| Description of Charges | Saksham Current Account |
|---|---|
| Managers Cheque/Demand Draft cancellation / Revalidation | Free |
| Old records/copy of paid cheques | Free |
| Photo Attestation / Signature Verification | Free |
| Balance Inquiry- At Branch | Free |
| Regeneration of IPIN (request received at branch for physical dispatch) | Free |
| Balance confirmation certificate / Interest certificate | Free |
| Outstation Cheque collection - Clean Location | Free |
| Cheque Return Charges (Inward) due to Technical Reasons | Free |
| Issue of Duplicate / Adhoc statement - Direct Banking Channels (NetBanking / Mobile Banking / PhoneBanking (IVR) / ATM) | Free |
| Issue of Duplicate / Adhoc statement at Branch or Phone Banking (Non-IVR) | Branch : ₹ 100/- per statement; Phone Banking (Non IVR) : Free |
| Combined Cash Deposit at Home & Non Home Location | ₹ 50 Lakhs or 50 transactions free per month; thereafter chargeable at ₹ 4/- per ₹ 1000/-, minimum of ₹ 50/- |
| Bulk Transaction (Includes count of all Cheque clearing and Fund Transfer transactions) Total Transaction (Includes count of Cash Deposit, Cash Withdrawal, Cheque Clearing and Fund Transfer Transactions) |
Free Transaction : 300 per month. Beyond Free limit : ₹ 35/- per transaction |
| Cash Deposit in Low Denomination notes/coins i.e. ₹ 50 and below @ any HDFC Bank Branch (monthly) | 1. Cash deposit in notes : Free up to ₹ 10,000/- per month, beyond free limit chargeable at 2% of cash deposit in low denomination notes (excluding 50 denomination note) 2. Cash deposit in coins : Free up to ₹ 5,000/- per month, beyond free limit chargeable at 2% of cash deposit in coins |
| Cheques drawn on us : Cheque Return Charges due to Insufficient Funds (Including Fund Transfer Cheque Returns) |
Upto 2 instruments per month ₹ 500/- per instrument; On 3rd onwards ₹ 750/- per instrument. |
| Cash Withdrawal - Home Branch | Free |
| Cash Withdrawal - Non Home Branch | Free: Up to ₹1, 00,000/- per day. Charges: ₹2 per 1,000/-, minimum ₹50/- per transaction. Third party cash withdrawal allowed only up to maximum ₹ 50,000/- per transaction. |
| Cheque Leaves | Free 500 cheque leaves per month. Charges ₹ 3/- per leaf beyond free limit. |
| Managers Cheque/Demand Drafts - Issuance on HDFC Bank locations | Free |
| TDS certificate | Free |
| Anywhere (Inter-city) Cheque Collections/Payments and Fund Transfer | Free |
| Address Confirmation | Free |
| BillPay | Free |
| Cheque Status per instance | Free |
| Managers Cheque/Demand Drafts - Issuance on Non HDFC Bank Locations | ₹2 per ₹1,000/-, Minimum ₹50 per instrument |
| One time Mandate Authorisation Charges (Physical / Online) | ₹40/- per mandate |
| Account Closure | Upto 14 days & beyond 12 months - Nil ; 15 days to 6 months - ₹ 500/- ; 6 months to 12 months - ₹ 250/- |
| ACH/ECS Return | Quaterly: Upto 3 returns - ₹ 350/- per instance ; 4th return onward ₹ 750 /-per instance |
| Any Deliverable Returned by Courier due to Negative Reasons (no such consignee/ consignee shifted and no such address) | ₹ 50/- per instance |
| Cheque Deposited Return Unpaid - Local & Outstation | Free Up to 3 returns per month; beyond free limit : ₹ 200/- per instrument |
| Cheque Return Charges (Drawn on HDFC bank) | Up to 2 instruments per month - ₹ 500/- per instrument; from 3rd instrument onwards - ₹ 750/- per instrument |
| Non Maintenance of AQB charges | No charges for fist two calendar half-yea₹ (including the account opening half-year) HAB: ₹ 10,000/- ₹ 1,500/- per half-year from 3rd half-year onwards. |
| Standing Instructions - Set up and Rejection (Monthly Charges) | Setup charges - Nil ; Rejection - Upto 3 returns - ₹ 350/- per instance; 4th return onward ₹ 750/- per instance |
| Stop Payment | Particular Cheque - ₹ 100/- (Free through Phone Banking). Range of Cheques - ₹ 200/- (Free through Phone Banking) |