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An affordable plan for your family’s growing healthcare needs.

Presenting, ICICI Lombard Group Health Assure Super Top up.

Rising healthcare expenses bring in a lot of financial burdens when it comes to unfortunate hospitalizations. ICICI Lombard General Insurance cushions you against the uncertainties of life and adds the ‘extra’ layer to your financial security.

All you need to know

Features

  • Value for Money

  • Day Care Treatment Expenses

  • Provides coverage against COVID-19

  • No Restrictions on Room Rent

  • Offers AYUSH Benefit

Coverage
Sum Insured (₹) 5L/10L/15L/20L/25L/50L
Deductible (₹) 2L*/3L/5L/10L*
Family Definition Self, Spouse & up to 2 Dependent Children
In-Patient Care Expenses (IP) As per Plan
Day Care Treatment Expenses Up to SI
Domiciliary Hospitalization Expenses Up to SI
Organ Donor Expenses Up to SI
AYUSH Up to SI
Pre-Post Hospitalization Expenses Up to SI - 60 - 90 days
Room Rent No Restriction
Proportionate Deductions Not Applicable
Waiting Period Factors
Pre-Existing Diseases Covered after 36 months of continuous coverage
Sp. Illness Waiting Period Covered after 2 years of continuous coverage
Initial Waiting Period 30 days – Applicable
Eligibility Conditions
Max. Entry Age 23 years for Children & 60 years for Self/Spouse
Min. Entry Age 91 days for Children & 18 years for Self/Spouse
Family Relationship is not allowed except Self, Spouse, 2 Children.
Cashless & Reimbursement is applicable.
Acceptance of Proposal is based on the declaration of Good Health.

Commission from General Insurance

Commission from General Insurance - Health Insurance Reg 5 (c)
Sr. No. Class of Business % of premium payable as agency commission (% of final premium excluding service tax)
1 Health Individual* 15%
2 Health Group (Employer-Employee only) – Annual 7.50%
3 Health Group (Non-Employer-Employee groups) 15%
4 Health Group (Credit link up to 5 years) 15%
5 Health Govt. Schemes As specified in the govt. scheme/notification else as per health group (Employer - Employee only - Annual segment)
Commission from General Insurance - Other than Motor 5 (d)
1 Fire Retail 16.50%
2 Fire-Corporate (Risks with S.I. < Rs 2,500 cr.) 11.50%
3 Fire-Corporate (Risks with S.I. > Rs 2,500 cr.) 6.25%
4 Marine - Cargo 16.50%
5 Marine - Hull 11.50%
6 Miscellaneous - Retail 16.50%
7 Miscellaneous - Corporate/ Group** 12.50%
Commission from General Insurance - Motor Insurance Reg 5 (e)
1 Motor (Comprehensive)*** 15%
2 Motor (Stand-alone TP) 2.50%
* Individual includes annual premium, 3 years single premium, 3 years’ regular premium
**Commission/remuneration shall be payable as per Government Notification
***Commission/remuneration shall be payable only to the OD portion of the Motor (Comprehensive) policy

Disclaimer:

Registered and Corporate Office address: ICICI Lombard General Insurance Company Ltd., ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025, IRDAI Registration No: 115, CIN:L67200MH2000PLC129408,
Email:customersupportba@icicilombard.com  ,Telephone: 18001032292.

For more details on risk factors and terms and conditions, please read the sales brochure carefully before concluding the sale. For all other Terms and Conditions, please refer to policy wordings on www.bharti-axagi.co.in. Product Name: ICICI Lombard Group Health Assure Super Top up, UIN No: BHAHLGP20039V011920. HDFC Bank is a licensed corporate agent of ICICI Lombard General Insurance. CA license number CA0010.

Trade Logo displayed above belongs to Bharti Enterprises (Holdings) Private Ltd. and AXA SA respectively and used by ICICI Lombard General Insurance Company under license.

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