Disablement, Permanent Partial Disablement, Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance and Hospital Daily Cash. Hospital cash and Double indemnity is covered only on Rs. 30 lacs Sum Insured plans.
A policy is issued for a period of 12 months
This policy covers the insured in whose name the policy is taken. Each policy covers one earning member between the age of 18-65 years.
No, cashless facility is not available for Personal Accident policy