How to Save Money Using Debit Card

Synopsis:

  • A Savings Account with HDFC Bank offers various deals and cashback opportunities to alleviate monthly financial burdens.
  • HDFC Bank’s PayZapp allows seamless digital payments with a 5% cashback for first-time users on transactions over ₹1,000.
  • SmartBuy provides 5% cashback on travel bookings and up to ₹1,000 cashback on shopping at major e-commerce platforms.
  • Contactless Cards offer 1% cashback on transactions of ₹1,000 or more, enhancing shopping convenience.
  • Automatic bill payments through HDFC Bank can earn you cashback worth ₹2,100 within the first year.

Overview

Managing your monthly budget is essential for maintaining financial stability. You likely allocate a specific amount for various expenditures, such as bill payments, investments, and shopping for special occasions. Despite meticulous planning, unexpected expenses can disrupt your budget. That is where a Savings Account with HDFC Bank becomes advantageous, offering numerous deals and cash-back opportunities to ease the financial burden of monthly payments.

Save More with HDFC Bank

Shopping with an HDFC Bank Debit Card offers exciting discounts and deals that significantly increase your savings. Here’s how using your HDFC Bank Debit Card can help you save money:


Convenient Digital Payments

Using HDFC Bank’s digital wallet, PayZapp allows for convenient digital payments. Simply link your HDFC Bank Debit Card to PayZapp for seamless transactions every time you spend. If you’re using PayZapp for the first time, you can earn a 5% cash-back on a minimum transaction of ₹1,000. This not only enhances your shopping experience but also adds to your savings.


SmartBuy Offers

While exploring HDFC Bank’s e-commerce platform, SmartBuy, you will find a plethora of fantastic vouchers that can make your shopping sprees more affordable. Whether booking flights, hotels, or bus tickets, SmartBuy offers 5% cash-back on these transactions. You can also indulge in retail therapy on popular platforms like Amazon and Flipkart, earning up to ₹1,000 cash-back on your purchases.


Quick and Easy Payments

HDFC Bank has introduced Contactless Cards with Tap to Pay technology to make your payments even quicker. Whether shopping for groceries, filling up on fuel, or dining out, HDFC Bank Contactless Cards allow you to enjoy 1% cash-back on transactions of ₹1,000 or more. This feature not only saves you time at the checkout but also rewards you for everyday spending.


Special Offers for Business Owners

For business owners, HDFC Bank’s SmartHub payment collection platform provides a flat ₹100 cash-back when making municipal tax payments. This is a great way for entrepreneurs to save while managing their business expenses.


Rewards for Vehicle Owners

Car owners can also benefit by recharging their FastTag with their HDFC Bank Debit Card, earning 5% cash-back. This offer helps you save while ensuring smooth travel on the roads.


Food Delivery Discounts

If you frequently use food delivery apps, HDFC Bank has a special offer for you. Get a flat 15% off on a minimum purchase of ₹600 by using the code GOODFOOTTRAIL at checkout. This enticing deal ensures you enjoy your meals at a discounted price.

Auto-Payments Made Easy

With BillPay, you can eliminate the hassle of waiting in queues or writing monthly cheques. Automatically make bill payments for utilities, telecom services, and rent via standing instructions set up on your HDFC Bank Debit Card. By making auto payments through HDFC Bank, you can earn cash-back worth ₹2,100 on Amazon and Grofers within the first 12 months*. Register for automatic BillPay payments through HDFC Bank NetBanking and enjoy 5% cash-back for the first year.

Open a Savings Account Today

To take advantage of these incredible offers, you only need to open a Savings Account with HDFC Bank. Thanks to the InstaAccount process, opening an account is quick and hassle-free. Within minutes, you can enter your details, upload necessary documents, and establish a new Savings Account with India’s No.1 Bank**.


Opening a Savings Account with HDFC Bank unlocks a world of rewards and benefits. So, why wait? Enjoy instant, secure, and seamless banking by opening a Savings Account with HDFC Bank today!


Read more on how you can create a savings plan today with a Savings Account.