Who Can Apply?
Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank Imperia Platinum Debit Card is available to Imperia Customers only. Both Residents and NREs can apply. Resident Indians should hold one of the following accounts: Savings Account, Current Account, SuperSaver Account, Loan Against Shares Account (LAS), or Salary Account.
The HDFC Bank Imperia Platinum Debit Card has an annual fee of ₹850 (exclusive of taxes). However, this fee is waived as long as you are part of the HDFC Bank Imperia Premium Banking Programme.
The HDFC Bank Imperia Platinum Debit Card offers CashBack points with a maximum cap of ₹750 per account per month. You can earn 1 CashBack point for every ₹100 spent on telecom and utilities and 1 CashBack point for every ₹200 spent on groceries, supermarkets, restaurants, apparel, and entertainment.
The HDFC Bank Imperia Platinum Debit Card has a daily domestic shopping limit of ₹5 lakh. This limit applies to both domestic and international transactions.
To enjoy free airport lounge access with the HDFC Bank Imperia Platinum Debit Card, you must spend a minimum of ₹5,000 in the previous calendar quarter. This spend can be in a single transaction or multiple transactions. Complimentary access is subject to availability and specific lounge offerings.
The HDFC Bank Imperia Platinum Debit Card has a daily ATM withdrawal limit of ₹1 lakh.
To redeem CashBack points on the HDFC Bank Imperia Platinum Debit Card, you need a minimum of 250 points. There is no maximum capping on redemption, subject to availability. CashBack points can be redeemed through NetBanking. Points are valid for 12 months from the date of earning.
To apply for the HDFC Bank Imperia Platinum Debit Card, you need to provide your Permanent Account Number (PAN).