Loans
Looking to finance significant purchases or manage existing debt without tapping into your investments? Consider a Personal Loan from HDFC Bank.
Whether it’s for a medical emergency, family wedding, debt repayment, international travel, home renovation, or funding education, a Personal Loan can meet your needs. For instance, if you require ₹25 lakh for tuition fees, a Personal Loan is an ideal solution to secure the funds without delay.
HDFC Bank offers personal loans ranging from ₹5,000 to ₹40 lakh, catering to various financial needs. Whether you require a small or substantial sum, HDFC Bank provides flexible loan amounts to suit your requirements.
Interest rates for HDFC Bank’s personal loans vary from 10.75% to 24.00%, depending on factors like loan amount and tenure. Competitive rates ensure you find an option that aligns with your financial capabilities and repayment preferences.
The repayment period for HDFC Bank’s personal loans spans from 3 months to 72 months. This flexibility allows you to choose a tenure that fits your budget and helps manage your monthly repayments comfortably.
Pre-approved HDFC Bank customers can receive funds in just 10 seconds. For other applicants, the loan disbursal is completed within 4 working days, ensuring quick access to the funds you need for your financial needs.
HDFC Bank requires minimal documentation for processing personal loans streamlining the application process. No additional documents are needed for pre-approved loans, making it easier to secure your loan with minimal hassle.
Special rates are available for government employees and existing HDFC Bank account holders. These tailored offers provide additional benefits and reduced rates, enhancing the value of personal loans for eligible customers.
HDFC Bank simplifies the loan application process with an easy-to-use online platform. You can apply for a personal loan from the comfort of your home, making it convenient to access funds without visiting a branch.
HDFC Bank offers Personal Accident cover up to ₹8 lakh and Critical Illness cover up to ₹1 lakh. The premiums for these insurance policies are deducted from the loan amount at disbursal, providing added financial protection.
Existing personal loans can be transferred to HDFC Bank for lower EMIs. This option helps reduce your monthly payments and potentially save on interest costs, making your loan repayments more manageable.
Getting a Personal Loan is straightforward. Begin by using HDFC Bank's Personal Loan Eligibility Calculator to check if you qualify for a ₹25 lakh loan. Submit your application through the bank's website, NetBanking, ATM, or branch.
Once you apply, the bank evaluates your request and approves it if you meet the criteria. You’ll receive details about the approved amount, tenure, and interest rate. After accepting the offer, the funds are swiftly transferred to your account.
HDFC Bank offers personal loans up to ₹40 lakh, with tenures ranging from 1 to 5 years. Repayment is easy, with EMIs starting as low as ₹2,149 per lakh.
When applying for a ₹25 lakh loan, you can check the EMIs you would have to pay using our Personal Loan EMI Calculator. You can start the application process right away. Just follow the easy, step-by-step instructions to get a ₹25 lakh Personal Loan from HDFC Bank in a quick time and easily manage all your cash needs. Apply for a Personal loan today.
Looking to apply for a 20 Lakh Personal loan? Click here to know more.
*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.