Regular Current Account Frequently Asked Questions

Online NEFT/RTGS payments are free.

Through branch, NEFT payments are charged as follows:

  • Upto ₹ 1 lakh: ₹ 2/- per transaction,

  • Above ₹ 1 lakhs: ₹ 10/- per transaction

Through branch, RTGS payments are charged as follows:

  • Above ₹ 2 lakhs: ₹ 15/- per transaction​​​​​​​

IMPS charges on outgoing transactions (through NetBanking & MobileBanking) are as follows:

  • Upto ₹ 1000 : ₹ 3.5/- per transaction,

  • Above ₹ 1000 and upto ₹ 1 lakh: ₹ 5/- per transaction

  • Above ₹ 1 lakh and upto ₹ 2 lakhs: ₹ 15/- per transaction
    (charges exclusive of GST)

  • Free Cash Deposits up to ₹ 2 lakhs per month or 25 transactions (whichever is breached first) at any HDFC Bank Branches

     

DDs/POs are free if instrument value is above ₹ 1,00,000/-

50 free Bulk transactions per month are offered.

(Note: Bulk transactions include all Local & Anywhere clearing and Fund transfers)

  • Unlimited cash withdrawal from Home branch

  • No free limits offered at Non-home branch

NMC charges: ₹ 1,500/- (per quarter)

Regular current account is best suited for Merchants/Traders, Service Providers & Dukaandars with local transactions (with / without requirement of ME/MPOS/MEAPP), with turnover less than ₹ 50 Lakhs.

Note: Regular current accounts are opened at Non-Metro locations only

AQB Requirement – ₹ 10,000/-

There are no free limits for cheque leaves, with Regular Current Account

Bank anytime, anywhere in person at a branch or ATM, from your laptop or mobile. Click here for more details.

  • Free Cash Deposits up to ₹ 2 lakhs or 25 transactions (whichever is breached first) at any HDFC Bank Branches

  • Free local or intercity cheque collection and payments across all HDFC Bank locations.

  • 50 free Bulk transactions per month

  • Free transfer of funds across cities between HDFC Bank accounts.

  • Free DDs/POs above ₹ 1,00,000/-

  • Free collection of funds through RTGS and NEFT

  • Get a payable-at-par cheque book at a nominal price.

  • Easy banking with facilities like NetBanking and MobileBanking that allow you to check your account balance, pay utility bills, or even stop cheque payments via SMS