Choose from categoriesKnow more about Savings Account
Speciale Platinum
For those who are at the paradigm of success
Speciale Gold
For the Achievers & Aspirers
Speciale Senior Citizen
Premium offerings for your golden years
Speciale Women Gold
Curated for the Women Achievers
Savings Max
Your Trusted Savings Partner
Speciale Kids account - Super Kids
Premium Kids Account
Garv Pension Savings Account
Garv Pension Savings Account for the holder.
Senior Citizen Savings Account
Banking solutions for your elderly years
Women's Savings Account
Savings Account for the women of today
Kids Advantage
Kids Savings Account
Speciale Activ
Rewarding account for our Home Loan customers
Regular Savings Account
Basic Savings Account available at select locations
DigiSave Youth Account
Designed for today's youth
Basic Savings Bank Deposit Account
Government Scheme Beneficiary Savings Account
Giga Savings Account
Curated for Freelancers!
Pragati Savings Account
An account for emerging Bharat
Institutional Savings Account
Kisan Club Savings Account
Choose from categoriesKnow more about Salary Account
Speciale Platinum Salary Account
Access to High Net worth Banking
Speciale Gold Salary Account
Uber premium banking for the achievers
Premium Salary Account
Premium Salary Account for the Rising Stars
Classic Salary Account
For the hard working professionals
Regular Salary Account
Everyday Salary Account
Salary Family Account
Extend similar benefits to your family
Choose from categoriesView All
Millennia Credit Card
The Best CashBack Credit Card
MoneyBack+ Credit Card
Rewarding Credit Card For Everyday Spends
Freedom Credit Card
The Credit Card for All Your Firsts and Beyond
PhonePe HDFC Bank Uno Credit Card
PhonePe HDFC Bank Ultimo Credit Card
INFINIA Metal Edition
By Invite Only
Diners Club Black Metal Edition Credit Card
If the world is where you belong, Welcome to the Club
PIXEL Play Credit Card
Not Your Usual Credit Card
PIXEL Go Credit Card
HDFC Bank UPI RuPay Credit Card
Convenience of UPI & Credit Card benefits
Regalia Gold Credit Card
Best lifestyle & travel credit card
Diners Club Privilege Credit Card
Tata Neu Infinity HDFC Bank Credit Card
Extraordinary Rewards. Ready for You.
Tata Neu Plus HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card
Delightful Rewards. Ready For You
Swiggy Ornge HDFC Bank Credit Card
Rewards that keep up with your appetite, everywhere
Swiggy BLCK HDFC Bank Credit Card
Final Convenience, served daily
Marriott Bonvoy HDFC Bank Credit Card
Unmatched Luxury. Ready for You.
Indian Oil HDFC Bank Credit Card
Fuel Benefits. Ready For You.
IRCTC HDFC Bank Credit Card
There's a train ride in every swipe
BizBlack Metal Edition Credit Card
Made for Business. Made for Your Business.
BizFirst Credit Card
BizGrow Credit Card
BizPower Credit Card
GIGA Business Credit Card
Flipkart Wholesale HDFC Bank Credit Card
Soaring Ambitions. Ready for you.
HDFC Bank UPI Rupay Biz Credit Card
Experience 'Credit + Convenience' with HDFC Bank UPI Biz Credit Card
Paytm HDFC Bank Business Credit Card
Get The Credit You Deserve!
Paytm HDFC Bank Select Business Credit Card
Access the Credit You Merit
GiftPlus Card
One Pune Card
One Pune Transit Card
GiftPlus Corporate Prepaid Card
FoodPlus Prepaid Card
Flexi Benefits Card
FleetXpress
Petty Cash Card
Payroll Card
Pre-approved offers on Loans, Credit Cards, Home Loans & more!
Exclusive deals with your card on electronics, travel and shopping!
Introduction
Transferring money from Canada involves certain fees and charges that can impact the overall cost of your transaction. Understanding these costs upfront helps you make informed decisions and ensures a smooth and efficient transfer process. Explore our detailed breakdown of fees to manage your finances effectively.
*Charges mentioned above are charges levied by HDFC Bank only and do not include any charges that may be levied by originating/correspondent banks.
Please note that cheques drawn in one currency payable in another country where currency is different will take a longer period to realise and would attract charges of various correspondent banks as per their own tariff schedule over which we do not have any control. For e.g. a cheque drawn in USD payable on a bank in Singapore or cheque drawn in GBP payable on a bank in South Africa or cheque drawn in USD payable in Canada.
The Government of India has announced the implementation of Goods and Services Tax (GST) effective 1st July, 2017. Consequently, service tax rate (including cess) will be replaced by the GST rate as below:
1. Goods and Service Tax on FX conversion will be revised from 14.5% to 18%.
Slab for Service Tax on FX Conversion:
2. Goods and Service Tax on commission, fees and charges on foreign exchange transactions will be revised from 15% to 18%.
Yes, there is typically a minimum amount required to send money via telegraphic wire transfer. The minimum amount can vary depending on the bank or financial institution used for the transfer. Banks may set their own minimum transfer amounts, which can range from $100 to $500 or more. It's advisable to check with your bank for the specific minimum transfer amount required for sending money via telegraphic wire transfer.
The exchange rate for a transfer is determined by the bank's current exchange rate, which is influenced by market conditions and may vary throughout the day. Banks often add a margin to the exchange rate, which is the difference between the rate at which the bank buys and sells currency. This margin helps cover the bank's costs and earn a profit. The margin added by banks can vary and may depend on factors such as the amount being transferred and the specific currency pairs involved. It's advisable to check with your bank for the exact exchange rate and any margins added for your transfer.
Sending a telegraphic wire transfer from Canada to India typically incurs several fees. These may include a processing fee charged by the sending bank, which can vary depending on the bank and the amount being transferred. Additionally, there may be intermediary bank fees, correspondent bank fees, and currency conversion fees. The total cost of the transfer will depend on the fees charged by the sending bank, any intermediary banks involved in the transfer, and the currency exchange rates at the time of the transfer. It's advisable to check with your bank for the exact fees involved in sending a telegraphic wire transfer from Europe to India.