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What's in store for you

More benefits than ever before

Exclusive Benefits

  • 2% cashback on all purchases across Paytm (Mall, movies, and Mini App) Note - Maximum capping of ₹250 per calendar month

  • 1% CashBack on all other Paytm spends - Note - Maximum capping of ₹250 per calendar month

  • 0.5% CashBack on all other all other retail transactions (excluding Fuel, EMIs, Rental, Government Spends). Note - Maximum capping of ₹500 per calendar month

Milestone Benefits

  • Upgrade to Paytm HDFC Bank Credit Card by spending ₹10,000 in 3 consecutive months (Non-EMI and Non-Rental Spends)

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Additional Benefits

Wondering if you are eligible? 

For Salaried

  • Nationality: Indian national
  • Age: Minimum: 21 years, Maximum: 60 years
  • Income: Net Monthly Income > ₹25,000 

For Self-Employed

  • Nationality: Indian national
  • Age: Minimum: 21 years, Maximum: 65 years
  • Income: Annual ITR > ₹6 lakh
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Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving license
  • PAN card
  • Passport size photographs

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

How to apply

Apply for a credit card online in 3 simple steps:

  • Step 1 - Provide your personal details
  • Step 2 - Select the credit card best suited for you
  • Step 3 - Upload your documents and submit
Apply now
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Annual Savings & Value Chart

  • Save up to 5% on your Personal spends of ₹2,50,000 in a year with Paytm HDFC Bank Mobile Credit Card
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Know more about the card

Fees & Charges

Paytm HDFC Bank Mobile Credit Card Fees and Charges:

  • Annual Membership Fee: ₹149 + GST

  • First Year Fee waived upon spending ₹1,000 (non-EMI spends) within the first 30 days

  • Renewal Year Fee waived upon spending ₹25,000 (non-EMI spends) in the 12 months period

Click here to view details of the fees & charges

Make Payments More Rewarding with PayZapp

Card Reward and Redemption Program

  • CashBack as per the product features will be credited in the form of CashPoints, which can be redeemed by the customer against their statement balance.  

  • Cashback is not applicable for wallet loads, fuel spends, EMI spends, rental spends and government spends. 

  • Cashback earned on Grocery Spends will be capped at ₹1,000 cashpoints per month.  

  • Redemption of Travel Cashback Points will be capped at 50,000 points per month 

  • Effective February 1, 2023, cashback redemption will be capped at 3000 points per month.  

  • 70% points plus 30% minimum pay system - A minimum of 30% pay system has been introduced for redemption of points on select categories only. 

  • Save up to 5% on your Business and Personal spends of ₹3.6 lakh in a year with HDFC Bank Paytm Bank Business Credit Card. Click here to know how 

Card Reward and Redemption Program

Contactless Payment

  • Paytm HDFC Bank Mobile Credit Card is enabled* for Contactless Payments at retail outlets.
    (Note: in India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)
Contactless Payment:

Zero Cost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre.
Zero Cost Card Liability

Revolving Credit

  • Available at a nominate interest rate. (Check Fees and Charges section for more details)

 

Revolving Credit

Card Management and Control

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of Paytm HDFC Bank Mobile Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

  • Credit Card Registration and Activation

  • Set up Card PIN

  • Manage card controls like online spends, contactless transactions 

  • View Transactions/Download e-statements 

  • Check Reward Points

  • Block/Re-issue card

  • Apply for an Add-on Card, manage, set PIN and card controls for Add-on card

Card Management and Control

Annual Savings & Value Chart

Check out the annual savings incurred and the value chart for the care here.

Card Management and Control

Most Important Terms and Conditions

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Card Management and Control

Frequently Asked Questions

Paytm Mobile Credit Card is a CashBack Credit Card offered by HDFC Bank in association with Paytm. It offers attractive CashBack rewards on various transactions, making it the perfect companion for all your spending needs. Apply today and start earning CashBacks!

Paytm Mobile Credit Card works just like any other Credit Card. You can use the card to make payments at both online and offline merchants. Every transaction you make with the card earns you CashBack, which can be redeemed for future purchases or other categories.

Paytm Mobile Credit Card offers numerous benefits to enhance your shopping experience. From earning CashBacks on various transactions to enjoying interest-free credit, this card is designed to provide maximum value to its users.

The benefits of Paytm Mobile Credit Card include:

  • CashBack rewards on Paytm Mall, Movies, and Mini App purchases.
  • CashBacks on select Paytm spends and retail transactions.
  • Up to 50 days of interest-free credit.
  • Utility made easy with SmartPay.

The HDFC Bank Paytm Mobile Credit Card offers attractive welcome benefits for new members:

HDFC Bank Paytm Mobile Credit Card members are eligible for free annual memberships with our partners. Get complimentary access to Club Marriott, MMT Black, Swiggy One, Amazon Prime, Times Prime Smart, Forbes Digital subscription, and more! Unlock this welcome offer by spending over ₹1.5 lakh within the first 90 days. If eligible, you will receive your benefits within 30 days of meeting the criteria.

Applying for a Paytm Mobile Credit Card online is Easy

  • Check whether you are eligible
  • Apply for the HDFC Bank Paytm Mobile Credit Card online
  • Submit the required documents 
  • Upon approval, you can get your new Paytm Mobile Credit Card in the mail. It's that simple!