Vishesh Debit Card Eligibility Criteria

  • Who Can Apply?
  • The Vishesh Debit Card will be issued to Vishesh Customers only.
  • Both Residents and NREs can apply.
  • Resident Indians should hold one of the following:
  • Upgrade through Net-banking (only for existing customers)
  • The annual fee (plus applicable taxes) for the new Debit Card will be levied, as applicable. This is waived off for Vishesh customers.
  • In case your PAN details are not updated with the bank, your request shall not be processed. If you are a non-assessee or do not have PAN, you are requested to visit the nearest branch.
  • This facility is available only for Savings / Salary Account holders where the mode of operation in account is Singly / Either or Survivor.
  • This facility will not be available for Minor and NRO Accounts.
  • In addition to the due diligence requirements under KYC norms, the Bank is required to obtain Permanent Account Number (PAN) or alternatively declaration in Form No. 60 or 61 as specified under the Income Tax Act / Rules, for the purpose of issuing a Debit Card.
  • Issuance of the new upgraded Debit Card is subject to successful processing of the request as per customer eligibility. The upgraded Debit Card will be delivered to mailing address on record within the Next 5 Working Days (for Metro Locations). To know your location specific delivery time, please click here.
  • Your existing Debit Card will get deactivated within 3 working days of receipt of your new upgraded Debit Card. (In case your new Debit Card is sent to the Branch, the existing Debit Card shall be de-activated after 15 days from date of dispatch of the new Debit Card.)
  • Click here to learn more about the HDFC Bank Vishesh Debit Card.
  • Click here for the most important Terms and Conditions.
  • Click here to apply for HDFC Bank Vishesh Debit Card through NetBanking.
  • Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank Vishesh Debit Card is available to both Resident Indians and Non-Resident Indians (NREs).

The HDFC Bank Vishesh Debit Card is available to Vishesh customers only. Eligible account holders include those with Savings Accounts, Current Accounts, SuperSaver Accounts, Loan Against Shares Accounts (LAS), and Salary Accounts.

The HDFC Bank Vishesh Debit Card has an annual fee of ₹850 plus taxes, effective from August 1, 2024. However, this fee can be waived by joining the HDFC Bank Vishesh Premium Banking Programme.

The HDFC Bank Vishesh Debit Card offers 1 CashBack point for every ₹200 spent on groceries, supermarkets, restaurants, apparel, and entertainment. The maximum CashBack limit is ₹750 per account per month.

The HDFC Bank Vishesh Debit Card has a daily domestic shopping limit of ₹5 lakh.

The HDFC Bank Vishesh Debit Card offers two complimentary airport lounge access per calendar quarter if you spend a minimum of ₹5,000 in the previous calendar quarter.

The HDFC Bank Vishesh Debit Card has a daily domestic ATM withdrawal limit of ₹1 lakh.
Additionally, the card allows cash withdrawals at merchant establishments with a maximum upper limit of ₹2,000 per transaction and a monthly limit of ₹10,000.

To redeem CashBack points on the HDFC Bank Vishesh Debit Card, you need a minimum of 250 points. There is no maximum capping on redemption, subject to availability. CashBack points can be redeemed through NetBanking. Points are valid for 12 months from the date of earning.