The HDFC Bank CSC Small Business MoneyBack Credit Card is designed for small business owners, offering 3X reward points on business spends, 5% cashback on utility bills, and a 1% fuel surcharge waiver. It provides financial flexibility and rewards for everyday business expenses.
The HDFC Bank CSC Small Business MoneyBack Credit Card has a renewal charge of ₹500 plus applicable taxes. However, this fee is waived if you spend ₹25,000 in the previous year.
The HDFC Bank CSC Small Business MoneyBack Credit Card has a joining fee of ₹500 plus applicable taxes.
The HDFC Bank CSC Small Business MoneyBack Credit Card levies a 3.5% markup fee on the total value of transactions made in foreign currencies for international purchases.
For the HDFC Bank CSC Small Business MoneyBack Credit Card, a balance transfer fee of either ₹250 or 1% of the amount transferred, whichever is higher, is applicable, along with taxes.
The HDFC Bank CSC Small Business MoneyBack Credit Card charges ₹100 for reissuing a lost or damaged card.
The cash advance fee for the HDFC Bank CSC Small Business MoneyBack Credit Card is 2.5% of the withdrawn amount or ₹500, depending on which is higher.
The HDFC Bank CSC Small Business MoneyBack Credit Card offers a 1% fuel surcharge waiver at fuel stations across India. This applies to transactions between ₹400 and ₹5,000, with a maximum cashback of ₹250 per billing cycle.
A 1% utility transaction fee is levied by the HDFC Bank CSC Small Business MoneyBack Credit Card when the related transaction amount exceeds ₹75,000.
For every redemption request made using the HDFC Bank CSC Small Business MoneyBack Credit Card, a fee of ₹99, plus taxes, is applicable. This fee applies to redemptions for cashback, products, or vouchers via the HDFC Bank NetBanking or SmartBuy portal.