Yes, there are charges for transactions in an NRO (Non-Resident Ordinary) Elite Savings Account. These charges can vary depending on the bank and the type of transaction. Common transaction charges for NRO Elite Savings Accounts include ATM withdrawal fees, fund transfer fees, and charges for issuing cheques or demand drafts. Additionally, there may be charges for services like balance inquiries, account statements, and SMS alerts. 

Yes, NRO Elite Savings Accounts with HDFC Bank may have maintenance fees. These fees can vary depending on the type of account and the specific features offered. Maintenance fees are typically charged to cover the costs of managing the account and providing services such as account statements, ATM cards, and customer support. Some banks may waive maintenance fees if certain conditions are met, such as maintaining a minimum balance in the account. It's advisable to check with HDFC Bank for the specific maintenance fees applicable to NRO Elite Savings Accounts and any conditions for waiving these fees.