All You Need To Know

OVERVIEW

A health insurance plan that covers critical illness means you can insure yourself against the risk of serious illness in much the same way as you insure your car and your house. It will give you the same security of knowing that a guaranteed cash amount will be paid if the unexpected happens and you are diagnosed with a critical illness.


FEATURES

  • The benefit amount is payable once any of the ten covered diseases is diagnosed meeting specific criteria and the insured survives 30 days after the diagnosis.
  • The insured receives the amount as lump sum so that he can plan the treatment accordingly.
  • Very competitive premium rates.
  • Sum insured options of Rs. 1,00,000/- to Rs. 50,00,000/- for age group of 6 yrs. to 60 yrs.
  • Sum insured options of Rs. 1,00,000/- to Rs. 5,00,000/- for age group of 61 yrs. to 65 yrs.
  • Income Tax Benefit on Premium Paid.
  • Health CDC benefit – quick claim settlement through app**

Click Here to read the policy wording.


EXCLUSIONS

  • Any critical illness for which care, treatment, or advice was recommended or which was first manifested or contracted before
  • Any critical illness diagnosed within the first 90 days
  • Death within 30 days following the diagnosis of the critical illness
  • Presence of HIV/AIDS infection
  • Treatment arising from or traceable to pregnancy or childbirth, including caesarean section and birth defects

For detailed list, please go through the FAQs or read product brochure


ELIGIBILITY

  • For Proposer/Spouse – 18 years to 65 years
  • For Dependent Children – 6 years to 21 years


CLAIMS PROCESS

To register your claim online, click here. 
Or to register your claim on the phone, please dial our Toll Free Number: 1800-209-5858

For detailed claims process, please go through the FAQs or read product brochure

Commission on General Insurance

Frequently Asked Questions

  • Cancer
  • Coronary Artery Bypass Surgery
  • First Heart Attack (Myocardial Infarction)
  • Kidney Failure
  • Major Organ Transplant
  • Stroke
  • Aorta Graft Surgery
  • Primary Pulmonary Arterial Hypertension
  • Multiple Sclerosis with Persisting Symptoms
  • Permanent Paralysis of Limbs

  • Customer approaches Bajaj Allianz Network Hospital for claims settlement
  • Bajaj Allianz – HAT (Health Administration Team), verifies the claims request details with benefits & conveys decision to the customer

Approved

  • Authorization letter is sent to the customer

Query

  • Query letter is sent to the custoner asking for additional information
  • Required additional information received from the customer
  • Bajaj Allianz – HAT, verifies claims request details with benefits & conveys decision to the customer

Denial

  • Denial letter is sent to the customer

  • Any critical illness for which care, treatment, or advice was recommended or which was first manifested or contracted before
  • Any critical illness diagnosed within the first 90 days
  • Death within 30 days following the diagnosis of the critical illness
  • Presence of HIV/AIDS infection
  • Treatment arising from or traceable to pregnancy or childbirth, including caesarean section and birth defects
  • War, invasion, act of foreign enemy, terrorism, hostilities (whether war be declared or not), civil war, rebellion, revolution
  • Naval or military operations of the armed forces or air force and participation in operations requiring the use of arms or which are ordered by military authorities for combating terrorists, rebels and the like, any natural peril
  • Consequential losses of any kind, be they by way of loss of profit, loss of opportunity, loss of gain, business interruption etc.

Bajaj Allianz General Insurance Co. Ltd.

GE Plaza, Airport Road, Yerawada, Pune-411006

IRDA Reg. No. 113 | An ISO 27001:2013 Certified Company | Tollfree: 1800-209-0144 | 1800-209-5858 | www.bajajallianz.com | customercare@bajajallianz.co.in

BAGIC CIN - U66010PN2000PLC015329 |UIN - IRDA/NL-HLT/BAGI/P-H(C)/V.I/279/13-14

HDFC Bank is an authorised Corporate Agent of Bajaj Allianz General Insurance Co. Ltd. The insurance plans are underwritten by Bajaj Allianz General Insurance Co. Ltd.; CA License No. CA0010

For more details on risk factors, terms and conditions, please read the sales brochure before concluding a sale