Dealer Credit Card Fees and Charges

Goods and Services Tax (GST)​​​​​​​

  • The applicable GST depends on the Place of Provision (POP) and Place of Supply (POS).
  • If POP and POS are within the same state, CGST and SGST/UTGST will apply.
  • If POP and POS are in different states, IGST will be charged.
  • GST for fees, charges, or interest billed on the statement date will appear in the subsequent month’s statement.
  • GST charged will not be reversed in case of disputes related to fees, charges, or interest.
  • Click here for the most important Terms & Conditions
  • Click here to learn more about the HDFC Bank Dealer Credit Card

Disclaimer: Terms and conditions apply. Commercial Credit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

No, the HDFC Bank Dealer Credit Card does not charge joining and renewal fees.

The HDFC Bank Dealer Credit Card charges late payment fees based on the total amount due. The fees range from ₹100 for amounts between ₹100 and ₹500 to ₹750 for amounts above ₹10,000.

The HDFC Bank Dealer Credit Card charges non-payment fees at a rate of 12.30% per annum.

The HDFC Bank Dealer Credit Card charges a payment return fee of 2% of the payment amount, subject to a minimum charge of ₹450.

The HDFC Bank Dealer Credit Card charges a cash processing fee of 1% of the transaction amount.

The HDFC Bank Dealer Credit Card charges a retrieval fee of ₹125 per charge slip.

If the ticket purchase payment is made through the HDFC Bank payment gateway, the applicable charge is 1.8% of the transaction amount. For any other bank payment gateway, rates will be as per the IRCTC website.

The HDFC Bank Dealer Credit Card charges a cross-currency markup fee of 3.5% on all foreign currency transactions.