Biz Ultra+ Account - Eligibility

You are eligible to open a Biz Ultra+ Account if you fall under the following criteria:

  • Resident Individual
  • Hindu Undivided Family
  • Sole Proprietorship Firms
  • Partnership Firms
  • Limited Liability Partnership Firms
  • Private and Public Limited Companies

Click here to learn more about the HDFC Bank Biz Ultra+ Account

Disclaimer: Terms and conditions apply. HDFC Bank Biz Ultra+ Account approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirements. Interest rates are subject to change. Please check with your RM or the closest bank branch for current interest rates.

Frequently Asked Questions

A Biz Ultra+ Account can be opened by resident individuals, Hindu Undivided Families (HUFs), sole proprietors, partnership firms, LLPs, and private or public limited companies meeting the eligibility criteria.

With a Biz Ultra+ Account, you get a free monthly cash deposit limit of up to ₹25 lakh or 12 times your average monthly balance (AMB), whichever is higher. The cap is ₹50 crore.

No, the Biz Ultra+ Account offers unlimited free cash withdrawals at the home branch, making it highly convenient for frequent cash-based transactions.

Biz Ultra+ Account holders can withdraw cash at non-home branches up to 12 times the current month’s AMB, with an upper cap of ₹50 crore, free of any extra charges.

You receive up to 150 cheque leaves for every ₹1 lakh of AMB maintained, with a maximum limit of 2,500 cheque leaves per month in your Biz Ultra+ Account.

Yes, the Biz Ultra+ Account comes with a free Business Debit Card offering cashback, travel insurance, lounge access, and retail shopping protection benefits.

Yes, all RTGS, NEFT, and IMPS transactions made through branches or NetBanking are free for Biz Ultra+ Account holders.

The Biz Ultra+ Account allows up to 200 free transactions per ₹1 lakh AMB maintained, with a cap of 4,000 free transactions monthly.

You get complimentary shopkeeper insurance up to ₹7.5 lakh and cyber insurance up to ₹3 lakh with the Biz Ultra+ Account, providing extra peace of mind.

By maintaining quarterly digital transactions of ₹7 lakh or more through POS, SmartHub Vyapar, or Payment Gateway, you qualify for balance commitment waivers in the Biz Ultra+ Account.

The Biz Ultra+ Account supports ME, mPOS, BHIM UPI, Bharat QR, and payment gateway solutions via SmartHub Vyapar, MobileBanking, and PayZapp.

Biz Ultra+ Account offers monthly rental waivers on POS machines if your transaction volumes reach ₹3 lakh in metro/urban or ₹2 lakh in SURU locations.

Yes, the Biz Ultra+ Account includes the SmartGateway Payment Link feature, allowing you to send single or bulk payment links via SMS or email with real-time analytics.

SmartHub Vyapar, available with the Biz Ultra+ Account, is a one-stop platform offering payments, banking, loans, and business tools tailored to merchants and entrepreneurs.