Eligibility Criteria
For Self-Employed Applicants
Click here to learn about Biz Black Metal Edition Credit Card
Terms and conditions apply.
Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The minimum age required to apply for the HDFC Bank Biz Black Metal Edition Credit Card is 21 years.
The minimum age required to apply for the HDFC Bank Biz Black Metal Edition Credit Card is 65 years.
To qualify for the HDFC Bank Biz Black Metal Edition Credit Card, applicants must have an annual income tax return (ITR) above ₹30 lakh.
No specific credit score is required to be eligible for the Biz Black Metal Edition Credit Card. However, applicants should not have a history of defaults or poor credit behaviour.
If your Biz Black Metal Edition Credit Card application gets rejected, you are allowed to reapply after six months. But before that, improve your eligibility by addressing the reasons for rejection.
The Biz Black Metal Edition Credit Card is a premium Credit Card available only to business owners.
No, visiting a branch is not mandatory to apply for the HDFC Bank Biz Black Metal Edition Credit Card. You can easily apply online through the bank's website, NetBanking, or Mobile Banking, completing the entire application process digitally without needing to visit a branch.
To apply for the HDFC Bank Biz Black Metal Edition Credit Card, you need to provide documents such as your Income Tax Return (ITR), GST returns, bank statements, and merchant payment reports, amongst other documents.